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44 S Spring St, Midland, MI 48640 Property Records

Midland County property record for 44 S Spring St, Midland, MI 48640

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,314 sqft
Lot Size0.46 acres (20,038 sqft)
OwnerIndividual Name on Record
Last Sale$263,000 (May 2023)
Tax Bill$4,810 (2022)
Deeds & MortgagesNov 2025 Mortgage
May 2023 Sale & Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN040-550-500-240-00

Property Details

APN / Parcel Number

Primary APN040-550-500-240-00

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,314 sqft Living Area
Basement Area1,300 sqft

Exterior

Exterior MaterialAluminum/Vinyl
Lot Area20,038 sqft (0.46 acres)
Garage Area462 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air

Location & Zoning

Account Number04055050024000
Street Address44 S SPRING ST
CityMIDLAND
StateMI
Zip48640-9097
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionT14N R1E LOT 24 OAKWOOD HEIGHTS.
Legal SubdivisionOAKWOOD HEIGHTS
Legal Lot Number24
JurisdictionMIDLAND MI
Township / Civil DivisionHOMER
Census Block Group2
Census Block2008
Census Tract291200

Owner

Source: Midland County records, as of June 19, 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Co-ownerCo-owner on Record
Mailing Address2798 W NORTH UNION RD APT 15W, 15W, MIDLAND, MI 48642-9291
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Nov 12, 2025Deed of Trust, Mortgage · VA Mortgage
ZOOM HOME LENDING LLC
May 8, 2023Warranty Deed, Transfer · VA Mortgage
FIRST COMMUNITY MORTGAGE INC
Jul 12, 2021Warranty Deed, Transfer · Conventional Mortgage
ARK-LA-TEX FINANCIAL SERVICES LLC
Jul 12, 2021Intrafamily Transfer, Transfer
IRONGATE TITLE AGENCY LLC, IRONGATE TITLE AGENCY LL

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMay 8, 2023 · Amount on Record
Deed SaleMay 8, 2023 · Amount on Record
Prior SaleJul 12, 2021
Deed Document Number0016641234
Deed Book / Page1664 / 1234
Record UpdatedJun 7, 2026

November 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMIDLAND MI
Property Address44 S SPRING ST, MIDLAND, MI 48640-9097
Transaction TypeMortgage
Record UpdatedDec 2, 2025

Transferred To (Grantee/Buyer)

NameVerified Name
Address44 S SPRING ST, MIDLAND, MI 48640-9097

Mortgage

Document Number2025R10066
DateNov 12, 2025
Instrument2025R-10066
Lender
NameZOOM HOME LENDING LLC
TypeMortgage Company
AddressLIVONIA, MI 48152
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueDec 1, 2055

May 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMIDLAND MI
Recording DateMay 8, 2023
Property Address44 S SPRING ST, MIDLAND, MI 48640-9097
Document Number01664/1234
Book / Page1664 / 1234
Map ReferenceLB E PG 26
Instrument DateMay 4, 2023
Transaction TypeTransfer
Record UpdatedMay 30, 2023
Title CompanyIRONGATE TITLE AGENCY LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,972.50
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address44 S SPRING ST, MIDLAND, MI 48640-9097

Transferred To (Grantee/Buyer)

NameVerified Name
Address2798 W NORTH UNION RD APT 15W, 15W, MIDLAND, MI 48642-9291

Mortgage

Document Number0016641235
DateMay 8, 2023
Instrument1664/1235
Lender
NameFIRST COMMUNITY MORTGAGE INC
TypeMortgage Company
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueJun 1, 2053

July 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMIDLAND MI
Recording DateJul 12, 2021
Property Address44 S SPRING ST, MIDLAND, MI 48640-9097
Document Number1647/958
Book / Page1647 / 958
Map ReferenceLB E PG 26
Instrument DateJul 2, 2021
Transaction TypeTransfer
Record UpdatedJul 28, 2021
Title CompanyFIDELITY NATIONAL TITLE

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$1,680.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address44 S SPRING ST, 44, MIDLAND, MI 48640-9097

Transferred To (Grantee/Buyer)

NameVerified Name
Address2581 BEELINE RD, HOLLAND, MI 49424-8213

Mortgage

Document Number1647959
DateJul 12, 2021
Instrument1647/959
Lender
NameARK-LA-TEX FINANCIAL SERVICES LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueAug 1, 2051

July 2021: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionMIDLAND MI
Recording DateJul 12, 2021
Property Address44 S SPRING ST, MIDLAND, MI 48640-9097
Document Number1647/960
Book / Page1647 / 960
Map ReferenceLB E PG 26
Instrument DateJul 2, 2021
Transaction TypeTransfer
Record UpdatedJul 28, 2021
Title CompanyIRONGATE TITLE AGENCY LLC, IRONGATE TITLE AGENCY LL

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address44 S SPRING ST, MIDLAND, MI 48640-9097

Tax Assessment & Valuation

Source: Midland County assessment roll, as of March 1, 2023

Property Jurisdictions

TypeName
StateMichigan
CountyMidland County
County SubdivisionHomer Township
Unified School DistrictMidland Public Schools (KG - 12)

Flood

Source: FEMA National Flood Hazard Layer, effective February 3, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemHOMER TOWNSHIP
serves 3,097 people · EPA ID MI0003223
Water SourcePurchased surface water from CITY OF MIDLAND
Last State InspectionJun 2025
Lead3 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 52 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable		1,000 / 35
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20

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