51 Ridgewood Dr, Stow, MA 01775 Property Records

Middlesex County and Stow Town property record for 51 Ridgewood Dr, Stow, MA 01775

Property Summary

Property Type	Condominium
Details	2 bd · 2.5 ba · 2,646 sqft · built 2018
Owner	Individual Name on File
Last Sale	$1,011,500 (May 2022)
Tax Bill	$16,114 (2025)
Deeds & Mortgages	May 2022 Sale & Mortgage Apr 2020 Refinance + 1 more
Flood Zone	Zone X (minimal risk)
APN	`R-18 22B-19`

Property Details

APN / Parcel Number

Primary APN	`R-18 22B-19`
Alternative APN	`STOW M:000R-18 P:022B-19`

Interior

Bedrooms	2 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,646 sqft Living Area
Gross Area	6,299 sqft
1st Floor Area	2,720 sqft
Basement Area	2,720 sqft
Unfinished Basement	2,720 sqft

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Garage Type	Attached

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	R-18 22B-19
Street Address	51 RIDGEWOOD DR
City	STOW
State	MA
Zip	01775-1264
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	I
Jurisdiction	STOW MA
Township / Civil Division	STOW
Census Block Group	3
Census Block	3017
Census Tract	323102

Owner

51 Ridgewood Dr, a condominium, is owned and occupied by an individual who bought it in May 2022.

Source: Middlesex County and Stow Town records, as of April 14, 2026

Owner of Record	Individual Name on File
Mailing Address	51 RIDGEWOOD DR, STOW, MA 01775-1264
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 19, 2022	Quit Claim Deed, Transfer · Stand-Alone First Mortgage LEADER BANK NA
Apr 17, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance TBI MORTGAGE CO
Feb 28, 2019	Condominium Deed, Transfer · Stand-Alone First Mortgage TBI MORTGAGE CO

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 19, 2022 · Amount on File
Deed Sale	May 19, 2022 · Amount on File
Prior Sale	Feb 28, 2019 · Amount on File
Deed Book / Page	80150 / 516
Record Updated	Oct 29, 2026

May 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	STOW MA
Recording Date	May 19, 2022
Property Address	51 RIDGEWOOD DR, STOW, MA 01775-1264
Document Number	080150-516
Book / Page	80150 / 516
Instrument Date	May 19, 2022
Instrument	75454
Transaction Type	Transfer
Record Updated	Nov 20, 2025

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	51 RIDGEWOOD DR # 19, 19, STOW, MA 01775-1264

Mortgage

Document Number	0000075455
Date	May 19, 2022
Instrument	75455

Lender

Name	LEADER BANK NA
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STOW MA
Property Address	51 RIDGEWOOD DR, STOW, MA 01775-1264
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	74487-285
Date	Apr 17, 2020
Book Page	74487/285
Instrument	56859

Lender

Name	TBI MORTGAGE CO
Type	Mortgage Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	May 1, 2050

February 2019: Condominium Deed, Transfer

Document Type	Condominium Deed
Jurisdiction	STOW MA
Recording Date	Feb 28, 2019
Property Address	51 RIDGEWOOD DR, STOW, MA 01775-1264
Document Number	72278-218
Book / Page	72278 / 218
Instrument Date	Feb 1, 2019
Instrument	24884
Transaction Type	Transfer
Record Updated	May 12, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	51 RIDGEWOOD DR, STOW, MA 01775-1264

Mortgage

Document Number	24885
Date	Feb 28, 2019
Instrument	24885

Lender

Name	TBI MORTGAGE CO
Type	Mortgage Company

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 51 Ridgewood Dr was $16,114, up 0.4% from the year before.

Source: Middlesex County and Stow Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
County Subdivision	Stow Town
Unified School District	Nashoba School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$16,114.00 (+0.41%)	$925,000 (-2.19%) Building $925,000	$1,063,050
2024	$16,049.00 (+5.18%)	$945,700 (+12.37%) Building $945,700
2023	$15,258.00	$841,600 Building $841,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 51 Ridgewood Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 51 Ridgewood Dr is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	REGENCY AT STOW CONDOMINIUMS private · serves 132 people · EPA ID MA2286033
Water Source	Groundwater
Last State Inspection	Sep 2024
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Aug 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 56 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: Verizon.

Cell Coverage

5G and 4G LTE (outdoors only)

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