46 Ridgewood Dr, Stow, MA 01775 Property Records

Middlesex County and Stow Town property record for 46 Ridgewood Dr, Stow, MA 01775

Property Summary

Property Type	Condominium
Details	2 bd · 2.5 ba · 1,671 sqft · built 2018
Owner	2 Trust Names on File
Last Sale	$375,200 (Jun 2019)
Tax Bill	$6,921 (2025)
Deeds & Mortgages	May 2021 Transfer May 2021 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`R-18 22B-32`

Property Details

APN / Parcel Number

Primary APN	`R-18 22B-32`
Alternative APN	`STOW M:000R-18 P:022B-32`

Interior

Bedrooms	2 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,671 sqft Living Area
Gross Area	3,622 sqft
1st Floor Area	1,062 sqft
Basement Area	1,062 sqft
Unfinished Basement	1,062 sqft

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Garage Type	Attached

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	R-18 22B-32
Street Address	46 RIDGEWOOD DR
City	STOW
State	MA
Zip	01775-1265
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	I
Jurisdiction	STOW MA
Township / Civil Division	STOW
Census Block Group	3
Census Block	3017
Census Tract	323102

Owner

46 Ridgewood Dr, a condominium, is owner-occupied and held in a trust since May 2021.

Source: Middlesex County and Stow Town records, as of April 14, 2026

Owner of Record	2 Trust Names on File
Mailing Address	46 RIDGEWOOD DR, STOW, MA 01775-1265
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 25, 2021	Quit Claim Deed, Transfer Quitclaim
May 26, 2021	Quit Claim Deed, Transfer Quitclaim
Jun 14, 2019	Condominium Deed, Transfer · Conventional Mortgage BANK OF AMERICA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 14, 2019 · Amount on File
Deed Sale	Jun 14, 2019 · Amount on File
Deed Document Number	201981288
Deed Book / Page	72761 / 432
Last Transfer Date	May 25, 2021
Transfer Doc	77859-267
Record Updated	Jun 8, 2026

May 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	STOW MA
Recording Date	May 25, 2021
Property Address	46 RIDGEWOOD DR, STOW, MA 01775-1265
Document Number	77857-128
Book / Page	77857 / 128
Instrument Date	May 25, 2021
Instrument	118515
Transaction Type	Transfer
Record Updated	Jun 11, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	46 RIDGEWOOD DR # 32, 32, STOW, MA 01775-1265

May 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	STOW MA
Recording Date	May 26, 2021
Property Address	46 RIDGEWOOD DR, STOW, MA 01775-1265
Document Number	77859-267
Book / Page	77859 / 267
Instrument Date	May 25, 2021
Instrument	118744
Transaction Type	Transfer
Record Updated	Jun 11, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	46 RIDGEWOOD DR # 32, 32, STOW, MA 01775-1265

June 2019: Condominium Deed, Transfer

Document Type	Condominium Deed
Jurisdiction	STOW MA
Recording Date	Jun 14, 2019
Property Address	46 RIDGEWOOD DR, STOW, MA 01775-1265
Document Number	72761-432
Book / Page	072761 / 000432
Instrument Date	May 2, 2019
Instrument	81288
Transaction Type	Transfer
Record Updated	Jul 2, 2019
Title Company	NOT AVAILABLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,710.91
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	46 RIDGEWOOD DR STOW MA 017751265, STOW, MA 01775-1265

Mortgage

Document Number	72761-454
Date	Jun 14, 2019
Book Page	072761/000454
Instrument	81290

Lender

Name	BANK OF AMERICA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 13, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 46 Ridgewood Dr was $6,921, up 3.3% from the year before.

Source: Middlesex County and Stow Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
County Subdivision	Stow Town
Unified School District	Nashoba School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,921.00 (+3.25%)	$397,300 (+0.58%) Building $397,300	$584,440
2024	$6,703.00	$395,000 Building $395,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 46 Ridgewood Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 46 Ridgewood Dr is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	REGENCY AT STOW CONDOMINIUMS private · serves 132 people · EPA ID MA2286033
Water Source	Groundwater
Last State Inspection	Sep 2024
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Aug 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 56 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: Verizon.

Cell Coverage

5G and 4G LTE (outdoors only)

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