Passaic County and Wayne Township property record for 51 Ralph St, Wayne, NJ 07470 · Last verified July 2026
| Property Type | Townhouse |
|---|---|
| Details | 1,695 sqft · built 1985 |
| Lot Size | 0.07 acres (3,049 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $330,000 (Jan 2019) |
| Tax Bill | $10,365 (2025) |
| Deeds & Mortgages | Feb 2021 Mortgage Jan 2019 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 14-02000-0000-00017 |
| Primary APN | 14-02000-0000-00017 |
|---|---|
| Alternative APNs |
|
| Building Area | 1,695 sqft Living Area |
|---|
| Year Built | Built 1985 |
|---|---|
| Effective Year Built | Effective 1985 |
| Architectural Style | Townhouse |
| Lot Area | 3,049 sqft (0.07 acres) |
| Old Parcel Number | 1400467A00006 |
|---|---|
| Street Address | 51 RALPH ST |
| City | WAYNE |
| State | NJ |
| Zip | 07470-2217 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Townhouse |
| Legal Subdivision | HIGHLANDS |
| Legal Block | 2000 |
| Legal Lot Number | 17 |
| Jurisdiction | PASSAIC NJ |
| Township / Civil Division | WAYNE |
| Census Block Group | 4 |
| Census Block | 4008 |
| Census Tract | 246101 |
Source: Passaic County and Wayne Township records · APN 14-02000-0000-00017
Assessment roll updated July 8, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 51 RALPH ST, WAYNE, NJ 07470-2217 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 23, 2021 | Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC |
| Jan 02, 2019 | Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Jan 29, 2020 | Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jan 02, 2019 · Amount on Record |
| Deed Sale | Jan 02, 2019 · Amount on Record |
| Prior Sale | Oct 05, 2006 · Amount on Record |
| Deed Document Number | 20192018000227 |
| Deed Book / Page | 3481 / 144 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PASSAIC NJ |
| Property Address | 51 RALPH ST, WAYNE, NJ 07470-2217 |
| Transaction Type | Mortgage |
| Record Updated | Mar 24, 2021 |
| Title Company | STEWART TITLE, STEWART TITLE GUARANTY CO |
| Name | Verified Name |
|---|
| Document Number | 0000012983 |
|---|---|
| Date | Feb 23, 2021 |
| Book Page | M16866/1 |
| Instrument | 2021012983 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Mortgage Company |
| Address | FOOTHILL RANCH, CA 92610 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 358 Months |
| Due | Dec 01, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PASSAIC NJ |
| Property Address | 51 RALPH ST, WAYNE, NJ 07470-2217 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Title Company | ABSOLUTE TITLE AGE OF NJ LLC |
| Name | Verified Name |
|---|
| Document Number | 0000000228 |
|---|---|
| Date | Jan 02, 2019 |
| Book Page | M15345/0218 |
| Instrument | 2019000228 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | PONTIAC, MI 48341 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 01, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PASSAIC NJ |
| Property Address | 51 RALPH ST, WAYNE, NJ 07470-2217 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Title Company | ABSOLUTE TITLE AGE OF NJ LLC |
| Name | Verified Name |
|---|
| Document Number | 0000005421 |
|---|---|
| Date | Jan 29, 2020 |
| Book Page | M15973/0122 |
| Instrument | 2020005421 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | PONTIAC, MI 48341 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 01, 2050 |
Source: Passaic County and Wayne Township records · Assessment roll updated July 8, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Passaic County |
| County Subdivision | Wayne Township |
| Unified School District | Wayne Township School District (KG - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $172,800 (-) Land $50,000 Building $122,800 | $172,800 (-) Land $50,000 Building $122,800 | |
| 2025 | $10,365.00 (+0.88%) | $172,800 (-) Land $50,000 Building $122,800 | $172,800 (-) Land $50,000 Building $122,800 |
| 2024 | $10,275.00 (+5.17%) | ||
| 2023 | $172,800 Land $50,000 Building $122,800 | $172,800 Land $50,000 Building $122,800 | |
| 2022 | $9,770.00 |
Source: FEMA National Flood Hazard Layer, Passaic County (34031C), updated May 29, 2024 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Low above 20% of the US · above 35% of New Jersey |
|---|---|
| Wildfire Likelihood | About 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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