23 Ralph St, Wayne, NJ 07470 Property Records

Passaic County and Wayne Township property record for 23 Ralph St, Wayne, NJ 07470 · Last verified July 2026

Property Summary

Property Type	Townhouse
Details	1,695 sqft · built 1985
Lot Size	0.068 acres (2,962 sqft)
Owner	Individual Name on File
Last Sale	$451,000 (Apr 2023)
Tax Bill	$10,850 (2025)
Deeds & Mortgages	Apr 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`14-02000-0000-00012`

Property Details

APN / Parcel Number

Primary APN	`14-02000-0000-00012`
Alternative APNs	`1400467A00011` `140200000012`

Interior

Building Area	1,695 sqft Living Area

Exterior

Year Built	Built 1985
Effective Year Built	Effective 1985
Architectural Style	Townhouse
Lot Area	2,962 sqft (0.068 acres)

Location & Zoning

Old Parcel Number	1400467A00011
Street Address	23 RALPH ST
City	WAYNE
State	NJ
Zip	07470-2217
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Legal Block	2000
Legal Lot Number	12
Jurisdiction	PASSAIC NJ
Township / Civil Division	WAYNE
Census Block Group	4
Census Block	4008
Census Tract	246101

Owner

Source: Passaic County and Wayne Township records · APN 14-02000-0000-00012

Assessment roll updated July 8, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	23 RALPH ST, WAYNE, NJ 07470-2217
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Apr 11, 2023 · Amount on Record
Deed Sale	Apr 11, 2023 · Amount on Record
Prior Sale	Jan 03, 2002 · Amount on Record
Deed Document Number	202312266
Deed Book / Page	4505 / 289
Record Updated	Sep 20, 2026

April 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	PASSAIC NJ
Recording Date	Apr 11, 2023
Property Address	23 RALPH ST, WAYNE, NJ 07470-2217
Document Number	0000012266
Book / Page	D4505 / 289
Instrument Date	Mar 15, 2023
Instrument	2023012266
Transaction Type	Transfer
Record Updated	May 22, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$811.80
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	9 SMITH LN, WAYNE, NJ 07470-5345

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	23 RALPH ST, WAYNE, NJ 07470-2217

Mortgage

Document Number	0000012267
Date	Apr 11, 2023
Instrument	2023012267

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 01, 2053

Tax Assessment & Valuation

Source: Passaic County and Wayne Township records · Assessment roll updated July 8, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Passaic County
County Subdivision	Wayne Township
Unified School District	Wayne Township School District (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$180,900 (-) Land $50,000 Building $130,900	$180,900 (-) Land $50,000 Building $130,900
2025	$10,850.00 (+0.87%)	$180,900 (-) Land $50,000 Building $130,900	$180,900 (-) Land $50,000 Building $130,900
2024	$10,756.00 (+5.16%)
2023		$180,900 Land $50,000 Building $130,900	$180,900 Land $50,000 Building $130,900
2022	$10,228.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Passaic County (34031C), updated May 29, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 340312461014, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Flood Insurance Cost	Premium on Record median of 1 individual NFIP policies nearby
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	1 in force 1 of 1 on primary residences

Wildfire

Wildfire Risk	Low above 20% of the US · above 35% of New Jersey
Wildfire Likelihood	About 1 in 10,000 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.