Middlesex County and Wakefield Town property record for 51 Putnam Ave, Wakefield, MA 01880
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3.5 ba · 3,226 sqft · built 1950 |
| Lot Size | 0.184 acres (8,002 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $1,235,000 (Apr 2024) |
| Tax Bill | $11,947 (2025) |
| Deeds & Mortgages | Mar 2026 Mortgage Oct 2024 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | WAKE M:000002 B:0044 P:000C44 |
| Primary APN | WAKE M:000002 B:0044 P:000C44 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 10 Rooms |
| Stories | 2 Stories |
| Building Area | 3,226 sqft Living Area |
| Gross Area | 4,052 sqft |
| Basement Area | 1,206 sqft |
| Unfinished Basement | 422 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1950 |
|---|---|
| Effective Year Built | Effective 2020 |
| Architectural Style | Colonial |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 8,002 sqft (0.184 acres) |
| Garage Type | Basement |
| Parking Spaces | 1 Parking Space |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Oil |
| Account Number | 502 |
|---|---|
| Street Address | 51 PUTNAM AVE |
| City | WAKEFIELD |
| State | MA |
| Zip | 01880-1437 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | SR |
| Legal Block | 44 |
| Jurisdiction | WAKEFIELD MA |
| Township / Civil Division | WAKEFIELD |
| Census Block Group | 3 |
| Census Block | 3000 |
| Census Tract | 335200 |
51 Putnam Ave is owned and occupied by two individuals who bought it in April 2024.
Source: Middlesex County and Wakefield Town records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 51 PUTNAM AVE, WAKEFIELD, MA 01880-1437 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 27, 2026 | Deed of Trust, Mortgage · ARM US BANK NA |
| Oct 30, 2024 | Deed of Trust, Mortgage · ARM BERKSHIRE BANK |
| Apr 23, 2024 | Quit Claim Deed, Transfer · Stand-Alone First Mortgage BERKSHIRE BANK |
| May 17, 2023 | Quit Claim Deed, Transfer · Stand-Alone First Mortgage GUARANTEED RATE INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 23, 2024 · Amount on File |
| Deed Sale | Apr 23, 2024 · Amount on File |
| Prior Sale | May 17, 2023 · Amount on File |
| Deed Document Number | 202440434 |
| Deed Book / Page | 82691 / 395 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WAKEFIELD MA |
| Property Address | 51 PUTNAM AVE, WAKEFIELD, MA 01880-1437 |
| Transaction Type | Mortgage |
| Record Updated | Apr 15, 2026 |
| Name | Verified Name |
|---|
| Document Number | 085392-288 |
|---|---|
| Date | Mar 27, 2026 |
| Book Page | 85392/288 |
| Instrument | 33426 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Type | ARM |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.38% |
| Type Change Date | Apr 1, 2031 |
| Index | 1-Year CMT |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WAKEFIELD MA |
| Property Address | 51 PUTNAM AVE, WAKEFIELD, MA 01880-1437 |
| Transaction Type | Mortgage |
| Record Updated | Mar 13, 2026 |
| Name | Verified Name |
|---|
| Document Number | 083409-545 |
|---|---|
| Date | Oct 30, 2024 |
| Book Page | 83409/545 |
| Instrument | 123300 |
| Name | BERKSHIRE BANK |
|---|---|
| Type | Bank |
| Type | ARM |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Nov 1, 2054 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.75% |
| Type Change Date | Nov 1, 2029 |
| Index | Other |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | WAKEFIELD MA |
| Recording Date | Apr 23, 2024 |
| Property Address | 51 PUTNAM AVE, WAKEFIELD, MA 01880-1437 |
| Document Number | 082691-395 |
| Book / Page | 82691 / 395 |
| Instrument Date | Apr 23, 2024 |
| Instrument | 40434 |
| Transaction Type | Transfer |
| Record Updated | May 10, 2024 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 51 PUTNAM AVE, WAKEFIELD, MA 01880-1437 |
| Document Number | 0000040435 |
|---|---|
| Date | Apr 23, 2024 |
| Instrument | 40435 |
| Name | BERKSHIRE BANK |
|---|---|
| Type | Bank |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.13% |
| Type Change Date | May 1, 2029 |
| Max Rate At Change | 2.75% |
| Index | Other |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | WAKEFIELD MA |
| Recording Date | May 17, 2023 |
| Property Address | 51 PUTNAM AVE, WAKEFIELD, MA 01880-1437 |
| Document Number | 081543-585 |
| Book / Page | 81543 / 585 |
| Instrument Date | May 17, 2023 |
| Instrument | 51106 |
| Transaction Type | Transfer |
| Record Updated | Nov 20, 2025 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 85 DAVIS ST, REVERE, MA 02151-2203 |
| Document Number | 0000051107 |
|---|---|
| Date | May 17, 2023 |
| Instrument | 51107 |
| Name | GUARANTEED RATE INC |
|---|---|
| Type | Non-Lending Institution |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount on Record |
The 2025 property tax bill for 51 Putnam Ave was $11,947, up 70.7% from the year before.
Source: Middlesex County and Wakefield Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Middlesex County |
| County Subdivision | Wakefield Town |
| Unified School District | Wakefield School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $11,947.00 (+70.7%) | $1,052,600 (+69.2%) Land $390,100 Building $662,500 | $1,150,165 (+0.42%) |
| 2024 | $6,999.00 (+2.75%) | $622,100 (+7.13%) Land $362,900 Building $259,200 | $1,145,320 |
| 2023 | $6,812.00 | $580,700 Land $338,700 Building $242,000 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 51 Putnam Ave in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 11 policies |
| Nearby Flood Policies | 11 in force |
| Nearby Flood Claims | 7 (1978–2014) |
| Claims Outside the SFHA | 5 of 7 |
| Most Recent Claim | Dec 2014 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 51 Putnam Ave is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 94% of Massachusetts |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WAKEFIELD WATER DEPT serves 27,090 people · EPA ID MA3305000 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2025 |
| Lead | 2 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 223 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 2,000 |
| Astound Broadband Cable | 1,500 / 50 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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