Middlesex County and Wakefield Town property record for 45 Putnam Ave, Wakefield, MA 01880
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,848 sqft · built 1959 |
| Lot Size | 0.205 acres (8,934 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $530,000 (Mar 2019) |
| Tax Bill | $8,036 (2025) |
| Deeds & Mortgages | Sep 2026 Line of Credit Dec 2020 Mortgage + 2 more |
| Flood Zone | Zone A (high risk) |
| APN | WAKE M:000003 B:0085 P:000C47 |
| Primary APN | WAKE M:000003 B:0085 P:000C47 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,848 sqft Living Area |
| Gross Area | 2,256 sqft |
| Basement Area | 1,056 sqft |
| Unfinished Basement | 264 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1959 |
|---|---|
| Effective Year Built | Effective 1970 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 8,934 sqft (0.205 acres) |
| Cooling System | HVAC |
|---|---|
| Heating System | Hot Water |
| Heating Fuel | Oil |
| Account Number | 1409 |
|---|---|
| Street Address | 45 PUTNAM AVE |
| City | WAKEFIELD |
| State | MA |
| Zip | 01880-1410 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | SR |
| Legal Block | 85 |
| Jurisdiction | WAKEFIELD MA |
| Township / Civil Division | WAKEFIELD |
| Census Block Group | 3 |
| Census Block | 3004 |
| Census Tract | 335200 |
Source: Middlesex County and Wakefield Town records, as of October 14, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 45 PUTNAM AVE, WAKEFIELD, MA 01880-1410 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| Sep 25, 2026 | Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA |
| Dec 9, 2020 | Deed of Trust, Mortgage · Conventional Mortgage LEADER BK NA |
| Mar 13, 2019 | Quit Claim Deed, Transfer · Conventional Mortgage DIGITAL EMP FCU |
| Apr 24, 2017 | Deed of Trust, Mortgage · Conventional Mortgage SAVINGS BK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 13, 2019 · Amount on Record |
| Deed Sale | Mar 13, 2019 · Amount on Record |
| Prior Sale | May 20, 2013 · Amount on Record |
| Deed Document Number | 20191808952 |
| Prior Transfer Date | Feb 8, 2019 |
| Prior Transfer Doc | 0001808952 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WAKEFIELD MA |
| Recording Date | Sep 25, 2026 |
| Property Address | 45 PUTNAM AVE, WAKEFIELD, MA 01880-1410 |
| Document Number | 0002008758 |
| Instrument Date | Sep 19, 2026 |
| Instrument | 20262008758 |
| Transaction Type | Mortgage |
| Record Updated | Oct 14, 2026 |
| Name | Verified Name |
|---|---|
| Address | 45 PUTNAM AVE, WAKEFIELD, MA 01880-1410 |
| Document Number | 0002008758, |
|---|---|
| Date | Sep 25, 2026 |
| Instrument | 20262008758 |
| Name | BANK OF AMERICA |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 1, 2056 |
| Max Rate | -1% |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WAKEFIELD MA |
| Property Address | 45 PUTNAM AVE, WAKEFIELD, MA 01880-1410 |
| Document Number | 0001864403 |
| Instrument Date | Dec 9, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jan 12, 2021 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 45 PUTNAM AVE WAKEFIELD MA 018801410, WAKEFIELD, MA 01880-1410 |
| Document Number | 0001864403 |
|---|---|
| Date | Dec 17, 2020 |
| Instrument | 1864403 |
| Name | LEADER BK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 16, 2050 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | WAKEFIELD MA |
| Recording Date | Mar 13, 2019 |
| Property Address | 45 PUTNAM AVE, WAKEFIELD, MA 01880-1410 |
| Document Number | 0000008952 |
| Instrument Date | Feb 8, 2019 |
| Instrument | 8952 |
| Transaction Type | Transfer |
| Record Updated | Apr 2, 2019 |
| Title Company | NOT AVAILABLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,416.80 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 45 PUTNAM AVE WAKEFIELD MA 018801410, WAKEFIELD, MA 01880-1410 |
| Document Number | 8953 |
|---|---|
| Date | Mar 13, 2019 |
| Instrument | 8953 |
| Name | DIGITAL EMP FCU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 12, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WAKEFIELD MA |
| Property Address | 45 PUTNAM AVE, WAKEFIELD, MA 01880-1410 |
| Document Number | 0001759070 |
| Instrument Date | Apr 24, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Aug 18, 2018 |
| Name | Verified Name |
|---|
| Document Number | 0001759070 |
|---|---|
| Date | Apr 28, 2017 |
| Instrument | 1759070 |
| Name | SAVINGS BK |
|---|---|
| Type | Federal Savings Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 27, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.75% |
Source: Middlesex County and Wakefield Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Middlesex County |
| County Subdivision | Wakefield Town |
| Unified School District | Wakefield School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $8,036.00 (+8.45%) | $708,000 (+7.48%) Land $400,200 Building $307,800 | $739,480 (+2.21%) |
| 2024 | $7,410.00 (+2.75%) | $658,700 (+7.14%) Land $372,300 Building $286,400 | $723,520 |
| 2023 | $7,212.00 | $614,800 Land $347,500 Building $267,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone A high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Not determined for this zone |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 11 policies |
| Nearby Flood Policies | 11 in force |
| Nearby Flood Claims | 7 (1978–2014) |
| Claims Outside the SFHA | 5 of 7 |
| Most Recent Claim | Dec 2014 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 94% of Massachusetts |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WAKEFIELD WATER DEPT serves 27,090 people · EPA ID MA3305000 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2025 |
| Lead | 2 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 223 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 2,000 |
| Astound Broadband Cable | 1,500 / 50 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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