Comanche County property record for 51 Oak Ln, Elgin, OK 73538
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,481 sqft · built 1997 |
| Lot Size | 0.192 acres (8,392 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $1,559 (2025) |
| Deeds & Mortgages | Dec 2022 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 04N10W-19-2-92300-004-0015 |
| Primary APN | 04N10W-19-2-92300-004-0015 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,481 sqft Living Area |
| 1st Floor Area | 1,481 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1997 |
|---|---|
| Effective Year Built | Effective 1997 |
| Architectural Style | Traditional |
| Exterior Material | Brick Veneer |
| Construction Type | Brick |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 8,392 sqft (0.192 acres) |
| Garage Type | Attached |
| Garage Area | 572 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 135 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 20380 |
|---|---|
| Street Address | 51 OAK LN |
| City | ELGIN |
| State | OK |
| Zip | 73538-2317 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | HILLCREST PARK BLK 4 LOT 15 |
| Legal Range | 10W |
| Legal Township | 04N |
| Legal Section | 19 |
| Legal Subdivision | HILLCREST PARK |
| Legal Block | 4 |
| Legal Lot Number | 15 |
| Jurisdiction | COMANCHE OK |
| Township / Civil Division | NORTHEAST COMANCHE |
| Census Block Group | 3 |
| Census Block | 3097 |
| Census Tract | 2102 |
51 Oak Ln is owned and occupied by two individuals who acquired it in September 2000.
Source: Comanche County records, as of September 23, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 51 OAK LN, ELGIN, OK 73538-2317 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 18, 2000 |
| Deed Sale | Sep 18, 2000 |
| Prior Sale | Oct 30, 1995 · Amount on File |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | COMANCHE OK |
| Property Address | 51 OAK LN, ELGIN, OK 73538-2317 |
| Transaction Type | Mortgage |
| Record Updated | Jan 11, 2023 |
| Name | Verified Name |
|---|---|
| Address | 51 OAK LN, ELGIN, OK 73538-2317 |
| Document Number | 009239/255 |
|---|---|
| Date | Dec 30, 2022 |
| Book Page | 9239/255 |
| Instrument | 2022-022010 |
| Name | ARVEST BANK |
|---|---|
| Type | Bank |
| Address | LAWTON, OK 73505 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 24 Months |
| Due | Dec 21, 2024 |
The 2025 property tax bill for 51 Oak Ln was $1,559, down 0.1% from the year before.
Source: Comanche County assessment roll, as of January 20, 2026
| Type | Name |
|---|---|
| State | Oklahoma |
| County | Comanche County |
| Unified School District | Elgin Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $16,190 (+5%) Land $886 Building $15,304 | $143,907 (-8.74%) Land $7,875 Building $136,032 | |
| 2025 | $1,559.00 (-0.06%) | $15,419 (+0.01%) Land $844 Building $14,575 | $157,681 (+6.13%) Land $7,500 Building $150,181 |
| 2024 | $1,560.00 (+6.78%) | $15,418 (+10.25%) Land $828 Building $14,590 | $148,572 (+16.2%) Land $7,500 Building $141,072 |
| 2023 | $1,461.00 | $13,985 Land $811 Building $13,174 | $127,864 Land $7,500 Building $120,364 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 51 Oak Ln in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective November 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 51 Oak Ln is high, ranking above 86% of the US, with a 0.7% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 86% of the US · above 75% of Oklahoma |
|---|---|
| Wildfire Likelihood | 0.7% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CADDO CO RWD #3 serves 3,900 people · EPA ID OK2000816 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2025 |
| Lead | 2 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 5 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 64 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Southwest Oklahoma Telephone Company Fiber | 1,000 / 500 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: TDS Telecom.
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