2 Oak Ln, Elgin, OK 73538 Property Records

Comanche County property record for 2 Oak Ln, Elgin, OK 73538 · Last verified January 2026

Property Summary

Property TypeRural Home
Details3 bd · 2 ba · 2,440 sqft · built 1973
Lot Size8.5 acres (370,260 sqft)
OwnerIndividual Name on File
Last Sale$285,000 (Feb 2022)
Deeds & MortgagesDec 2019 Mortgage
Feb 2022 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN04N10W-19-2-99973-000-0000

Property Details

APN / Parcel Number

Primary APN04N10W-19-2-99973-000-0000
Alternative APNs
  • 099973-1920006-00000
  • 160009975
  • 9975

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms6 Rooms
Stories1 Story
Building Area2,440 sqft Living Area
1st Floor Area1,978 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1973
Effective Year BuiltEffective 2021
Architectural StyleTraditional
Exterior MaterialBrick Veneer
Construction TypeBrick
Foundation TypeSlab (Mat/Raft)
Roof MaterialComposition Shingle
Lot Area370,260 sqft (8.5 acres)
Garage TypeAttached
Garage Area462 sqft

Exterior Amenities

PorchOpen Porch
Porch Area56 sqft
Shed1 Shed
Shed Area120 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number9975
Old Parcel Number160009975
Street Address2 OAK LN
CityELGIN
StateOK
Zip73538-2317
Property CategoryResidential
Property TypeResidential > Single Family > Rural Home
Legal Description19-4N-10W BEG 1333' E OF SW/C NW/4 SEC 19 THN E 935.6', N 395.75', W 934.45', S 395.75' TO POB.
Legal Range10W
Legal Township04N
Legal Section19
Legal QuarterNW
Legal SubdivisionFARM 4N-10W
JurisdictionCOMANCHE OK
Township / Civil DivisionNORTHEAST COMANCHE
Census Block Group3
Census Block3096
Census Tract2102

Owner

Source: Comanche County records · APN 04N10W-19-2-99973-000-0000

Assessment roll updated October 1, 2025 · Last verified January 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address2 OAK LN, ELGIN, OK 73538-2317
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Dec 05, 2019Deed of Trust, Mortgage · VA Mortgage
FIRST GUARANTY MORTGAGE CORP
Feb 14, 2022Warranty Deed, Transfer · VA Mortgage
BOKF NA

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleFeb 14, 2022 · Amount on Record
Deed SaleFeb 14, 2022 · Amount on Record
Deed Document Number2022-002529
Deed Book / Page9002 / 81
Record UpdatedJun 08, 2026

December 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCOMANCHE OK
Property Address2 OAK LN, ELGIN, OK 73538-2317
Transaction TypeMortgage
Record UpdatedMay 09, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number008376/257
DateDec 05, 2019
Book Page8376/257
Instrument2019-017843
Lender
NameFIRST GUARANTY MORTGAGE CORP
TypeMortgage Company
AddressPLANO, TX 75024
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term359 Months
DueNov 01, 2049

February 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCOMANCHE OK
Recording DateFeb 14, 2022
Property Address2 OAK LN, ELGIN, OK 73538-2317
Document Number0009002/81
Book / Page9002 / 81
Instrument DateFeb 07, 2022
Instrument2022-002529
Transaction TypeTransfer
Record UpdatedMay 09, 2023
Title CompanySOUTHWEST ABSTRACT AND TITLE, SOUTHWEST ABSTRACT & TTL LLC

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$427.50
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship

Mortgage

Document Number2022002530
DateFeb 14, 2022
Instrument2022-002530
Lender
NameBOKF NA
TypeBank
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term349 Months
DueMar 01, 2051

Tax Assessment & Valuation

Source: Comanche County records · Assessment roll updated October 1, 2025 · Last verified January 2026

Property Jurisdictions

TypeName
StateOklahoma
CountyComanche County
Unified School DistrictElgin Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025Homeowner's exemption$25,451 (+2.68%) Land $144 Building $25,307$233,583 (+6.02%) Land $1,280 Building $232,303
2023Homeowner's exemption$24,786 Land $144 Building $24,642$220,316 Land $1,280 Building $219,036

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Comanche County (40031C), updated November 27, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskHigh
above 88% of the US · above 79% of Oklahoma
Wildfire LikelihoodAbout 1 in 141 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

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