51 Mary Chilton Rd, Needham, MA 02492 Property Records

Norfolk County and Needham Town property record for 51 Mary Chilton Rd, Needham, MA 02492

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 2,199 sqft · built 1983
Lot Size0.387 acres (16,858 sqft)
Owner2 Individual Names on Record
Last Sale$925,000 (Nov 2018)
Tax Bill$14,448 (2025)
Deeds & MortgagesMay 2020 Refinance
May 2019 Refinance
+ 2 more
Flood ZoneZone X (minimal risk)
APNM:1440000800000

Property Details

APN / Parcel Number

Primary APNM:1440000800000
Alternative APN
  • NEED M:144.0 B:0008 L:0000.0

Interior

Bedrooms4 Beds
Full Baths3 Baths
Total Rooms7 Rooms
Stories1 Story
Building Area2,199 sqft Living Area
1st Floor Area2,199 sqft
Basement Area2,199 sqft
Unfinished Basement699 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1983
Effective Year BuiltEffective 2000
Architectural StyleRaised Ranch
Exterior MaterialBrick
Roof TypeHip
Roof MaterialAsphalt
Lot Area16,858 sqft (0.387 acres)
Garage TypeBasement
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHot Water
Heating FuelGas

Location & Zoning

Street Address51 MARY CHILTON RD
CityNEEDHAM
StateMA
Zip02492-1139
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeSRB
Legal Block8
JurisdictionNEEDHAM MA
Township / Civil DivisionNEEDHAM
Census Block Group1
Census Block1017
Census Tract403400

Owner

Source: Norfolk County and Needham Town records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address51 MARY CHILTON RD, NEEDHAM, MA 02492-1139
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
May 27, 2020Deed of Trust, Mortgage · Stand-Alone Refinance
SANTANDER BANK NA
May 30, 2019Deed of Trust, Mortgage · Stand-Alone Refinance
SANTANDER BANK NA
Nov 24, 2020Deed of Trust, Mortgage · Stand-Alone Refinance
DRAPER AND KRAMER MORTGAGE CORP.
Nov 15, 2018Quit Claim Deed, Transfer
SANTANDER BANK NA

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleNov 15, 2018 · Amount on Record
Deed SaleNov 15, 2018 · Amount on Record
Prior SaleFeb 6, 2003 · Amount on Record
Deed Book / Page36435 / 272
Transfer Doc036435-272
Record UpdatedOct 29, 2026

May 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionNEEDHAM MA
Property Address51 MARY CHILTON RD, NEEDHAM, MA 02492-1139
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number37912-563
DateMay 27, 2020
Book Page37912/563
Instrument48349
Lender
NameSANTANDER BANK NA
TypeBank
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term361 Months
DueJun 1, 2050

May 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionNEEDHAM MA
Property Address51 MARY CHILTON RD, NEEDHAM, MA 02492-1139
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number36834-494
DateMay 30, 2019
Book Page36834/494
Instrument41653
Lender
NameSANTANDER BANK NA
TypeBank
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term361 Months
DueJun 1, 2049

November 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionNEEDHAM MA
Property Address51 MARY CHILTON RD, NEEDHAM, MA 02492-1139
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number38648-577
DateNov 24, 2020
Book Page38648/577
Instrument131369
Lender
NameDRAPER AND KRAMER MORTGAGE CORP.
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term361 Months
DueDec 1, 2050

November 2018: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionNEEDHAM MA
Recording DateNov 15, 2018
Property Address51 MARY CHILTON RD, NEEDHAM, MA 02492-1139
Document Number36435-272
Book / Page36435 / 272
Instrument102314
Transaction TypeTransfer
Record UpdatedMay 12, 2021

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$105.83
Amount AccuracyFull Amount Stated
Additional
  • Lis Pendens
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number364350274
DateNov 15, 2018
Instrument36435/0274
Lender
NameSANTANDER BANK NA
Agreement
AmountAmount Recorded
Term360 Months
DueNov 15, 2048

Tax Assessment & Valuation

Source: Norfolk County and Needham Town assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyNorfolk County
County SubdivisionNeedham Town
Unified School DistrictNeedham School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$14,448.00 (+12.7%)$1,363,000 (+38.64%) Land $812,000 Building $551,000$1,469,365 (+6.19%)
2024$1,383,770
2023$12,820.00$983,100 Land $497,700 Building $485,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 26, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AH, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies6 in force
Nearby Flood Claims4 (1981–1996)
Claims Outside the SFHA4 of 4
Most Recent ClaimOct 1996 · Extreme Weather Conditons And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 96% of Massachusetts
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemNEEDHAM WATER DEPT
serves 31,664 people · EPA ID MA3199000
Water SourcePurchased surface water from MWRA
Last State InspectionJun 2024
Lead5 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 149 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Verizon
Fiber
2,300 / 2,300
Xfinity
Cable
2,000 / 2,000

May also be available: Astound Broadband, AT&T, T-Mobile.

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