43 Mary Chilton Rd, Needham, MA 02492 Property Records

Norfolk County and Needham Town property record for 43 Mary Chilton Rd, Needham, MA 02492

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 1,036 sqft · built 1982
Lot Size	0.296 acres (12,894 sqft)
Owner	Trust Name on File
Tax Bill	$13,545 (2025)
Deeds & Mortgages	Jul 2025 Mortgage Jul 2025 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`M:1440000700000`

Property Details

APN / Parcel Number

Primary APN	`M:1440000700000`
Alternative APN	`NEED M:144.0 B:0007 L:0000.0`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	1,036 sqft Living Area
Gross Area	2,076 sqft
1st Floor Area	1,036 sqft
Basement Area	896 sqft
Unfinished Basement	896 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1982
Effective Year Built	Effective 1999
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	12,894 sqft (0.296 acres)
Garage Type	Attached
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Street Address	43 MARY CHILTON RD
City	NEEDHAM
State	MA
Zip	02492-1139
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SRB
Legal Block	7
Jurisdiction	NEEDHAM MA
Township / Civil Division	NEEDHAM
Census Block Group	1
Census Block	1017
Census Tract	403400

Owner

43 Mary Chilton Rd is held in a trust since March 2018.

Source: Norfolk County and Needham Town records, as of October 21, 2026

Owner of Record	Trust Name on File
Mailing Address	25 CHILTERN RD, WESTON, MA 02493-2716
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 15, 2025	Deed of Trust, Mortgage MUTUALONE BANK
Jul 15, 2025	Deed of Trust, Mortgage MUTUALONE BANK
Mar 26, 2018	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 26, 2018
Deed Sale	Mar 26, 2018
Prior Sale	Oct 12, 1982 · Amount on File
Deed Document Number	201822567
Deed Book / Page	35870 / 328
Transfer Doc	35870-328
Record Updated	Oct 29, 2026

July 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NEEDHAM MA
Property Address	43 MARY CHILTON RD, NEEDHAM, MA 02492-1139
Transaction Type	Mortgage
Record Updated	Mar 13, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	042523-573
Date	Jul 15, 2025
Book Page	42523/573
Instrument	47197

Lender

Name	MUTUALONE BANK

Agreement

Amount	Amount on Record
Term	109 Months
Due	Aug 1, 2034

Interest

Rate Type	Adjustable Rate
Rate	2.5%
Type Change Date	Dec 1, 2007
Index	Other

July 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NEEDHAM MA
Property Address	43 MARY CHILTON RD, NEEDHAM, MA 02492-1139
Transaction Type	Mortgage
Record Updated	Nov 25, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	042523-557
Date	Jul 15, 2025
Book Page	42523/557
Instrument	47195

Lender

Name	MUTUALONE BANK

Agreement

Amount	Amount on Record

March 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	NEEDHAM MA
Recording Date	Mar 26, 2018
Property Address	43 MARY CHILTON RD, NEEDHAM, MA 02492-1139
Document Number	35870-328
Book / Page	035870 / 000328
Instrument Date	Mar 15, 2018
Instrument	22567
Transaction Type	Transfer
Record Updated	Apr 17, 2018

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	28 N GATE PARK NEWTON MA 024651614, NEWTON, MA 02465-1614

Tax Assessment & Valuation

The 2025 property tax bill for 43 Mary Chilton Rd was $13,545.

Source: Norfolk County and Needham Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Norfolk County
County Subdivision	Needham Town
Unified School District	Needham School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$13,545.00	$1,277,800 Land $802,400 Building $475,400	$2,521,585 (-0.81%)
2024			$2,542,200
2023	$10,997.00	$843,300 Land $492,000 Building $351,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 43 Mary Chilton Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective May 26, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AH, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force
Nearby Flood Claims	4 (1981–1996)
Claims Outside the SFHA	4 of 4
Most Recent Claim	Oct 1996 · Extreme Weather Conditons And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 43 Mary Chilton Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 96% of Massachusetts
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NEEDHAM WATER DEPT serves 31,664 people · EPA ID MA3199000
Water Source	Purchased surface water from MWRA
Last State Inspection	Jun 2024
Lead	5 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 149 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Xfinity Cable	2,000 / 2,000

May also be available: Astound Broadband, AT&T, T-Mobile.

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