Middlesex County and Reading Town property record for 51 Lawrence Rd, Reading, MA 01867
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 3,192 sqft · built 2001 |
| Lot Size | 0.235 acres (10,250 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $12,782 (2025) |
| Deeds & Mortgages | May 2023 Line of Credit Jan 2022 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | READ M:034.0-0000-0030.0 |
| Primary APN | READ M:034.0-0000-0030.0 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 9 Rooms |
| Stories | 2 Stories |
| Building Area | 3,192 sqft Living Area |
| Gross Area | 5,056 sqft |
| Basement Area | 1,548 sqft |
| Unfinished Basement | 1,316 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2001 |
|---|---|
| Effective Year Built | Effective 2001 |
| Architectural Style | Colonial |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 10,250 sqft (0.235 acres) |
| Garage Type | Basement |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Oil |
| Account Number | 130000000045 |
|---|---|
| Street Address | 51 LAWRENCE RD |
| City | READING |
| State | MA |
| Zip | 01867-1708 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Jurisdiction | READING MA |
| Township / Civil Division | READING |
| Census Block Group | 1 |
| Census Block | 1007 |
| Census Tract | 334400 |
Source: Middlesex County and Reading Town records · APN READ M:034.0-0000-0030.0
Assessment roll updated April 14, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 51 LAWRENCE RD, READING, MA 01867-1708 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
| Date | Document |
|---|---|
| May 25, 2023 | Deed of Trust, Mortgage · Line of Credit LEADER BANK NA |
| Jan 24, 2022 | Quit Claim Deed, Transfer · ARM LEADER BANK NA |
| Mar 03, 2021 | Deed of Trust, Mortgage · Line of Credit EASTERN BANK |
| Sep 13, 2017 | Deed of Trust, Mortgage · Line of Credit EASTERN BANK |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jul 07, 2016 |
| Deed Sale | Jul 07, 2016 |
| Prior Sale | Mar 01, 2002 · Amount on Record |
| Deed Document Number | 2016112871 |
| Last Transfer Date | Jan 11, 2022 |
| Transfer Doc | 079579-216 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | READING MA |
| Property Address | 51 LAWRENCE RD, READING, MA 01867-1708 |
| Transaction Type | Mortgage |
| Record Updated | Jun 09, 2023 |
| Name | Verified Name |
|---|
| Document Number | 081572-539 |
|---|---|
| Date | May 25, 2023 |
| Book Page | 81572/539 |
| Instrument | 54426 |
| Name | LEADER BANK NA |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | READING MA |
| Recording Date | Jan 24, 2022 |
| Property Address | 51 LAWRENCE RD, READING, MA 01867-1708 |
| Document Number | 079579-216 |
| Book / Page | 79579 / 216 |
| Instrument Date | Jan 11, 2022 |
| Instrument | 12651 |
| Transaction Type | Transfer |
| Record Updated | Feb 11, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 51 LAWRENCE RD, READING, MA 01867-1708 |
| Document Number | 079579-219 |
|---|---|
| Date | Jan 24, 2022 |
| Book Page | 79579/219 |
| Instrument | 12652 |
| Name | LEADER BANK NA |
|---|---|
| Type | Bank |
| Type | ARM |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 01, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.5% |
| Type Change Date | Feb 01, 2029 |
| Index | Other |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | READING MA |
| Property Address | 51 LAWRENCE RD, READING, MA 01867-1708 |
| Transaction Type | Mortgage |
| Record Updated | Mar 19, 2021 |
| Name | Verified Name |
|---|
| Document Number | 77127-58 |
|---|---|
| Date | Mar 03, 2021 |
| Book Page | 77127/58 |
| Instrument | 47821 |
| Name | EASTERN BANK |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | READING MA |
| Property Address | 51 LAWRENCE RD, READING, MA 01867-1708 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 69923-546 |
|---|---|
| Date | Sep 13, 2017 |
| Book Page | 69923/546 |
| Instrument | 148509 |
| Name | EASTERN BANK |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
Source: Middlesex County and Reading Town records · Assessment roll updated April 14, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Middlesex County |
| County Subdivision | Reading Town |
| Unified School District | Reading School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $12,782.00 (+1.17%) | $1,122,200 (+4.1%) Land $482,900 Building $639,300 | $1,122,710 (+11.08%) |
| 2024 | $12,634.00 (+3.25%) | $1,078,000 (+10.92%) Land $463,900 Building $614,100 | $1,010,705 |
| 2023 | $12,236.00 | $971,900 Land $418,200 Building $553,700 |
Source: FEMA National Flood Hazard Layer, Middlesex County (25017C), updated September 10, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 250173344001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Wildfire Risk | Low lower than 93% of the US · lower than 83% of Massachusetts |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · sampled at 315 locations within half a mile · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
Source: EPA Safe Drinking Water Information System via ECHO, 2026 Q3 · EPA community water system boundaries v3.0, March 2026 · Last verified October 2026
| Water System | READING WATER DEPARTMENT (MWRA) serves 26,262 people |
|---|---|
| Water Source | Purchased surface water from MWRA |
| Last State Inspection | Nov 2023 |
| Lead | 8 ppb (2021–2023) action level 15 ppb |
| Water Quality | E. coli not recorded as resolved · Oct 2019 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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