Middlesex County and Reading Town property record for 45 Lawrence Rd, Reading, MA 01867 · Last verified July 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 2.5 Baths |
| Year Built | Built 1995 |
| Square Footage | 2,142 sqft Living Area |
| Lot Size | 13,268 sqft (0.305 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $285,000 (1998) |
| Tax Bill | $10,855.00 (2025) |
Source: Middlesex County and Reading Town records · APN READ M:034.0-0000-0029.0
Assessment roll updated April 14, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 45 LAWRENCE RD, READING, MA 01867-1708 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Nov 16, 2021 | Deed of Trust, Mortgage · Stand Alone Refinance DIRECT CU |
| Aug 12, 2017 | Deed of Trust, Mortgage · Line of Credit DIRECT CU |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | May 15, 1998 · Amount on Record |
| Deed Sale | May 15, 1998 · Amount on Record |
| Prior Sale | Jun 14, 1995 · Amount on Record |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | READING MA |
| Property Address | 45 LAWRENCE RD, READING, MA 01867-1708 |
| Transaction Type | Mortgage |
| Record Updated | Dec 03, 2021 |
| Name | Verified Name |
|---|
| Document Number | 79150-501 |
|---|---|
| Date | Nov 16, 2021 |
| Book Page | 79150/501 |
| Instrument | 249668 |
| Name | DIRECT CU |
|---|---|
| Type | Credit Union |
| Type | Stand Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Dec 01, 2036 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | READING MA |
| Property Address | 45 LAWRENCE RD, READING, MA 01867-1708 |
| Document Number | 69784-479 |
| Book / Page | 069784 / 000479 |
| Instrument Date | Aug 12, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Sep 05, 2017 |
| Name | Verified Name |
|---|
| Document Number | 69784-479 |
|---|---|
| Date | Aug 17, 2017 |
| Book Page | 069784/000479 |
| Instrument | 131635 |
| Name | DIRECT CU |
|---|---|
| Type | Credit Union |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Aug 16, 2037 |
| Rate Type | Adjustable Rate |
|---|
Source: Middlesex County and Reading Town records · Assessment roll updated April 14, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Middlesex County |
| County Subdivision | Reading Town |
| Unified School District | Reading School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $10,855.00 (+1.16%) | $953,000 (+4.1%) Land $469,600 Building $483,400 | $943,350 (+8.35%) |
| 2024 | $10,730.00 (+3.25%) | $915,500 (+10.92%) Land $451,100 Building $464,400 | $870,675 |
| 2023 | $10,392.00 | $825,400 Land $406,700 Building $418,700 |
Source: FEMA National Flood Hazard Layer, Middlesex County (25017C), updated September 10, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
| Primary APN | READ M:034.0-0000-0029.0 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Partial Baths | 1 Partial Baths |
| Total Rooms | 9 Rooms |
| Building Area | 2,142 sqft Living Area |
| Gross Area | 3,972 sqft Gross Area |
| Basement Area | 936 sqft Basement |
| Unfinished Basement | 936 sqft Unfinished |
| Stories | 2 Stories |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 1995 |
|---|---|
| Effective Year Built | Effective 1995 |
| Architectural Style | Colonial Style |
| Exterior Material | Wood Siding Exterior |
| Construction Type | Frame Construction |
| Roof Construction | Gable Roof Construction |
| Roof Material | Asphalt Roof |
| Lot Area | 13,268 sqft (0.305 acres) |
| Parking Spaces | 2 Parking Spaces |
| Garage Type | Basement Garage |
| Cooling System | HVAC Cooling |
|---|---|
| Heating System | Forced Air with Air Conditioning Heating |
| Heating Fuel | Oil Heating Fuel |
| Account Number | 130000000043 |
|---|---|
| Street Address | 45 LAWRENCE RD |
| City | READING |
| State | MA |
| Zip | 01867-1708 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Jurisdiction | READING MA |
| Minor Civil Division | READING |
| Census Blockgroup | 1 |
| Census Block | 1007 |
| Census Tract | 334400 |
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