51 Lake Pointe Dr, Mc Henry, MD 21541 Property Records

Garrett County property record for 51 Lake Pointe Dr, Mc Henry, MD 21541

Property Summary

Property Type	Single Family Home
Details	3 ba · 1,408 sqft · built 2002
Lot Size	0.259 acres (11,325 sqft)
Owner	Individual Name on File
Last Sale	$530,000 (Oct 2006)
Tax Bill	$5,239 (2023)
Deeds & Mortgages	Mar 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`18-064545`

Property Details

APN / Parcel Number

Primary APN	`18-064545`
Alternative APN	`064545`

Interior

Full Baths	3 Baths
Stories	1 Story
Building Area	1,408 sqft Total Area
1st Floor Area	1,426 sqft
Basement Area	1,408 sqft
Finished Basement	1,408 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2002
Architectural Style	Conventional
Exterior Material	Wood
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	11,325 sqft (0.259 acres)
Porch	Open Porch
Porch Area	133 sqft
Deck Area	176 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air
Sewer	Connected

Location & Zoning

Account Number	064545
Street Address	51 LAKE POINTE DR
City	MC HENRY
State	MD
Zip	21541
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	11325 SQ FT LOT 20 LAKE POINTE AT WISP
Legal Subdivision	LAKE POINTE/WISP SUB
Legal Lot Number	20
Jurisdiction	GARRETT MD
Township / Civil Division	6, SANG RUN
Census Block Group	2
Census Block	2036
Census Tract	502

Owner

Source: Garrett County records · APN 18-064545

Assessment roll updated July 1, 2023 · Last verified September 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	8 HUNTERS RUN, WILLIAMSTOWN, WV 26187-1029
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Oct 18, 2006 · Amount on Record
Deed Sale	Oct 18, 2006 · Amount on Record
Prior Sale	Apr 23, 2003 · Amount on Record
Deed Document Number	062048
Deed Book / Page	1258 / 557
Record Updated	Jun 07, 2026

March 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GARRETT MD
Property Address	51 LAKE POINTE DR, MC HENRY, MD 21541
Document Number	0021250084
Instrument Date	Mar 21, 2019
Transaction Type	Mortgage
Record Updated	Apr 16, 2019
Title Company	TITLE 365

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	51 LAKE POINTE DR MC HENRY MD 21541, MC HENRY, MD 21541

Mortgage

Document Number	0021250084
Date	Apr 02, 2019
Book Page	002125/000084

Lender

Name	MR COOPER
Address	DALLAS, TX 75019

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Apr 01, 2049

Tax Assessment & Valuation

Source: Garrett County records · Assessment roll updated July 1, 2023 · Last verified September 2023

Property Jurisdictions

Type	Name
State	Maryland
County	Garrett County
Unified School District	Garrett County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$5,239.00	$391,600 Land $110,000 Building $281,600	$391,600 Land $110,000 Building $281,600

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of February 1, 2019 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force

Wildfire

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Mountain Communications Fiber	1,000 / 1,000
T-Mobile USA Fixed Wireless	100 / 20

May also be available: QCOL.

Based on FCC filings for 125 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	DEEP CREEK LAKE WATER SERVICE AREA serves 5,502 people
Water Source	Groundwater
Last State Inspection	Jun 2025
Lead	6 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.