111 Lake Pointe Dr, Mc Henry, MD 21541 Property Records

Garrett County property record for 111 Lake Pointe Dr, Mc Henry, MD 21541 · Last verified November 2025

Property Summary

Property Type	Single Family Home
Details	4 ba · 2,038 sqft · built 1997
Lot Size	0.246 acres (10,726 sqft)
Owner	Individual Name on File
Last Sale	$950,000 (Oct 2025)
Tax Bill	$9,553 (2025)
Deeds & Mortgages	Oct 2025 Sale & Mortgage May 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`18-064561`

Property Details

APN / Parcel Number

Primary APN	`18-064561`
Alternative APN	`064561`

Interior

Full Baths	4 Baths
Stories	2 Stories
Building Area	2,038 sqft Total Area
1st Floor Area	1,366 sqft
Basement Area	1,000 sqft
Finished Basement	1,000 sqft
Fireplaces	2 Fireplaces
Fireplace	Fireplace

Exterior

Year Built	Built 1997
Architectural Style	Conventional
Exterior Material	Wood
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	10,726 sqft (0.246 acres)
Garage Type	Basement
Garage Area	294 sqft
Parking Spaces	1 Parking Space
Porch	Open Porch
Porch Area	156 sqft
Deck Area	200 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air
Sewer	Connected

Location & Zoning

Account Number	064561
Street Address	111 LAKE POINTE DR
City	MC HENRY
State	MD
Zip	21541-1562
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	10726 SQ FT LOT 22 LAKE POINTE AT WISP
Legal Subdivision	LAKE POINTE/WISP
Legal Lot Number	22
Jurisdiction	GARRETT MD
Township / Civil Division	6, SANG RUN
Census Block Group	2
Census Block	2036
Census Tract	502

Owner

Source: Garrett County records · APN 18-064561

Assessment roll updated July 1, 2025 · Last verified November 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 21, 2025	Deed, Transfer · Conventional Mortgage NAVY FCU
May 13, 2022	Deed, Transfer · Conventional Mortgage MILLENNIUM FINANCIAL GROUP INC

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Oct 21, 2025 · Amount on Record
Deed Sale	Oct 21, 2025 · Amount on Record
Prior Sale	May 13, 2022 · Amount on Record
Deed Document Number	0002643485
Deed Book / Page	2643 / 485
Record Updated	Jun 08, 2026

October 2025: Deed, Transfer

Document Type	Deed
Jurisdiction	GARRETT MD
Recording Date	Oct 21, 2025
Property Address	111 LAKE POINTE DR, MC HENRY, MD 21541-1562
Document Number	0026430485
Book / Page	2643 / 485
Map Reference	MB 4 PG 39
Instrument Date	Oct 08, 2025
Transaction Type	Transfer
Record Updated	Apr 03, 2026
Title Company	DEEP CRK TITLE GROUP LLC, DEEP CREEK TITLE GROUP

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$4,750.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety

Mortgage

Document Number	0002643488
Date	Oct 21, 2025
Instrument	2643/488

Lender

Name	NAVY FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Nov 01, 2040

May 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	GARRETT MD
Recording Date	May 13, 2022
Property Address	111 LAKE POINTE DR, MC HENRY, MD 21541-1562
Document Number	0024150206
Book / Page	2415 / 206
Map Reference	MB 4 PG 39
Instrument Date	May 09, 2022
Transaction Type	Transfer
Record Updated	May 25, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	757 RIDGE DR, MC LEAN, VA 22101-1622

Mortgage

Document Number	0024150209
Date	May 13, 2022
Instrument	2415-0209

Lender

Name	MILLENNIUM FINANCIAL GROUP INC
Type	Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 01, 2052

Interest

Rate Type	Adjustable Rate
Rate	3.25%
Adjustable	Adjustable Rate Rider
Type Change Date	Jun 01, 2037
Change Frequency	6 Months
Min Rate At Change	3%
Max Rate At Change	8.25%
Index	Other
Margin	3
Max Rate	8.25%

Tax Assessment & Valuation

Source: Garrett County records · Assessment roll updated July 1, 2025 · Last verified November 2025

Property Jurisdictions

Type	Name
State	Maryland
County	Garrett County
Unified School District	Garrett County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$9,553.00 (+55.76%)	$745,200 (+62.57%)	$888,600 (+93.85%) Land $200,000 Building $688,600
2023	$6,133.00	$458,400 Land $160,000 Building $298,400	$458,400 Land $160,000 Building $298,400

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Garrett County (24023C), updated February 1, 2019 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 240230005022, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Nearby Flood Policies	6 in force

Wildfire

Wildfire Risk	Low above 20% of the US · above 41% of Maryland
Wildfire Likelihood	About 1 in 10,000 per year
Exposure	Indirect within ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 125 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Xfinity	Cable	2,000 / 250
Mountain Communications	Fiber	1,000 / 1,000
T-Mobile USA	Fixed Wireless	100 / 20

May also be available at this address: QCOL. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

Nearby Properties on Lake Pointe Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures