Cumberland County and Gray Town property record for 51 Knudsen Rd, Gray, ME 04039
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,992 sqft · built 2001 |
| Lot Size | 10 acres (435,600 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $5,142 (2025) |
| Deeds & Mortgages | May 2026 Line of Credit Apr 2021 Refinance |
| Flood Zone | Zone X (minimal risk) |
| APN | 0121B 000000 |
| Primary APN | 0121B 000000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 5 Rooms |
| Stories | 2 Stories |
| Building Area | 1,992 sqft Living Area |
| Year Built | Built 2001 |
|---|---|
| Effective Year Built | Effective 2001 |
| Architectural Style | Colonial |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Concrete |
| Roof Material | Metal |
| Lot Area | 435,600 sqft (10 acres) |
| Heating System | Baseboard |
|---|
| Account Number | 484 |
|---|---|
| Street Address | 51 KNUDSEN RD |
| City | GRAY |
| State | ME |
| Zip | 04039-7776 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | BR |
| Legal Block | 12 |
| Legal Lot Number | 12-0 |
| Jurisdiction | GRAY ME |
| Township / Civil Division | GRAY |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 4701 |
51 Knudsen Rd is owned and occupied by two individuals.
Source: Cumberland County and Gray Town records, as of July 30, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 51 KNUDSEN RD, GRAY, ME 04039-7776 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 12, 2026 | Deed of Trust, Mortgage · Line of Credit TRADEMARK FEDERAL CREDIT UNION |
| Apr 28, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance CALIBER HOME LOANS INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARPSWELL ME |
| Recording Date | May 12, 2026 |
| Property Address | 51 KNUDSEN RD, GRAY, ME 04039-7776 |
| Document Number | 0422450022 |
| Book / Page | 42245 / 22 |
| Instrument Date | May 4, 2026 |
| Instrument | 202618299 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Name | Verified Name |
|---|---|
| Address | 51 KNUDSEN RD, GRAY, ME 04039-7776 |
| Document Number | 0000018299, |
|---|---|
| Date | May 12, 2026 |
| Book Page | 42245/22 |
| Instrument | 202618299 |
| Name | TRADEMARK FEDERAL CREDIT UNION |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Jun 1, 2046 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.46% |
| Initial Type | Adjustable Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GRAY ME |
| Property Address | 51 KNUDSEN RD, GRAY, ME 04039-7776 |
| Transaction Type | Mortgage |
| Record Updated | May 17, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0381260016 |
|---|---|
| Date | Apr 28, 2021 |
| Book Page | 38126/16 |
| Instrument | 30350 |
| Name | CALIBER HOME LOANS INC |
|---|---|
| Type | Mortgage Company |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | May 1, 2051 |
The 2025 property tax bill for 51 Knudsen Rd was $5,142.
Source: Cumberland County and Gray Town assessment roll, as of July 30, 2026
| Type | Name |
|---|---|
| State | Maine |
| County | Cumberland County |
| County Subdivision | Gray Town |
| Unified School District | School Administrative District 15 (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $5,142.00 | $531,200 Land $169,000 Building $362,200 |
| 2023 | $4,754.00 (+8.81%) | $313,200 (-) Land $79,500 Building $233,700 |
| 2022 | $4,369.00 | $313,200 Land $79,500 Building $233,700 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 51 Knudsen Rd in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2002.
Source: FEMA National Flood Hazard Layer, effective June 3, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 2 (2002) |
| Claims Outside the SFHA | 1 of 2 |
| Most Recent Claim | Oct 2002 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 51 Knudsen Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 53% of Maine |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 30 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
5G (outdoors only) and 4G LTE
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