45 Knudsen Rd, Gray, ME 04039 Property Records

Cumberland County and Gray Town property record for 45 Knudsen Rd, Gray, ME 04039

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,648 sqft · built 2021
Lot Size	2.13 acres (92,783 sqft)
Owner	Individual Name on File
Last Sale	$403,800 (Jun 2021)
Tax Bill	$5,729 (2025)
Deeds & Mortgages	Jan 2021 Refinance Jun 2021 Refinance + 1 more
Flood Zone	Zone X (minimal risk)
APN	`GRAY M:055 B:012 L:001-001`

Property Details

APN / Parcel Number

Primary APN	`GRAY M:055 B:012 L:001-001`
Alternative APN	`5106`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	9 Rooms
Stories	1 Story
Building Area	1,648 sqft Living Area
Basement Area	784 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2021
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Construction Type	Concrete
Roof Material	Asphalt
Lot Area	92,783 sqft (2.13 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Account Number	5106
Street Address	45 KNUDSEN RD
City	GRAY
State	ME
Zip	04039-7776
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	BR
Legal Block	12
Legal Lot Number	1-1
Jurisdiction	GRAY ME
Township / Civil Division	GRAY
Census Block Group	2
Census Block	2000
Census Tract	4701

Owner

45 Knudsen Rd is owned and occupied by an individual who bought it in June 2021.

Source: Cumberland County and Gray Town records, as of July 30, 2026

Owner of Record	Individual Name on File
Mailing Address	45 KNUDSEN RD, GRAY, ME 04039-7776
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 15, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance ANDROSCOGGIN BANK
Jun 21, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance UNITED WHOLESALE MORTGAGE
Jun 21, 2021	Quit Claim Deed, Transfer · Stand-Alone Refinance UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 21, 2021 · Amount on File
Deed Sale	Jun 21, 2021 · Amount on File
Deed Document Number	202143969
Deed Book / Page	38335 / 99
Record Updated	Sep 20, 2026

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GRAY ME
Property Address	45 KNUDSEN RD, GRAY, ME 04039-7776
Transaction Type	Mortgage
Record Updated	Nov 20, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0376960270
Date	Jan 15, 2021
Book Page	37696/270
Instrument	3351

Lender

Name	ANDROSCOGGIN BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GRAY ME
Property Address	45 KNUDSEN RD, GRAY, ME 04039-7776
Transaction Type	Mortgage
Record Updated	Nov 20, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0383350102
Date	Jun 21, 2021
Book Page	38335/102
Instrument	43970

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2051

June 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	GRAY ME
Recording Date	Jun 21, 2021
Property Address	45 KNUDSEN RD, GRAY, ME 04039-7776
Document Number	0383350099
Book / Page	38335 / 99
Instrument Date	Jun 18, 2021
Instrument	43969
Transaction Type	Transfer
Record Updated	Nov 20, 2025

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	23 HAYDN ST # 1, 1, ROSLINDALE, MA 02131-4013

Mortgage

Document Number	0000043970
Date	Jun 21, 2021
Instrument	43970

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 45 Knudsen Rd was $5,729, down 0.2% from the year before.

Source: Cumberland County and Gray Town assessment roll, as of July 30, 2026

Property Jurisdictions

Type	Name
State	Maine
County	Cumberland County
County Subdivision	Gray Town
Unified School District	School Administrative District 15 (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$5,729.00 (-0.19%)	$591,800 (-) Land $121,700 Building $470,100
2024	$5,740.00 (+7.69%)	$591,800 (+68.56%) Land $121,700 Building $470,100
2023	$5,330.00 (+8.82%)	$351,100 (-) Land $55,900 Building $295,200
2022	$4,898.00	$351,100 Land $55,900 Building $295,200

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 45 Knudsen Rd in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2002.

Source: FEMA National Flood Hazard Layer, effective June 3, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (2002)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Oct 2002 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 45 Knudsen Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 53% of Maine
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 30 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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