51 Homer St, Providence, RI 02905 Property Records

Providence City property record for 51 Homer St, Providence, RI 02905

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,198 sqft · built 1943
Lot Size	0.074 acres (3,216 sqft)
Owner	2 Individual Names on Record
Last Sale	$350,000 (Aug 2023)
Tax Bill	$2,596 (2025)
Deeds & Mortgages	Aug 2023 Sale & Mortgage Jun 2023 Refinance + 3 more
Flood Zone	Zone X (minimal risk)
APN	`PROV M:59 L:292`

Property Details

APN / Parcel Number

Primary APN	`PROV M:59 L:292`
Alternative APNs	`P:0590292 L:0000` `26862`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,198 sqft Living Area
Gross Area	2,638 sqft
1st Floor Area	1,198 sqft
Basement Area	1,198 sqft
Unfinished Basement	1,198 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1943
Effective Year Built	Effective 1943
Architectural Style	Ranch
Exterior Material	Brick
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	3,216 sqft (0.074 acres)
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Account Number	26862
Street Address	51 HOMER ST
City	PROVIDENCE
State	RI
Zip	02905-1320
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Lot Number	292
Jurisdiction	PROVIDENCE RI
Township / Civil Division	PROVIDENCE
Census Block Group	2
Census Block	2000
Census Tract	102

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Roger Williams Park Historic District listed 1966 · 24 contributing resources · NRIS 66000002

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Providence City records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	51 HOMER ST, PROVIDENCE, RI 02905-1320
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 21, 2023	Warranty Deed, Subdivision Related Transfer · FHA Mortgage GUARANTEED RATE INC
Jun 23, 2023	Deed of Trust, Mortgage · Stand-Alone Refinance SPINDRIFT INVESTMENTS LLC
May 1, 2023	Deed of Trust, Mortgage · Stand-Alone Refinance ATLANTIC ASSOC RIGP
Dec 22, 2022	Quit Claim Deed, Transfer · Stand-Alone Refinance INTEGRITY INVESTMENTS INC
Dec 22, 2022	Warranty Deed, Transfer · Stand-Alone Refinance INTEGRITY INVESTMENTS INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 21, 2023 · Amount on Record
Deed Sale	Aug 21, 2023 · Amount on Record
Prior Sale	Dec 22, 2022 · Amount on Record
Deed Document Number	2023352176
Deed Book / Page	13943 / 298
Prior Transfer Date	Dec 21, 2022
Prior Transfer Doc	013771-210
Record Updated	Oct 29, 2026

August 2023: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	PROVIDENCE RI
Recording Date	Aug 21, 2023
Property Address	51 HOMER ST, PROVIDENCE, RI 02905-1320
Document Number	013943-298
Book / Page	13943 / 298
Instrument Date	Aug 18, 2023
Instrument	2023352176
Transaction Type	Subdivision Related Transfer
Record Updated	Aug 31, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	51 HOMER ST, PROVIDENCE, RI 02905-1320

Mortgage

Document Number	2023352177
Date	Aug 21, 2023
Instrument	2023352177

Lender

Name	GUARANTEED RATE INC
Type	Non-Lending Institution

Agreement

Type	FHA Mortgage
Amount	Amount Recorded

June 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PROVIDENCE RI
Property Address	51 HOMER ST, PROVIDENCE, RI 02905-1320
Transaction Type	Mortgage
Record Updated	Jul 6, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	013901-177
Date	Jun 23, 2023
Book Page	13901/177
Instrument	2023348780

Lender

Name	SPINDRIFT INVESTMENTS LLC

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded

May 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PROVIDENCE RI
Property Address	51 HOMER ST, PROVIDENCE, RI 02905-1320
Transaction Type	Mortgage
Record Updated	May 11, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0013858-59
Date	May 1, 2023
Book Page	13858/59
Instrument	2023345370

Lender

Name	ATLANTIC ASSOC RIGP

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded

December 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	PROVIDENCE RI
Recording Date	Dec 22, 2022
Property Address	51 HOMER ST, PROVIDENCE, RI 02905-1320
Document Number	013771-210
Book / Page	13771 / 210
Instrument Date	Dec 21, 2022
Instrument	2022337827
Transaction Type	Transfer
Record Updated	Jan 5, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5 BASIL XING, CRANSTON, RI 02921-3532

Mortgage

Document Number	013771-212
Date	Dec 22, 2022
Book Page	13771/212
Instrument	2022337828

Lender

Name	INTEGRITY INVESTMENTS INC

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded

December 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PROVIDENCE RI
Recording Date	Dec 22, 2022
Property Address	51 HOMER ST, PROVIDENCE, RI 02905-1320
Document Number	013771-207
Book / Page	13771 / 207
Instrument Date	Dec 9, 2022
Instrument	2022337826
Transaction Type	Transfer
Record Updated	Jan 5, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	174 HAROLD ST, PROVIDENCE, RI 02908-4714

Mortgage

Document Number	013771-212
Date	Dec 22, 2022
Book Page	13771/212
Instrument	2022337828

Lender

Name	INTEGRITY INVESTMENTS INC

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Providence City assessment roll, as of June 22, 2026

Property Jurisdictions

Type	Name
State	Rhode Island
Municipality	Providence City
Unified School District	Providence School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,596.00 (-41.32%)	$309,100 (+28.2%) Land $118,800 Building $190,300	$370,889
2023	$4,424.00 (+3.08%)	$241,100 (-) Land $75,300 Building $165,800
2022	$4,292.00	$241,100 Land $75,300 Building $165,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 22, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PROVIDENCE-CITY OF serves 333,142 people · EPA ID RI1592024
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jul 2018
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 645 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
Starlink Satellite	280 / 30

May also be available: AT&T, T-Mobile.

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