45 Homer St, Providence, RI 02905 Property Records

Providence City property record for 45 Homer St, Providence, RI 02905

Property Summary

Property TypeSingle Family Home
Details3 bd · 1.5 ba · 1,344 sqft · built 1930
Lot Size0.074 acres (3,216 sqft)
Owner2 Individual Names on File
Last Sale$55,000 (Jan 1996)
Tax Bill$2,712 (2025)
Deeds & MortgagesSep 2021 Refinance
Flood ZoneZone X (minimal risk)
APNPROV M:59 L:290

Property Details

APN / Parcel Number

Primary APNPROV M:59 L:290
Alternative APNs
  • P:0590290 L:0000
  • 26860

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Total Rooms6 Rooms
Stories2 Stories
Building Area1,344 sqft Living Area
Gross Area2,156 sqft
1st Floor Area672 sqft
Basement Area672 sqft
Unfinished Basement672 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1930
Effective Year BuiltEffective 1930
Architectural StyleConventional
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Roof TypeGable
Roof MaterialAsphalt
Lot Area3,216 sqft (0.074 acres)
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Heating FuelOil

Location & Zoning

Account Number26860
Street Address45 HOMER ST
CityPROVIDENCE
StateRI
Zip02905-1320
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-1
Legal Lot Number290
JurisdictionPROVIDENCE RI
Township / Civil DivisionPROVIDENCE
Census Block Group2
Census Block2000
Census Tract102

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic DistrictWithin the Roger Williams Park Historic District
listed 1966 · 24 contributing resources · NRIS 66000002

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

45 Homer St is owned and occupied by two individuals who acquired it in July 2023.

Source: Providence City records, as of October 20, 2026

Owner of Record2 Individual Names on File
Mailing Address45 HOMER ST, PROVIDENCE, RI 02905-1320
OccupancyOwner Occupied
Owner TypeIndividual
VestingEt Al (and Others)

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJan 5, 1996 · Amount on File
Deed SaleJan 5, 1996 · Amount on File
Deed Book / Page3257 / 291
Last Transfer DateJul 11, 2023
Transfer Doc013934-118
Record UpdatedOct 29, 2026

September 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPROVIDENCE RI
Property Address45 HOMER ST, PROVIDENCE, RI 02905-1320
Transaction TypeMortgage
Record UpdatedSep 16, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number13273-152
DateSep 3, 2021
Book Page13273/152
Instrument2021298029
Lender
NameCITIZENS BANK
TypeBank
Agreement
TypeStand-Alone Refinance
AmountAmount on Record
Term301 Months
DueOct 1, 2046

Tax Assessment & Valuation

The 2025 property tax bill for 45 Homer St was $2,712.

Source: Providence City assessment roll, as of June 22, 2026

Property Jurisdictions

TypeName
StateRhode Island
MunicipalityProvidence City
Unified School DistrictProvidence School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,712.00$322,800 Land $118,800 Building $204,000$360,444
2023$4,283.00 (+3.08%)$233,400 (-) Land $75,300 Building $158,100
2022$4,155.00$233,400 Land $75,300 Building $158,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 45 Homer St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 22, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 45 Homer St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemPROVIDENCE-CITY OF
serves 333,142 people · EPA ID RI1592024
Water SourceSurface water
Last State InspectionOct 2025
Lead2 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityTotal trihalomethanes
resolved · Jul 2018
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 645 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Cable
2,000 / 100
Verizon
Fiber · Fixed Wireless in parts of the area
980 / 880
Starlink
Satellite
280 / 30

May also be available: AT&T, T-Mobile.

Nearby Properties on Homer St

Nearby Streets

Search Property Records by Address or Parcel Number