51 High St, Montclair, NJ 07042 Property Records

Essex County and Montclair Township property record for 51 High St, Montclair, NJ 07042

Property Summary

Property Type	Single Family Home
Details	3,378 sqft · built 1889
Lot Size	0.362 acres (15,770 sqft)
Owner	2 Individual Names on Record
Last Sale	$390,000 (Jan 2015)
Tax Bill	$18,621 (2025)
Deeds & Mortgages	Feb 2024 Mortgage Jan 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`13-02004-0000-00037`

Property Details

APN / Parcel Number

Primary APN	`13-02004-0000-00037`
Alternative APN	`130200400037`

Interior

Stories	2 Stories
Building Area	3,378 sqft Living Area

Exterior

Year Built	Built 1889
Effective Year Built	Effective 1889
Construction Type	Frame
Lot Area	15,770 sqft (0.362 acres)
Lot Dimensions	190 ft deep x 83 ft wide

Location & Zoning

Old Parcel Number	130200400037
Street Address	51 HIGH ST
City	MONTCLAIR
State	NJ
Zip	07042-2401
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	83X190 IRR
Legal Block	2004
Legal Lot Number	37
Jurisdiction	ESSEX NJ
Township / Civil Division	MONTCLAIR
Census Block Group	2
Census Block	2005
Census Tract	17000

Owner

Source: Essex County and Montclair Township records, as of September 18, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	51 HIGH ST, MONTCLAIR, NJ 07042-2401
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 2, 2024	Deed of Trust, Mortgage · FHA Mortgage WELLS FARGO BANK NA
Jan 14, 2019	Deed of Trust, Mortgage · FHA Mortgage HUD-HOUSING/URBAN DEV

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 8, 2015 · Amount on Record
Deed Sale	Jan 8, 2015 · Amount on Record
Prior Sale	Dec 30, 2014 · Amount on Record
Deed Book / Page	12533 / 524
Prior Transfer Date	Mar 26, 2008
Prior Transfer Doc	0008040607
Record Updated	Oct 29, 2026

February 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ESSEX NJ
Property Address	51 HIGH ST, MONTCLAIR, NJ 07042-2401
Transaction Type	Mortgage
Record Updated	Mar 6, 2024
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	51 HIGH ST, MONTCLAIR, NJ 07042-2401

Mortgage

Document Number	0000006591
Date	Feb 2, 2024
Instrument	2024006591

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	DES MOINES, IA 50328

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	332 Months
Due	Oct 1, 2051

January 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ESSEX NJ
Property Address	51 HIGH ST, MONTCLAIR, NJ 07042-2401
Document Number	0000009191
Instrument Date	Jan 14, 2019
Transaction Type	Mortgage
Record Updated	May 10, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	51 HIGH ST MONTCLAIR NJ 070422401, MONTCLAIR, NJ 07042-2401

Mortgage

Document Number	0000009191
Date	Jan 31, 2019
Instrument	9191

Lender

Name	HUD-HOUSING/URBAN DEV
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 30, 2049

Tax Assessment & Valuation

Source: Essex County and Montclair Township assessment roll, as of July 2, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Essex County
County Subdivision	Montclair Township
Unified School District	Montclair Town School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$529,600 (-) Land $230,700 Building $298,900	$529,600 (-) Land $230,700 Building $298,900
2025	$18,621.00 (+3.32%)	$529,600 (-) Land $230,700 Building $298,900	$529,600 (-) Land $230,700 Building $298,900
2024	$18,022.00 (+3.5%)
2023		$529,600 Land $230,700 Building $298,900	$529,600 Land $230,700 Building $298,900
2022	$17,413.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	5 (1989–2011)
Claims Outside the SFHA	2 of 5
Most Recent Claim	Aug 2011 · Hurricane Irene
Claims by Event	Hurricane Irene, Aug 2011 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 92% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MONTCLAIR WATER BUREAU serves 40,150 people · EPA ID NJ0713001
Water Source	Purchased surface water from several systems
Last State Inspection	Sep 2024
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jan 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 563 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 250

May also be available: T-Mobile.

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