39 High St, Montclair, NJ 07042 Property Records

Essex County and Montclair Township property record for 39 High St, Montclair, NJ 07042

Property Summary

Property Type	Single Family Home
Details	3,500 sqft · built 1907
Lot Size	0.56 acres (24,389 sqft)
Owner	2 Individual Names on Record
Last Sale	$886,890 (Oct 2020)
Tax Bill	$23,286 (2025)
Deeds & Mortgages	Jul 2023 Line of Credit Oct 2020 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`13-02004-0000-00039`

Property Details

APN / Parcel Number

Primary APN	`13-02004-0000-00039`
Alternative APN	`130200400039`

Interior

Stories	2 Stories
Building Area	3,500 sqft Living Area

Exterior

Year Built	Built 1907
Effective Year Built	Effective 1907
Construction Type	Frame
Lot Area	24,389 sqft (0.56 acres)
Parking Spaces	2 Parking Spaces

Location & Zoning

Old Parcel Number	130200400039
Street Address	39 HIGH ST
City	MONTCLAIR
State	NJ
Zip	07042-2401
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	24390SF
Legal Block	2004
Legal Lot Number	39
Jurisdiction	ESSEX NJ
Township / Civil Division	MONTCLAIR
Census Block Group	2
Census Block	2005
Census Tract	17000

Owner

Source: Essex County and Montclair Township records, as of July 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	39 HIGH ST, MONTCLAIR, NJ 07042-2401
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 25, 2023	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA NA
Oct 28, 2020	Grant Deed, Transfer · Conventional Mortgage ATLANTIC HM LOANS
Aug 18, 2018	Deed of Trust, Mortgage · Line of Credit GREATER ALLIANCE FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 28, 2020 · Amount on Record
Deed Sale	Oct 28, 2020 · Amount on Record
Deed Document Number	2020106685
Record Updated	Sep 20, 2026

July 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ESSEX NJ
Property Address	39 HIGH ST, MONTCLAIR, NJ 07042-2401
Transaction Type	Mortgage
Record Updated	Aug 24, 2023
Title Company	TITLE365 - OMAHA, TITLE365 OMAHA

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000044028
Date	Jul 25, 2023
Instrument	2023044028

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jul 13, 2053

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ESSEX NJ
Recording Date	Oct 28, 2020
Property Address	39 HIGH ST, MONTCLAIR, NJ 07042-2401
Document Number	0000106685
Instrument Date	Aug 21, 2020
Instrument	106685
Transaction Type	Transfer
Record Updated	Nov 13, 2020
Title Company	ZWIREN TITLE AGENCY INC, ZWIREN TITLE AGCY INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$887.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	39 HIGH ST MONTCLAIR NJ 070422401, MONTCLAIR, NJ 07042-2401

Mortgage

Document Number	106686
Date	Oct 28, 2020
Instrument	106686

Lender

Name	ATLANTIC HM LOANS
Type	Funding / Finance Company
Address	PARSIPPANY, NJ 07054

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 27, 2050

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ESSEX NJ
Property Address	39 HIGH ST, MONTCLAIR, NJ 07042-2401
Document Number	0000078915
Instrument Date	Aug 18, 2018
Transaction Type	Mortgage
Record Updated	Dec 17, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	39 HIGH ST MONTCLAIR NJ 070422401, MONTCLAIR, NJ 07042-2401

Mortgage

Document Number	0000078915
Date	Sep 11, 2018
Instrument	78915

Lender

Name	GREATER ALLIANCE FCU
Type	Credit Union
Address	PARAMUS, NJ 07652

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Sep 10, 2038

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Essex County and Montclair Township assessment roll, as of July 2, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Essex County
County Subdivision	Montclair Township
Unified School District	Montclair Town School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$667,000 (+0.71%) Land $258,800 Building $408,200	$667,000 (+0.71%) Land $258,800 Building $408,200
2025	$23,286.00 (+3.32%)	$662,300 (+2.89%) Land $258,800 Building $403,500	$662,300 (+2.89%) Land $258,800 Building $403,500
2024	$22,538.00 (+6.49%)
2023		$643,700 Land $258,800 Building $384,900	$643,700 Land $258,800 Building $384,900
2022	$21,164.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	5 (1989–2011)
Claims Outside the SFHA	2 of 5
Most Recent Claim	Aug 2011 · Hurricane Irene
Claims by Event	Hurricane Irene, Aug 2011 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 97.3% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MONTCLAIR WATER BUREAU serves 40,150 people · EPA ID NJ0713001
Water Source	Purchased surface water from several systems
Last State Inspection	Sep 2024
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jan 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 563 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 250

May also be available: T-Mobile.

Nearby Properties on High St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures