51 Harvard St, Worcester, MA 01609 Property Records

Worcester County and Worcester City property record for 51 Harvard St, Worcester, MA 01609

Property Summary

Property Type	Commercial
Lot Size	0.477 acres (20,787 sqft)
Owner	Company Name on Record
Last Sale	$1,100,000 (Sep 2019)
Tax Bill	$35,613 (2026)
Deeds & Mortgages	May 2025 Mortgage May 2025 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`2-030-00005`

Property Details

APN / Parcel Number

Primary APN	`2-030-00005`
Alternative APN	`WORC M:02 B:030 L:00005`

Interior

Building Area	12,389 sqft Garage
Basement Area	2,949 sqft
Unfinished Basement	2,949 sqft

Exterior

Year Built	Built 1890
Effective Year Built	Effective 1890
Lot Area	20,787 sqft (0.477 acres)
Total Buildings	2 Buildings

Location & Zoning

Account Number	2-030-00005
Street Address	51 HARVARD ST
City	WORCESTER
State	MA
Zip	01609-2836
Property Category	Commercial
Property Type	Commercial > Retail
Local Zoning Code	BO-1
Legal Block	30
Legal Lot Number	5
Jurisdiction	WORCESTER MA
Township / Civil Division	WORCESTER
Census Block Group	2
Census Block	2015
Census Tract	731700

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Individually Listed	Whitcomb Mansion listed 1980 · 1 contributing resources · NRIS 80000499

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Worcester County and Worcester City records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	250 COMMERCIAL ST, 450, WORCESTER, MA 01608-1754
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
May 9, 2025	Deed of Trust, Mortgage MILLYARD BANK
May 9, 2025	Deed of Trust, Mortgage MILLYARD BANK
Sep 27, 2019	Quit Claim Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 27, 2019 · Amount on Record
Deed Sale	Sep 27, 2019 · Amount on Record
Prior Sale	Sep 20, 2002 · Amount on Record
Deed Document Number	2019101316
Deed Book / Page	61138 / 6
Record Updated	Oct 29, 2026

May 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WORCESTER MA
Property Address	51 HARVARD ST, WORCESTER, MA 01609-2836
Transaction Type	Mortgage
Record Updated	Nov 25, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0071968-79
Date	May 9, 2025
Book Page	71968/79
Instrument	36914

Lender

Name	MILLYARD BANK

Agreement

Amount	Amount Recorded

May 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WORCESTER MA
Property Address	51 HARVARD ST, WORCESTER, MA 01609-2836
Transaction Type	Mortgage
Record Updated	Nov 25, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	071968-103
Date	May 9, 2025
Book Page	71968/103
Instrument	36916

Lender

Name	MILLYARD BANK

Agreement

Amount	Amount Recorded

September 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WORCESTER MA
Recording Date	Sep 27, 2019
Property Address	51 HARVARD ST, WORCESTER, MA 01609-2836
Document Number	61138-6
Book / Page	061138 / 000006
Instrument Date	Sep 27, 2019
Instrument	101316
Transaction Type	Transfer
Record Updated	Oct 15, 2019
Title Company	NOT AVAILABLE

Transaction

Amount	Amount Recorded
Tax	$5,016.00
Amount Accuracy	Confirmed
Additional	Quitclaim Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	250 COMMERCIAL ST #450 WORCESTER MA 016081726, 450, WORCESTER, MA 01608-1726

Tax Assessment & Valuation

Source: Worcester County and Worcester City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Worcester County
Municipality	Worcester City
Unified School District	Worcester School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026	$35,613.00 (+12.23%)	$1,225,500 (+10.49%) Land $729,700 Building $495,800
2025	$31,731.00 (-10.56%)	$1,109,100 (-10.17%) Land $678,900 Building $430,200
2023		$1,234,600 Land $590,500 Building $644,100
2020	$35,476.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective November 30, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WORCESTER DPWP, WATER SUPPLY DIVISION serves 206,518 people · EPA ID MA2348000
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 114 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: T-Mobile.

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