23 Harvard St, Worcester, MA 01609 Property Records

Worcester County and Worcester City property record for 23 Harvard St, Worcester, MA 01609

Property Summary

Property Type	Office Building
Details	6,300 sqft · built 1900
Lot Size	0.226 acres (9,829 sqft)
Owner	Company Name on File
Last Sale	$740,000 (Oct 2023)
Tax Bill	$17,860 (2026)
Deeds & Mortgages	Oct 2023 Mortgage Oct 2023 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`2-031-00014`

Property Details

APN / Parcel Number

Primary APN	`2-031-00014`
Alternative APN	`WORC M:02 B:031 L:00014`

Interior

Stories	3 Stories
Building Area	6,300 sqft Total Area
Gross Area	8,536 sqft
Basement Area	2,116 sqft
Unfinished Basement	2,116 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Architectural Style	Other
Exterior Material	Combination
Construction Type	Frame
Roof Type	Hip
Roof Material	Slate
Lot Area	9,829 sqft (0.226 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	2-031-00014
Street Address	23 HARVARD ST
City	WORCESTER
State	MA
Zip	01609-2835
Property Category	Commercial
Property Type	Commercial > Office > Office Building
Local Zoning Code	BO-1
Legal Block	31
Legal Lot Number	14
Jurisdiction	WORCESTER MA
Township / Civil Division	WORCESTER
Census Block Group	2
Census Block	2016
Census Tract	731700

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Individually Listed	Marble, Jerome, House listed 1980 · 1 contributing resources · NRIS 80000567

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

23 Harvard St, a commercial property, is owned by a company that bought it in October 2023.

Source: Worcester County and Worcester City records, as of October 20, 2026

Owner of Record	Company Name on File
Mailing Address	23 HARVARD ST, WORCESTER, MA 01609-2835
Owner Type	Company
Vesting	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 13, 2023	Deed of Trust, Mortgage · Stand-Alone First Mortgage WORCESTER BUSINESS DEVELOPMENT CORP
Oct 13, 2023	Quit Claim Deed, Transfer · Stand-Alone First Mortgage FIDELITY COOPERATIVE BANK
May 1, 2019	Quit Claim Deed, Transfer · Stand-Alone First Mortgage CORNERSTONE BANK
Apr 14, 2017	Quit Claim Deed, Transfer · Commercial Mortgage CHARLES RIVER BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 13, 2023 · Amount on File
Deed Sale	Oct 13, 2023 · Amount on File
Prior Sale	May 1, 2019 · Amount on File
Deed Book / Page	69757 / 371
Record Updated	Oct 29, 2026

October 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WORCESTER MA
Property Address	23 HARVARD ST, WORCESTER, MA 01609-2835
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0069758-63
Date	Oct 13, 2023
Book Page	69758/63
Instrument	85623

Lender

Name	WORCESTER BUSINESS DEVELOPMENT CORP

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

October 2023: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WORCESTER MA
Recording Date	Oct 13, 2023
Property Address	23 HARVARD ST, WORCESTER, MA 01609-2835
Document Number	069757-371
Book / Page	69757 / 371
Instrument Date	Oct 13, 2023
Instrument	85620
Transaction Type	Transfer
Record Updated	Oct 27, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	23 HARVARD ST, WORCESTER, MA 01609-2835

Mortgage

Document Number	0000085621
Date	Oct 13, 2023
Instrument	85621

Lender

Name	FIDELITY COOPERATIVE BANK
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

Mortgage

Document Number	0069758-32
Date	Oct 13, 2023
Book Page	69758/32
Instrument	85622

Lender

Name	FIDELITY COOPERATIVE BANK
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

May 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WORCESTER MA
Recording Date	May 1, 2019
Property Address	23 HARVARD ST, WORCESTER, MA 01609-2835
Document Number	60349-90
Book / Page	60349 / 90
Instrument Date	Apr 30, 2019
Instrument	38886
Transaction Type	Transfer
Record Updated	May 12, 2021
Title Company	ADAMS & ASSOC LEGAL SVCS TIT

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12 DAVIS WAY, WORCESTER, MA 01604-1314

Mortgage

Document Number	38887
Date	May 1, 2019
Instrument	38887

Lender

Name	CORNERSTONE BANK
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

April 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WORCESTER MA
Recording Date	Apr 14, 2017
Property Address	23 HARVARD ST, WORCESTER, MA 01609-2835
Document Number	56978-172
Book / Page	56978 / 172
Instrument	37434
Transaction Type	Transfer
Record Updated	May 12, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$172.82
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	569780175
Date	Apr 14, 2017
Instrument	56978/0175

Lender

Name	CHARLES RIVER BANK
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2026 property tax bill for 23 Harvard St was $17,860, up 1.6% from the year before.

Source: Worcester County and Worcester City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Worcester County
Municipality	Worcester City
Unified School District	Worcester School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026	$17,860.00 (+1.57%)	$614,600 (-) Land $207,900 Building $406,700
2025	$17,584.00	$614,600 Land $193,300 Building $421,300
2023	$17,465.00	$558,700 Land $168,200 Building $390,500

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 23 Harvard St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 30, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 23 Harvard St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WORCESTER DPWP, WATER SUPPLY DIVISION serves 206,518 people · EPA ID MA2348000
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 174 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless · Fiber in parts of the area	300 / 20

May also be available: T-Mobile.

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