51 Gray St, Montclair, NJ 07042 Property Records

Essex County and Montclair Township property record for 51 Gray St, Montclair, NJ 07042

Property Summary

Property Type	Single Family Home
Details	1,678 sqft · built 1897
Lot Size	0.117 acres (5,100 sqft)
Owner	Individual Name on Record
Last Sale	$1,310,000 (Aug 2026)
Tax Bill	$20,421 (2025)
Deeds & Mortgages	Aug 2026 Sale Oct 2021 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`13-04511-0000-00001`

Property Details

APN / Parcel Number

Primary APN	`13-04511-0000-00001`
Alternative APN	`130451100001`

Interior

Stories	2 Stories
Building Area	1,678 sqft Living Area

Exterior

Year Built	Built 1897
Effective Year Built	Effective 1897
Construction Type	Frame
Lot Area	5,100 sqft (0.117 acres)
Lot Dimensions	102 ft deep x 50 ft wide
Parking Spaces	3 Parking Spaces

Location & Zoning

Old Parcel Number	130451100001
Street Address	51 GRAY ST
City	MONTCLAIR
State	NJ
Zip	07042-5025
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	50X102 IRR
Legal Block	4511
Legal Lot Number	1
Jurisdiction	ESSEX NJ
Township / Civil Division	MONTCLAIR
Census Block Group	1
Census Block	1005
Census Tract	16500

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Glen Ridge Historic District (Boundary Increase) listed 1988 · 510 contributing resources · NRIS 88002155

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Essex County and Montclair Township records, as of August 31, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	51 GRAY ST, MONTCLAIR, NJ 07042-5025
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried

Deeds, Mortgages & Sale History

Date	Document
Aug 10, 2026	Deed, Transfer EVIDENT TITLE AGENCY INC, EVIDENT TITLE
Oct 13, 2021	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Jul 16, 2020	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS
Jul 5, 2019	Grant Deed, Transfer · Conventional Mortgage CITIBANK
Aug 2, 2018	Grant Deed, Transfer GOLDMAN SACHS BK USA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 10, 2026 · Amount on Record
Deed Sale	Aug 10, 2026 · Amount on Record
Prior Sale	Aug 19, 1993 · Amount on Record
Deed Document Number	202652522
Record Updated	Oct 29, 2026

August 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	ESSEX NJ
Recording Date	Aug 10, 2026
Property Address	51 GRAY ST, MONTCLAIR, NJ 07042-5025
Document Number	0000052522
Instrument Date	Jul 23, 2026
Instrument	202652522
Transaction Type	Transfer
Record Updated	Aug 31, 2026
Title Company	EVIDENT TITLE AGENCY INC, EVIDENT TITLE

Transaction

Amount	Amount Recorded
Tax	$132,310.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	51 GRAY ST, MONTCLAIR, NJ 07042-5025

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ESSEX NJ
Property Address	51 GRAY ST, MONTCLAIR, NJ 07042-5025
Transaction Type	Mortgage
Record Updated	Nov 11, 2021
Title Company	AMROCK INC, AMROCK LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2021123333
Date	Oct 13, 2021
Instrument	2021123333

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Nov 1, 2036

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ESSEX NJ
Property Address	51 GRAY ST, MONTCLAIR, NJ 07042-5025
Document Number	0000074211
Instrument Date	Jul 16, 2020
Transaction Type	Mortgage
Record Updated	Aug 21, 2020
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	51 GRAY ST MONTCLAIR NJ 070425025, MONTCLAIR, NJ 07042-5025

Mortgage

Document Number	0000074211
Date	Aug 6, 2020
Instrument	74211

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Aug 5, 2030

July 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ESSEX NJ
Recording Date	Jul 5, 2019
Property Address	51 GRAY ST, MONTCLAIR, NJ 07042-5025
Document Number	0000061147
Instrument Date	Jun 27, 2019
Instrument	61147
Transaction Type	Transfer
Record Updated	Aug 6, 2019
Title Company	NOT AVAILABLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$693.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	51 GRAY ST MONTCLAIR NJ 070425025, MONTCLAIR, NJ 07042-5025

Mortgage

Document Number	61148
Date	Jul 5, 2019
Instrument	61148

Lender

Name	CITIBANK
Type	Bank
Address	O FALLON, MO 63368-2240

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 4, 2049

August 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ESSEX NJ
Recording Date	Aug 2, 2018
Property Address	51 GRAY ST, MONTCLAIR, NJ 07042-5025
Document Number	0000067023
Instrument Date	Jun 28, 2018
Instrument	67023
Transaction Type	Transfer
Record Updated	Jan 16, 2019

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$475.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	51 GRAY ST MONTCLAIR NJ 070425025, MONTCLAIR, NJ 07042-5025

Mortgage

Document Number	67024
Date	Aug 2, 2018
Instrument	67024

Lender

Name	GOLDMAN SACHS BK USA
Type	Bank
Address	WOODLAND HILLS, CA 91367

Agreement

Amount	Amount Recorded

Tax Assessment & Valuation

Source: Essex County and Montclair Township assessment roll, as of July 2, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Essex County
County Subdivision	Montclair Township
Unified School District	Montclair Town School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$580,800 (-) Land $325,600 Building $255,200	$580,800 (-) Land $325,600 Building $255,200
2025	$20,421.00 (+3.32%)	$580,800 (-) Land $325,600 Building $255,200	$580,800 (-) Land $325,600 Building $255,200
2024	$19,764.00 (+3.5%)
2023		$580,800 Land $325,600 Building $255,200	$580,800 Land $325,600 Building $255,200
2022	$19,096.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2011)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Aug 2011 · Hurricane Irene

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MONTCLAIR WATER BUREAU serves 40,150 people · EPA ID NJ0713001
Water Source	Purchased surface water from several systems
Last State Inspection	Sep 2024
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jan 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 548 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 250
AT&T Fixed Wireless	100 / 20

May also be available: Optimum, T-Mobile.

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