49 Gray St, Montclair, NJ 07042 Property Records

Essex County and Montclair Township property record for 49 Gray St, Montclair, NJ 07042

Property Summary

Property Type	Single Family Home
Details	2,002 sqft · built 1996
Lot Size	0.118 acres (5,127 sqft)
Owner	2 Individual Names on Record
Last Sale	$720,000 (May 2021)
Tax Bill	$20,832 (2025)
Deeds & Mortgages	May 2021 Sale & Mortgage Jan 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`13-04511-0000-00001-01`

Property Details

APN / Parcel Number

Primary APN	`13-04511-0000-00001-01`
Alternative APN	`13045110000000010001`

Interior

Building Area	2,002 sqft Living Area

Exterior

Year Built	Built 1996
Effective Year Built	Effective 1996
Lot Area	5,127 sqft (0.118 acres)

Location & Zoning

Old Parcel Number	13045110000000010001
Street Address	49 GRAY ST
City	MONTCLAIR
State	NJ
Zip	07042-5025
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	5125SF
Legal Subdivision	TOWNSHIP/MONTCLAIR
Legal Block	4511
Legal Lot Number	1.1
Jurisdiction	ESSEX NJ
Township / Civil Division	MONTCLAIR
Census Block Group	1
Census Block	1005
Census Tract	16500

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Glen Ridge Historic District (Boundary Increase) listed 1988 · 510 contributing resources · NRIS 88002155

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Essex County and Montclair Township records, as of July 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	49 GRAY ST, MONTCLAIR, NJ 07042-5025
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 26, 2021	Deed, Transfer · Conventional Mortgage NEW JERSEY LENDERS CORP
Jan 10, 2018	Deed of Trust, Mortgage · Conventional Mortgage CITIBANK FSB

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 26, 2021 · Amount on Record
Deed Sale	May 26, 2021 · Amount on Record
Prior Sale	Sep 9, 2014 · Amount on Record
Deed Document Number	202166444
Record Updated	Oct 29, 2026

May 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	ESSEX NJ
Recording Date	May 26, 2021
Property Address	49 GRAY ST, MONTCLAIR, NJ 07042-5025
Document Number	2021066444
Instrument Date	Apr 27, 2021
Instrument	2021066444
Transaction Type	Transfer
Record Updated	Jun 21, 2021
Title Company	EVIDENT TITLE AGENCY INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,800.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	55 GRANDVIEW AVE, 55, NORTH CALDWELL, NJ 07006-4702

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	49 GRAY ST, MONTCLAIR, NJ 07042-5025

Mortgage

Document Number	2021066445
Date	May 26, 2021
Instrument	2021066445

Lender

Name	NEW JERSEY LENDERS CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2051

January 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ESSEX NJ
Property Address	49 GRAY ST, MONTCLAIR, NJ 07042-5025
Document Number	0000005967
Instrument Date	Jan 10, 2018
Transaction Type	Mortgage
Record Updated	Apr 3, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	49 GRAY ST MONTCLAIR NJ 070425025, MONTCLAIR, NJ 07042-5025

Mortgage

Document Number	0000005967
Date	Jan 22, 2018
Instrument	5967

Lender

Name	CITIBANK FSB
Type	Bank
Address	OFALLON, MO 78288

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 21, 2048

Tax Assessment & Valuation

Source: Essex County and Montclair Township assessment roll, as of July 2, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Essex County
County Subdivision	Montclair Township
Unified School District	Montclair Town School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$592,500 (-) Land $325,600 Building $266,900	$592,500 (-) Land $325,600 Building $266,900
2025	$20,832.00 (+3.32%)	$592,500 (-) Land $325,600 Building $266,900	$592,500 (-) Land $325,600 Building $266,900
2024	$20,162.00 (+3.5%)
2023		$592,500 Land $325,600 Building $266,900	$592,500 Land $325,600 Building $266,900
2022	$19,481.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2011)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Aug 2011 · Hurricane Irene

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MONTCLAIR WATER BUREAU serves 40,150 people · EPA ID NJ0713001
Water Source	Purchased surface water from several systems
Last State Inspection	Sep 2024
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jan 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 548 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 250
AT&T Fixed Wireless	100 / 20

May also be available: Optimum, T-Mobile.

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