51 Georgetown Cir, O Fallon, MO 63368 Property Records

St. Charles County property record for 51 Georgetown Cir, O Fallon, MO 63368

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 2,248 sqft · built 1989
Lot Size	0.23 acres (10,019 sqft)
Owner	Individual Name on File
Last Sale	$417,000 (Aug 2022)
Tax Bill	$4,734 (2025)
Deeds & Mortgages	Aug 2022 Mortgage Jul 2022 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`A902001123`

Property Details

APN / Parcel Number

Primary APN	`A902001123`
Alternative APN	`2-0129-6537-00-0080.0000000`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,248 sqft Living Area
1st Floor Area	1,560 sqft
Basement Area	1,536 sqft
Finished Basement	752 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1989
Architectural Style	Other
Exterior Material	Brick/Stone
Lot Area	10,019 sqft (0.23 acres)
Garage Type	Attached
Parking Spaces	3 Parking Spaces
Patio Area	208 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air
Sewer	Connected

Location & Zoning

Account Number	A902001123
Old Parcel Number	A902001123
Street Address	51 GEORGETOWN CIR
City	O FALLON
State	MO
Zip	63368-8549
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	MONTICELLO VLG C LOT 80
Legal Range	03E
Legal Township	46N
Legal Subdivision	MONTICELLO VLG C
Legal Lot Number	80
Jurisdiction	ST CHARLES MO
Township / Civil Division	WELDON SPRING
Census Block Group	3
Census Block	3000
Census Tract	311151

Owner

Source: St. Charles County assessment roll, as of July 1, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	2 Verified Secondary Owners
Mailing Address	51 GEORGETOWN CIR, O FALLON, MO 63368-8549
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 3, 2022	Warranty Deed, Transfer · Conventional Mortgage GERSHMAN INVESTMENT CORP
Jul 27, 2022	Correction Deed
May 11, 2022	Intrafamily Transfer, Transfer · Loan Assumption WELLS FARGO BANK NA
May 11, 2022	Affidavit of Death of Joint Tenant, Transfer STEWART TITLE COMPANY-F, STEWART TITLE COMPANY

Assessor's Deed Record

Deed Names	3 Verified Names on Deed
Last Sale	Aug 3, 2022 · Amount on Record
Deed Sale	Aug 3, 2022 · Amount on Record
Prior Sale	May 11, 2022
Deed Document Number	0202243216
Deed Book / Page	2022 / 43216
Record Updated	Jun 8, 2026

August 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CHARLES MO
Recording Date	Aug 3, 2022
Property Address	51 GEORGETOWN CIR, O FALLON, MO 63368-8549
Document Number	0000043216
Map Reference	MB 29 PG 93-96
Instrument Date	Jul 28, 2022
Instrument	2022R-043216
Transaction Type	Transfer
Record Updated	Jan 17, 2024
Title Company	INVESTORS TITLE COMPANY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	686 HAWK RUN DR, O FALLON, MO 63368-8186

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	51 GEORGETOWN CIR, O FALLON, MO 63368-8549

Mortgage

Document Number	0000043217
Date	Aug 3, 2022
Instrument	2022R-043217

Lender

Name	GERSHMAN INVESTMENT CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2052

July 2022: Correction Deed

Document Type	Correction Deed
Jurisdiction	ST CHARLES MO
Recording Date	Jul 27, 2022
Property Address	51 GEORGETOWN CIR, O FALLON, MO 63368-8549
Document Number	0000041776
Map Reference	MB 29 PG 93-96
Instrument Date	Jul 16, 2022
Instrument	2022R-041776
Record Updated	Jan 17, 2024

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated

Transferred From (Grantor/Seller)

Name	Verified Name
Address	111222 WESTMINISTER WAY, CARMEL, IN 46033

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	51 GEORGETOWN CIR, O FALLON, MO 63368-8549
Investor	Possibly a Property Investor

May 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ST CHARLES MO
Recording Date	May 11, 2022
Property Address	51 GEORGETOWN CIR, O FALLON, MO 63368-8549
Document Number	0000026985
Map Reference	MB 29 PG 93-96
Instrument Date	Apr 11, 2022
Instrument	2022R-026985
Transaction Type	Transfer
Record Updated	Jan 17, 2024

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	111222 WESTMINISTER WAY, CARMEL, IN 46033

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	51 GEORGETOWN CIR, O FALLON, MO 63368-8549
Investor	Possibly a Property Investor

Mortgage

Document Number	0000026986
Date	May 11, 2022
Instrument	2022R-026986

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	Loan Assumption
Amount	Amount Recorded

May 2022: Affidavit of Death of Joint Tenant, Transfer

Document Type	Affidavit of Death of Joint Tenant
Jurisdiction	ST CHARLES MO
Recording Date	May 11, 2022
Property Address	51 GEORGETOWN CIR, O FALLON, MO 63368-8549
Document Number	0000026984
Map Reference	MB 29 PG 93-96
Instrument Date	Apr 11, 2022
Instrument	2022R-026984
Transaction Type	Transfer
Record Updated	Jan 17, 2024
Title Company	STEWART TITLE COMPANY-F, STEWART TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	51 GEORGETOWN CIR, O FALLON, MO 63368-8549

Tax Assessment & Valuation

Source: St. Charles County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	St. Charles County
Municipality	O'Fallon City
Unified School District	Fort Zumwalt R-II School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,734.00	$72,617 (+6.32%)	$382,194 (+6.32%) Land $65,800 Building $316,394
2023		$68,301
2022			$359,476 Land $50,000 Building $309,476

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 25, 2024

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 91% of Missouri
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST CHARLES COUNTY PWSD 2 serves 100,587 people · EPA ID MO6024530
Water Source	Purchased surface water from ST LOUIS CITY PWS
Last State Inspection	Aug 2023
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 38 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Wisper ISP Fixed Wireless	400 / 30
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Gateway Fiber, i3 Broadband.

Nearby Properties on Georgetown Cir

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures