42 Georgetown Cir, O Fallon, MO 63368 Property Records

St. Charles County property record for 42 Georgetown Cir, O Fallon, MO 63368

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,290 sqft · built 1989
Lot Size	0.239 acres (10,454 sqft)
Owner	Individual Name on Record
Last Sale	$220,900 (Jun 2011)
Tax Bill	$4,619 (2025)
Deeds & Mortgages	Feb 2026 Line of Credit Apr 2022 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`A902001138`

Property Details

APN / Parcel Number

Primary APN	`A902001138`
Alternative APN	`2-0129-6537-00-0095.0000000`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,290 sqft Living Area
1st Floor Area	1,210 sqft
Basement Area	1,188 sqft
Finished Basement	600 sqft
Fireplaces	1 Fireplace
Fireplace	2 Story

Exterior

Year Built	Built 1989
Architectural Style	Other
Exterior Material	Brick/Stone
Lot Area	10,454 sqft (0.239 acres)
Garage Type	Attached
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	45 sqft
Patio Area	300 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air
Sewer	Connected

Location & Zoning

Account Number	A902001138
Old Parcel Number	A902001138
Street Address	42 GEORGETOWN CIR
City	O FALLON
State	MO
Zip	63368-8550
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	MONTICELLO VLG C LOT 95
Legal Range	03E
Legal Township	46N
Legal Subdivision	MONTICELLO VLG C
Legal Lot Number	95
Jurisdiction	ST CHARLES MO
Township / Civil Division	WELDON SPRING
Census Block Group	3
Census Block	3000
Census Tract	311151

Owner

Source: St. Charles County records, as of March 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	42 GEORGETOWN CIR, O FALLON, MO 63368-8550
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 11, 2026	Deed of Trust, Mortgage · Line of Credit COMMERCE BANK
Apr 14, 2022	Deed of Trust, Mortgage · Commercial Mortgage COMMERCE BANK
Dec 7, 2020	Deed of Trust, Mortgage BELL BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 2, 2011 · Amount on Record
Deed Sale	Jun 2, 2011 · Amount on Record
Prior Sale	Jul 27, 2004
Deed Document Number	0005594204
Deed Book / Page	5594 / 204
Record Updated	Jun 8, 2026

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	42 GEORGETOWN CIR, O FALLON, MO 63368-8550
Transaction Type	Mortgage
Record Updated	Feb 25, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	42 GEORGETOWN CIR, O FALLON, MO 63368-8550

Mortgage

Document Number	0000006390
Date	Feb 11, 2026
Instrument	2026R-006390

Lender

Name	COMMERCE BANK
Type	Bank
Address	KANSAS CITY, MO 64106

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Feb 6, 2036

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	42 GEORGETOWN CIR, O FALLON, MO 63368-8550
Transaction Type	Mortgage
Record Updated	Apr 29, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	42 GEORGETOWN CIR, O FALLON, MO 63368-8550

Mortgage

Document Number	0000021483
Date	Apr 14, 2022
Instrument	2022R-021483

Lender

Name	COMMERCE BANK
Type	Bank
Address	KANSAS CITY, MO 64106

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	143 Months
Due	Mar 25, 2034

Interest

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	42 GEORGETOWN CIR, O FALLON, MO 63368-8550
Document Number	0000100801
Instrument Date	Dec 7, 2020
Transaction Type	Mortgage
Record Updated	Mar 12, 2021
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	42 GEORGETOWN CIR O FALLON MO 633688550, O FALLON, MO 63368-8550

Mortgage

Document Number	0000100801
Date	Dec 22, 2020
Instrument	100801

Lender

Name	BELL BK
Address	FARGO, ND 58103

Agreement

Amount	Amount Recorded
Term	240 Months
Due	Dec 21, 2040

Tax Assessment & Valuation

Source: St. Charles County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	St. Charles County
Municipality	O'Fallon City
Unified School District	Fort Zumwalt R-II School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,619.00	$70,826 (+6.32%)	$372,767 (+6.32%) Land $65,800 Building $306,967
2023		$66,615
2022			$350,605 Land $50,000 Building $300,605

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 25, 2024

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 91% of Missouri
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST CHARLES COUNTY PWSD 2 serves 100,587 people · EPA ID MO6024530
Water Source	Purchased surface water from ST LOUIS CITY PWS
Last State Inspection	Aug 2023
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 38 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Wisper ISP Fixed Wireless	400 / 30
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Gateway Fiber, i3 Broadband.

Nearby Properties on Georgetown Cir

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures