51 Garland St, Everett, MA 02149 Property Records

Middlesex County and Everett City property record for 51 Garland St, Everett, MA 02149

Property Summary

Property Type	Single Family Home
Details	5 bd · 3.5 ba · 1,921 sqft · built 1915
Lot Size	0.115 acres (5,031 sqft)
Owner	2 Individual Names on File
Last Sale	$725,000 (Nov 2023)
Tax Bill	$7,968 (2025)
Deeds & Mortgages	Aug 2025 Mortgage Nov 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`M00007 000185 01`

Property Details

APN / Parcel Number

Primary APN	`M00007 000185 01`
Alternative APNs	`EVER M:M0 B:07 L:000185` `M:M00 B:007 L:000185-01` `M00007 00`

Interior

Bedrooms	5 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	1,921 sqft Living Area
Gross Area	4,527 sqft
1st Floor Area	875 sqft
Basement Area	851 sqft
Unfinished Basement	851 sqft

Exterior

Year Built	Built 1915
Effective Year Built	Effective 1915
Architectural Style	Other
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Hip
Roof Material	Asphalt
Lot Area	5,031 sqft (0.115 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Gravity Furnace
Heating Fuel	Gas

Location & Zoning

Account Number	M00007 000185 01
Street Address	51 GARLAND ST
City	EVERETT
State	MA
Zip	02149-5026
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	DD
Legal Block	7
Legal Lot Number	185
Jurisdiction	EVERETT MA
Township / Civil Division	EVERETT
Census Block Group	2
Census Block	2005
Census Tract	342101

Owner

Source: Middlesex County and Everett City assessment roll, as of April 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	51 GARLAND ST, EVERETT, MA 02149-5026
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Aug 26, 2025	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC
Nov 29, 2023	Quit Claim Deed, Transfer · Stand-Alone First Mortgage GUARANTEED RATE INC

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Nov 29, 2023 · Amount on Record
Deed Sale	Nov 29, 2023 · Amount on Record
Prior Sale	Mar 25, 2015
Deed Document Number	2023136541
Deed Book / Page	82259 / 577
Transfer Doc	65112-48
Record Updated	Sep 20, 2026

August 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EVERETT MA
Property Address	51 GARLAND ST, EVERETT, MA 02149-5026
Transaction Type	Mortgage
Record Updated	Mar 13, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	084536-413
Date	Aug 26, 2025
Book Page	84536/413
Instrument	102432

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2055

Interest

Rate Type	Adjustable Rate
Rate	5.25%
Type Change Date	Sep 1, 2032
Index	Other

November 2023: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	EVERETT MA
Recording Date	Nov 29, 2023
Property Address	51 GARLAND ST, EVERETT, MA 02149-5026
Document Number	082259-577
Book / Page	82259 / 577
Instrument Date	Nov 29, 2023
Instrument	136541
Transaction Type	Transfer
Record Updated	Nov 20, 2025

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	51 GARLAND ST, EVERETT, MA 02149-5026

Mortgage

Document Number	0000136544
Date	Nov 29, 2023
Instrument	136544

Lender

Name	GUARANTEED RATE INC
Type	Non-Lending Institution

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Mortgage

Document Number	0082260-24
Date	Nov 29, 2023
Book Page	82260/24
Instrument	136545

Lender

Name	GUARANTEED RATE INC
Type	Non-Lending Institution

Agreement

Type	Second Mortgage (Down Payment)
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2053

Tax Assessment & Valuation

Source: Middlesex County and Everett City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
Municipality	Everett City
Unified School District	Everett School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,968.00 (+18.59%)	$699,600 (+19.32%) Land $252,800 Building $446,800	$736,820 (+9.13%)
2024	$6,719.00 (+2.64%)	$586,300 (+5.51%) Land $230,300 Building $356,000	$675,165
2023	$6,546.00	$555,700 Land $220,300 Building $335,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EVERETT WATER DEPT. (MWRA) serves 49,075 people · EPA ID MA3093000
Water Source	Purchased surface water from MWRA
Last State Inspection	Mar 2024
Lead	6 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 1,223 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 2,000
Radiate Holdings Cable	1,500 / 50
Netafy Fixed Wireless	150 / 150
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile USA.

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