45 Garland St, Everett, MA 02149 Property Records

Middlesex County and Everett City property record for 45 Garland St, Everett, MA 02149

Property Summary

Property Type	Single Family Home
Details	2 bd · 1.5 ba · 1,718 sqft · built 1890
Lot Size	0.127 acres (5,532 sqft)
Owner	2 Companies on Record
Tax Bill	$7,077 (2025)
Deeds & Mortgages	May 2023 Transfer May 2022 Refinance
Flood Zone	Zone X (minimal risk)
APN	`M00007 000182 01`

Property Details

APN / Parcel Number

Primary APN	`M00007 000182 01`
Alternative APNs	`EVER M:M0 B:07 L:000182` `M:M00 B:007 L:000182-01` `M00007 00`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,718 sqft Living Area
Gross Area	3,560 sqft
1st Floor Area	684 sqft
Basement Area	1,034 sqft
Unfinished Basement	1,034 sqft

Exterior

Year Built	Built 1890
Effective Year Built	Effective 1890
Architectural Style	Other
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	5,532 sqft (0.127 acres)

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Oil

Location & Zoning

Account Number	M00007 000182 01
Street Address	45 GARLAND ST
City	EVERETT
State	MA
Zip	02149-5026
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	DD
Legal Block	7
Legal Lot Number	182
Jurisdiction	EVERETT MA
Township / Civil Division	EVERETT
Census Block Group	2
Census Block	2005
Census Tract	342101

Owner

Source: Middlesex County and Everett City assessment roll, as of April 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Companies on Record
Mailing Address	45 GARLAND ST, EVERETT, MA 02149-5026
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
May 2, 2023	Quit Claim Deed, Transfer Quitclaim
May 27, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance LIBERTY BAY CREDIT UNION

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Apr 28, 2023
Transfer Doc	081486-440
Record Updated	Sep 20, 2026

May 2023: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	EVERETT MA
Recording Date	May 2, 2023
Property Address	45 GARLAND ST, EVERETT, MA 02149-5026
Document Number	081486-440
Book / Page	81486 / 440
Instrument Date	Apr 28, 2023
Instrument	44404
Transaction Type	Transfer
Record Updated	May 19, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	45 GARLAND ST, EVERETT, MA 02149-5026

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EVERETT MA
Property Address	45 GARLAND ST, EVERETT, MA 02149-5026
Transaction Type	Mortgage
Record Updated	Jun 10, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0080190-20
Date	May 27, 2022
Book Page	80190/20
Instrument	79819

Lender

Name	LIBERTY BAY CREDIT UNION

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	181 Months
Due	Jun 1, 2037

Tax Assessment & Valuation

Source: Middlesex County and Everett City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
Municipality	Everett City
Unified School District	Everett School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,077.00 (+8.54%)	$621,300 (+9.21%) Land $257,900 Building $363,400	$649,325 (-4.84%)
2024	$6,520.00 (+2.61%)	$568,900 (+5.47%) Land $234,900 Building $334,000	$682,385
2023	$6,354.00	$539,400 Land $224,700 Building $314,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EVERETT WATER DEPT. (MWRA) serves 49,075 people · EPA ID MA3093000
Water Source	Purchased surface water from MWRA
Last State Inspection	Mar 2024
Lead	6 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 1,223 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 2,000
Astound Broadband Cable	1,500 / 50
Netafy Fixed Wireless	150 / 150
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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