Suffolk County and Smithtown Town property record for 51 Elder Dr, Commack, NY 11725 · Last verified August 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 1.5 Baths |
| Year Built | Built 1957 |
| Square Footage | 1,315 sqft Living Area |
| Lot Size | 10,890 sqft (0.25 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $486,000 (2005) |
| Tax Bill | $11,954.00 (2024) |
| Primary APN | 473489 91.-3-62 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Partial Baths | 1 Partial Baths |
| Building Area | 1,315 sqft Living Area |
| 1st Floor | 1,065 sqft 1st Floor |
| Basement Area | 250 sqft Basement |
| Finished Basement | 250 sqft Finished |
| Stories | 1 Stories |
| Year Built | Built 1957 |
|---|---|
| Effective Year Built | Effective 1957 |
| Architectural Style | Split Level Style |
| Exterior Material | Brick Exterior |
| Lot Area | 10,890 sqft (0.25 acres) |
| View | Suburban View |
| Heating System | Hot Water Heating |
|---|---|
| Heating Fuel | Oil Heating Fuel |
| Sewage | Sewage Connected |
| Water Source | Commercial Water Source |
| Street Address | 51 ELDER DR |
|---|---|
| City | COMMACK |
| State | NY |
| Zip | 11725-2331 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | 12-477101 TC-52 *2480 LOT 186 MAYFAIR EST SEC D |
| Legal Block | 3 |
| Legal Lot Number | 62 |
| Jurisdiction | SUFFOLK NY |
| Minor Civil Division | SMITHTOWN |
| Census Blockgroup | 1 |
| Census Block | 1020 |
| Census Tract | 135102 |
Source: Suffolk County and Smithtown Town records · APN 473489 91.-3-62
Assessment roll updated August 11, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 51 ELDER DR, COMMACK, NY 11725-2331 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Jun 11, 2018 | Deed of Trust, Mortgage · Stand Alone Refinance TOTAL MORTGAGE SERVICES LLC |
| Apr 23, 2016 | Loan Modification, Consolidation and Extension, Mortgage · Conventional Mortgage TOTAL MTG SVCS |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Aug 24, 2005 · Amount on Record |
| Deed Sale | Aug 24, 2005 · Amount on Record |
| Prior Sale | Mar 07, 2002 · Amount on Record |
| Deed Book / Page | 12405 / 591 |
| Prior Transfer Date | Feb 06, 2003 |
| Prior Transfer Doc | 0122350097 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SUFFOLK NY |
| Property Address | 51 ELDER DR, COMMACK, NY 11725-2331 |
| Transaction Type | Mortgage |
| Record Updated | Feb 07, 2021 |
| Title Company | ADVANTAGE TITLE |
| Name | Verified Name |
|---|
| Document Number | 0229330392 |
|---|---|
| Date | Jun 11, 2018 |
| Book Page | 22933/392 |
| Instrument | 18-0106025 |
| Name | TOTAL MORTGAGE SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Type | Stand Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 145 Months |
| Due | Jul 01, 2030 |
| Document Type | Loan Modification, Consolidation and Extension |
|---|---|
| Jurisdiction | SUFFOLK NY |
| Property Address | 51 ELDER DR, COMMACK, NY 11725-2331 |
| Document Number | 0229330393 |
| Instrument Date | Apr 23, 2016 |
| Transaction Type | Mortgage |
| Record Updated | Jan 14, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 51 ELDER DR COMMACK NY 117252331, COMMACK, NY 11725-2331 |
| Document Number | 0229330393 |
|---|---|
| Date | Jun 11, 2018 |
| Book Page | 022933/000393 |
| Name | TOTAL MTG SVCS |
|---|---|
| Type | Mortgage Company |
| Address | 185 PLAINS RD, MILFORD, CT 06461-2473 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 156 Months |
| Due | Jun 10, 2031 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 3.12% |
Source: Suffolk County and Smithtown Town records · Assessment roll updated August 11, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | New York |
| County | Suffolk County |
| County Subdivision | Smithtown Town |
| Unified School District | Commack Union Free School District (PK - 12) |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,300 (-) Land $300 Building $4,000 | $537,500 (+10,773.96%) Land $37,500 Building $500,000 | |
| 2024 | $11,954.00 | ||
| 2023 | $4,300 Land $300 Building $4,000 | $4,943 Land $345 Building $4,598 |
Source: FEMA National Flood Hazard Layer, Suffolk County (36103C), updated September 18, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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