Suffolk County and Smithtown Town property record for 48 Elder Dr, Commack, NY 11725 · Last verified August 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Lot Size | 12,632 sqft (0.29 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $401,000 (2009) |
| Tax Bill | $11,005.00 (2024) |
Source: Suffolk County and Smithtown Town records · APN 473489 91.-2-25
Assessment roll updated August 11, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 48 ELDER DR, COMMACK, NY 11725-2333 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Apr 13, 2009 · Amount on Record |
| Deed Sale | Apr 13, 2009 · Amount on Record |
| Deed Book / Page | 12585 / 416 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SUFFOLK NY |
| Property Address | 48 ELDER DR, COMMACK, NY 11725-2333 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0231550680 |
|---|---|
| Date | Jul 23, 2020 |
| Book Page | 23155/680 |
| Instrument | DL016851 |
| Name | EMBRACE HOME LOANS INC |
|---|---|
| Type | Mortgage Company |
| Type | Stand Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Aug 01, 2035 |
Source: Suffolk County and Smithtown Town records · Assessment roll updated August 11, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | New York |
| County | Suffolk County |
| County Subdivision | Smithtown Town |
| Unified School District | Commack Union Free School District (PK - 12) |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,330 (-) Land $330 Building $4,000 | $541,250 (+10,775.03%) Land $41,250 Building $500,000 | |
| 2024 | $11,005.00 | ||
| 2023 | $4,330 Land $330 Building $4,000 | $4,977 Land $379 Building $4,598 |
Source: FEMA National Flood Hazard Layer, Suffolk County (36103C), updated September 18, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
| Primary APN | 473489 91.-2-25 |
|---|---|
| Alternative APNs |
|
| Lot Area | 12,632 sqft (0.29 acres) |
|---|
| Street Address | 48 ELDER DR |
|---|---|
| City | COMMACK |
| State | NY |
| Zip | 11725-2333 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | 12-476951 TC-52 *2480 LOT 180 MAYFAIR EST SEC D |
| Legal Block | 2 |
| Legal Lot Number | 25 |
| Jurisdiction | SUFFOLK NY |
| Minor Civil Division | SMITHTOWN |
| Census Blockgroup | 1 |
| Census Block | 1011 |
| Census Tract | 135102 |
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