Middlesex County and Reading Town property record for 51 Deering St, Reading, MA 01867
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3.5 ba · 2,658 sqft · built 1932 |
| Lot Size | 0.293 acres (12,754 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $342,000 (Jun 2002) |
| Tax Bill | $9,723 (2026) |
| Deeds & Mortgages | Feb 2026 Line of Credit Apr 2021 Line of Credit + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | READ M:021.0-0000-0313.0 |
| Primary APN | READ M:021.0-0000-0313.0 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 2,658 sqft Living Area |
| Gross Area | 4,098 sqft |
| 1st Floor Area | 572 sqft |
| Basement Area | 1,294 sqft |
| Unfinished Basement | 1,035 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1932 |
|---|---|
| Effective Year Built | Effective 1970 |
| Architectural Style | Cape Cod |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 12,754 sqft (0.293 acres) |
| Cooling System | HVAC |
|---|---|
| Heating System | Steam |
| Heating Fuel | Oil |
| Account Number | 850000000220 |
|---|---|
| Street Address | 51 DEERING ST |
| City | READING |
| State | MA |
| Zip | 01867-2407 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | S15 |
| Jurisdiction | READING MA |
| Township / Civil Division | READING |
| Census Block Group | 2 |
| Census Block | 2002 |
| Census Tract | 334200 |
Source: Middlesex County and Reading Town records, as of October 20, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 51 DEERING ST, READING, MA 01867-2407 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 17, 2026 | Deed of Trust, Mortgage · Line of Credit THIRD FED SLAASSOCIAT |
| Apr 28, 2021 | Deed of Trust, Mortgage · Line of Credit CITIZENS BANK |
| Jun 29, 2020 | Deed of Trust, Mortgage · Stand-Alone Refinance NEW FED MORTGAGE CORP |
| Jan 12, 2019 | Deed of Trust, Mortgage · Line of Credit THIRD FED'L S&L ASSN |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 28, 2002 · Amount on Record |
| Deed Sale | Jun 28, 2002 · Amount on Record |
| Prior Sale | Sep 29, 1995 · Amount on Record |
| Deed Document Number | 20021367 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | READING MA |
| Property Address | 51 DEERING ST, READING, MA 01867-2407 |
| Transaction Type | Mortgage |
| Record Updated | Mar 11, 2026 |
| Name | Verified Name |
|---|
| Document Number | 085232-542 |
|---|---|
| Date | Feb 17, 2026 |
| Book Page | 85232/542 |
| Instrument | 16924 |
| Name | THIRD FED SLAASSOCIAT |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 1, 2056 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | READING MA |
| Property Address | 51 DEERING ST, READING, MA 01867-2407 |
| Transaction Type | Mortgage |
| Record Updated | May 14, 2021 |
| Name | Verified Name |
|---|
| Document Number | 77622-264 |
|---|---|
| Date | Apr 28, 2021 |
| Book Page | 77622/264 |
| Instrument | 95056 |
| Name | CITIZENS BANK |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 301 Months |
| Due | May 1, 2046 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | READING MA |
| Property Address | 51 DEERING ST, READING, MA 01867-2407 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 74987-99 |
|---|---|
| Date | Jun 29, 2020 |
| Book Page | 74987/99 |
| Instrument | 102001 |
| Name | NEW FED MORTGAGE CORP |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | READING MA |
| Property Address | 51 DEERING ST, READING, MA 01867-2407 |
| Document Number | 72189-118 |
| Instrument Date | Jan 12, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Feb 19, 2019 |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 51 DEERING ST READING MA 018672407, READING, MA 01867-2407 |
| Document Number | 72189-118 |
|---|---|
| Date | Feb 1, 2019 |
| Book Page | 072189/000118 |
| Instrument | 13839 |
| Name | THIRD FED'L S&L ASSN |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 31, 2049 |
| Rate Type | Adjustable Rate |
|---|
Source: Middlesex County and Reading Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Middlesex County |
| County Subdivision | Reading Town |
| Unified School District | Reading School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $9,723.00 (+3.93%) | $887,100 (+8.01%) Land $469,600 Building $413,300 | $937,227 (+6.37%) |
| 2025 | $9,355.00 (-1.14%) | $821,300 (+1.72%) Land $434,600 Building $386,700 | $881,125 (+4.8%) |
| 2024 | $9,463.00 (-1.23%) | $807,400 (+6.1%) Land $427,200 Building $380,200 | $840,750 |
| 2023 | $9,581.00 | $761,000 Land $402,500 Building $358,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 10, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.7% of Massachusetts |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | READING WATER DEPARTMENT (MWRA) serves 26,262 people · EPA ID MA3246000 |
|---|---|
| Water Source | Purchased surface water from MWRA |
| Last State Inspection | Nov 2023 |
| Lead | 8 ppb (2021–2023) action level 15 ppb |
| Water Quality | E. coli not recorded as resolved · Oct 2019 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 523 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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