Middlesex County and Reading Town property record for 49 Deering St, Reading, MA 01867
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,387 sqft · built 1918 |
| Lot Size | 0.354 acres (15,429 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $479,000 (Sep 2020) |
| Tax Bill | $7,919 (2026) |
| Deeds & Mortgages | Sep 2020 Sale & Mortgage Dec 2017 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 85000000021A |
| Primary APN | 85000000021A |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 1,387 sqft Living Area |
| Gross Area | 2,868 sqft |
| 1st Floor Area | 859 sqft |
| Basement Area | 643 sqft |
| Unfinished Basement | 643 sqft |
| Year Built | Built 1918 |
|---|---|
| Effective Year Built | Effective 1960 |
| Architectural Style | Other |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 15,429 sqft (0.354 acres) |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Gas |
| Account Number | 85000000021A |
|---|---|
| Street Address | 49 DEERING ST |
| City | READING |
| State | MA |
| Zip | 01867-2407 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | S15 |
| Jurisdiction | READING MA |
| Township / Civil Division | READING |
| Census Block Group | 2 |
| Census Block | 2002 |
| Census Tract | 334200 |
Source: Middlesex County and Reading Town records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 49 DEERING ST, READING, MA 01867-2407 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 11, 2020 | Quit Claim Deed, Transfer · Stand-Alone First Mortgage MORTGAGE NETWORK INC |
| Dec 14, 2017 | Deed of Trust, Mortgage · Conventional Mortgage LEND USA |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 11, 2020 · Amount on Record |
| Deed Sale | Sep 11, 2020 · Amount on Record |
| Prior Sale | Dec 11, 2012 · Amount on Record |
| Deed Document Number | 2020160212 |
| Deed Book / Page | 75597 / 526 |
| Prior Transfer Date | Sep 8, 2020 |
| Prior Transfer Doc | 75597-526 |
| Record Updated | Oct 29, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | READING MA |
| Recording Date | Sep 11, 2020 |
| Property Address | 49 DEERING ST, READING, MA 01867-2407 |
| Document Number | 75597-526 |
| Book / Page | 75597 / 526 |
| Instrument Date | Sep 8, 2020 |
| Instrument | 160212 |
| Transaction Type | Transfer |
| Record Updated | May 12, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 49 DEERING ST, READING, MA 01867-2407 |
| Document Number | 160213 |
|---|---|
| Date | Sep 11, 2020 |
| Instrument | 160213 |
| Name | MORTGAGE NETWORK INC |
|---|---|
| Type | Mortgage Company |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | READING MA |
| Property Address | 49 DEERING ST, READING, MA 01867-2407 |
| Document Number | 70406-19 |
| Book / Page | 070406 / 000019 |
| Instrument Date | Dec 14, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Jan 11, 2018 |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Document Number | 70406-19 |
|---|---|
| Date | Dec 19, 2017 |
| Book Page | 070406/000019 |
| Instrument | 5324 |
| Name | LEND USA |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 18, 2047 |
Source: Middlesex County and Reading Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Middlesex County |
| County Subdivision | Reading Town |
| Unified School District | Reading School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $7,919.00 (+3.98%) | $722,500 (+8.05%) Land $479,200 Building $242,900 | $749,449 (+15.96%) |
| 2025 | $7,616.00 (-1.16%) | $668,700 (+1.72%) Land $443,500 Building $225,200 | $646,285 (+4.29%) |
| 2024 | $7,705.00 (-1.22%) | $657,400 (+6.12%) Land $436,000 Building $221,400 | $619,685 |
| 2023 | $7,800.00 | $619,500 Land $410,800 Building $208,700 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 10, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.7% of Massachusetts |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | READING WATER DEPARTMENT (MWRA) serves 26,262 people · EPA ID MA3246000 |
|---|---|
| Water Source | Purchased surface water from MWRA |
| Last State Inspection | Nov 2023 |
| Lead | 8 ppb (2021–2023) action level 15 ppb |
| Water Quality | E. coli not recorded as resolved · Oct 2019 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 523 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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