Clay County property record for 51 Cold Spring Ln, Hayesville, NC 28904
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 2,260 sqft · built 1999 |
| Lot Size | 2.11 acres (91,912 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $1,379 (2026) |
| Flood Zone | Zone X (minimal risk) |
| APN | 558100694286 |
| Primary APN | 558100694286 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Building Area | 2,260 sqft Heated Area |
| Year Built | Built 1999 |
|---|---|
| Effective Year Built | Effective 1999 |
| Lot Area | 91,912 sqft (2.11 acres) |
| Account Number | 15899301 |
|---|---|
| Street Address | 51 COLD SPRING LN |
| City | HAYESVILLE |
| State | NC |
| Zip | 28904-0636 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | COLD BRANCH RD |
| Jurisdiction | CLAY NC |
| Township / Civil Division | TUSQUITTEE |
| Census Block Group | 2 |
| Census Block | 2063 |
| Census Tract | 950102 |
51 Cold Spring Ln, a single family home, is owned by two individuals.
Source: Clay County records, as of October 15, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 8000 MIDLAND RD, MIDLAND, GA 31820-4209 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
The 2026 property tax bill for 51 Cold Spring Ln was $1,379.
Source: Clay County assessment roll, as of October 15, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Clay County |
| Unified School District | Clay County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,379.00 | $412,700 (+86.74%) Land $63,100 Building $349,600 | $412,700 (+86.74%) Land $63,100 Building $349,600 |
| 2025 | $221,000 Land $47,200 Building $173,800 | $221,000 Land $47,200 Building $173,800 | |
| 2023 | $221,000 Land $47,200 Building $173,800 | $221,000 Land $47,200 Building $173,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 51 Cold Spring Ln in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective May 4, 2009 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 23 policies |
| Nearby Flood Policies | 23 in force |
| Nearby Flood Claims | 1 (2021) |
| Most Recent Claim | Oct 2021 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 51 Cold Spring Ln is moderate, ranking above 67% of the US, with a 0.2% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 67% of the US · above 90% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 17 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| RiverStreet Networks Fixed Wireless | 25 / 3 |
| Frontier DSL | 10 / 1 |
4G LTE (outdoors only), no 5G reported
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