Clay County property record for 341 Cold Spring Ln, Hayesville, NC 28904
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 1,384 sqft · built 1990 |
| Lot Size | 3.12 acres (135,907 sqft) |
| Owner | Company Name on Record |
| Last Sale | $213,500 (Apr 2025) |
| Tax Bill | $1,154 (2026) |
| Flood Zone | Zone X (minimal risk) |
| APN | 558100798840 |
| Primary APN | 558100798840 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Half Baths | 2 Half Baths |
| Building Area | 1,384 sqft Heated Area |
| Year Built | Built 1990 |
|---|---|
| Effective Year Built | Effective 1990 |
| Lot Area | 135,907 sqft (3.12 acres) |
| Account Number | 944309 |
|---|---|
| Street Address | 341 COLD SPRING LN |
| City | HAYESVILLE |
| State | NC |
| Zip | 28904-6117 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOTS 6 7 PHOENIX RETREAT |
| Legal Subdivision | PHOENIX RETREAT SITES |
| Legal Lot Number | 6,7 |
| Jurisdiction | CLAY NC |
| Township / Civil Division | TUSQUITTEE |
| Census Block Group | 2 |
| Census Block | 2063 |
| Census Tract | 950102 |
Source: Clay County records, as of October 15, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | PO BOX 148, HAYESVILLE, NC 28904-0148 |
| Owner Type | Company |
| Vesting | Limited Liability Partnership |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 23, 2025 · Amount on Record |
| Deed Sale | Apr 23, 2025 · Amount on Record |
| Deed Document Number | 2025822 |
| Deed Book / Page | 486 / 396 |
| Prior Transfer Date | May 20, 2015 |
| Prior Transfer Doc | 394/026 |
| Record Updated | Oct 29, 2026 |
Source: Clay County assessment roll, as of October 15, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Clay County |
| Unified School District | Clay County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,154.00 (+20.71%) | $340,300 (+86.77%) Land $111,200 Building $229,100 | $340,300 (+86.77%) Land $111,200 Building $229,100 |
| 2025 | $956.00 (+14.08%) | $182,200 (-) Land $53,000 Building $129,200 | $182,200 (-) Land $53,000 Building $129,200 |
| 2023 | $838.00 | $182,200 Land $53,000 Building $129,200 | $182,200 Land $53,000 Building $129,200 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective May 4, 2009 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 23 policies |
| Nearby Flood Policies | 23 in force |
| Nearby Flood Claims | 1 (2021) |
| Most Recent Claim | Oct 2021 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 67% of the US · above 90% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 17 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| RiverStreet Networks Fixed Wireless | 25 / 3 |
| Frontier DSL | 10 / 1 |
4G LTE (outdoors only), no 5G reported
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