47 Coconut Dr, Key Largo, FL 33037 Property Records

Monroe County property record for 47 Coconut Dr, Key Largo, FL 33037

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,560 sqft · built 2019
Lot Size	0.06 acres (2,650 sqft)
Owner	Individual Name on File
Last Sale	$425,000 (Nov 2019)
Tax Bill	$5,142 (2024)
Deeds & Mortgages	Dec 2021 Mortgage Nov 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`00527040-000000`

Property Details

APN / Parcel Number

Primary APN	`00527040-000000`
Alternative APNs	`28613900527040000000` `1646270`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,560 sqft Living Area
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2023
Exterior Material	Other
Foundation Type	Pile
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	2,650 sqft (0.06 acres)
Lot Dimensions	50 ft deep x 53 ft wide
Porch	Open Porch
Fence	Fence

Utilities, Heating & Cooling

Heating System	Forced Air

Location & Zoning

Account Number	1646270
Old Parcel Number	28613900527040000000
Street Address	47 COCONUT DR
City	KEY LARGO
State	FL
Zip	33037-2565
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BK 16 LT 24 AMD PLAT OF PB3-62 KEY LARGO PARK KEY LARGO OR487-804/805 OR835-2284 OR841-2130-C OR871-1878 OR2034-1942
Legal Range	39E
Legal Township	61S
Legal Section	28
Legal Subdivision	KEY LARGO PARK AMD
Legal Block	16
Legal Lot Number	24
Jurisdiction	MONROE FL
Township / Civil Division	UPPER KEYS
Census Block Group	1
Census Block	1034
Census Tract	970500

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Listed Area	Within John Pennekamp Coral Reef State Park and Reserve listed 1972 · 10 contributing resources · NRIS 72000340

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

47 Coconut Dr is owned and occupied by an individual who bought it in November 2019.

Source: Monroe County records, as of December 5, 2025

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	47 COCONUT DR, KEY LARGO, FL 33037-2565
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 15, 2021	Deed of Trust, Mortgage · Conventional Mortgage EAST COAST MORTGAGE LENDERS INC
Nov 19, 2019	Warranty Deed, Transfer · Conventional Mortgage EAST COAST MORTGAGE LENDERS INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 19, 2019 · Amount on File
Deed Sale	Nov 19, 2019 · Amount on File
Deed Document Number	2245197
Deed Book / Page	2995 / 0801
Record Updated	Jun 8, 2026

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE FL
Property Address	47 COCONUT DR, KEY LARGO, FL 33037-2565
Transaction Type	Mortgage
Record Updated	Jan 3, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	47 COCONUT DR, KEY LARGO, FL 33037-2565

Mortgage

Document Number	0031430804
Date	Dec 15, 2021
Book Page	3143/804
Instrument	2352950

Lender

Name	EAST COAST MORTGAGE LENDERS INC
Type	Mortgage Company
Address	PALM CITY, FL 34990

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2052

November 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE FL
Recording Date	Nov 19, 2019
Property Address	47 COCONUT DR, KEY LARGO, FL 33037-2565
Document Number	0029950801
Book / Page	2995 / 0801
Map Reference	MB 3 PG 62
Instrument Date	Nov 8, 2019
Instrument	2245197
Transaction Type	Transfer
Record Updated	Dec 21, 2021
Title Company	CORAL REEF TITEL COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,975.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	6095 SW 25TH ST, 6095, MIAMI, FL 33155-3170

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	47 COCONUT DR, KEY LARGO, FL 33037-2565

Mortgage

Document Number	0029950803
Date	Nov 19, 2019
Instrument	2995-0803

Lender

Name	EAST COAST MORTGAGE LENDERS INC
Type	Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2049

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Monroe County
Unified School District	Monroe County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$554,526 Land $210,211 Building $344,315	$554,526 Land $210,211 Building $344,315
2024	$5,142.00 (+56.1%)
2023	$3,294.00 (+5.58%) Homeowner's exemption	$365,322 (+3%)	$509,583 (-0.63%) Land $199,148 Building $310,435
2022	$3,120.00 Homeowner's exemption	$354,682	$512,832 Land $199,148 Building $313,684

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 47 Coconut Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 177 individual policies
Community Rating System	Class 3 (35% premium discount)
Nearby Flood Policies	204 units insured incl. 27 condo units
Nearby Flood Claims	50 (1984–2025)
Claims Outside the SFHA	8 of 50
Most Recent Claim	Jun 2025 · rainfall accumulation
Claims by Event	Hurricane Irma, Sep 2017 · 8 claims Hurricane Wilma, Oct 2005 · 20 claims Hurricane Georges, Sep 1998 · 9 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 47 Coconut Dr has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 222 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: Hotwire Communications.

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