51 Cliff Rd, Bourne (Buzzards Bay), MA 02532 Property Records

Barnstable County and Bourne Town property record for 51 Cliff Rd, Bourne, MA 02532 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,770 sqft · built 1961
Lot Size	0.595 acres (25,918 sqft)
Owner	Individual Name on File
Tax Bill	$4,300 (2025)
Deeds & Mortgages	Oct 2025 Line of Credit Mar 2023 Refinance + 1 more
Flood Zone	Zone X (minimal risk)
APN	`BOUR M:30.4 P:149`

Property Details

APN / Parcel Number

Primary APN	`BOUR M:30.4 P:149`
Alternative APNs	`M:030.4 P:149.00 D:01` `6469`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	1,770 sqft Living Area
Gross Area	1,896 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1961
Effective Year Built	Effective 2008
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	25,918 sqft (0.595 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	6469
Street Address	51 CLIFF RD
City	BUZZARDS BAY
State	MA
Zip	02532-4205
Property Category	Residential
Property Type	Residential > Single Family > Home
Jurisdiction	BOURNE MA
Township / Civil Division	BOURNE
Census Block Group	3
Census Block	3016
Census Tract	13900

Owner

Source: Barnstable County and Bourne Town records · APN BOUR M:30.4 P:149

Assessment roll updated May 27, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	51 CLIFF RD, BUZZARDS BAY, MA 02532-4205
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 07, 2025	Deed of Trust, Mortgage · Line of Credit CITIZENS BANK
Mar 21, 2023	Deed of Trust, Mortgage · Stand-Alone Refinance CITIZENS BANK
Apr 16, 2019	Deed of Trust, Mortgage · Balloon Mortgage EASTERN BANK

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Apr 01, 2008
Deed Sale	Apr 01, 2008
Prior Sale	Jan 16, 1998 · Amount on Record
Deed Document Number	200817079
Deed Book / Page	22798 / 328
Record Updated	Sep 20, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BOURNE MA
Property Address	51 CLIFF RD, BOURNE, MA 02532-4205
Transaction Type	Mortgage
Record Updated	Oct 29, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	037227-273
Date	Oct 07, 2025
Book Page	37227/273
Instrument	41023

Lender

Name	CITIZENS BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	301 Months
Due	Nov 01, 2050

Interest

Rate Type	Adjustable Rate

March 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BOURNE MA
Property Address	51 CLIFF RD, BOURNE, MA 02532-4205
Transaction Type	Mortgage
Record Updated	Apr 07, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	035689-292
Date	Mar 21, 2023
Book Page	35689/292
Instrument	10752

Lender

Name	CITIZENS BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	181 Months
Due	Apr 01, 2038

April 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BOURNE MA
Property Address	51 CLIFF RD, BOURNE, MA 02532-4205
Transaction Type	Mortgage
Record Updated	Feb 05, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	31951-165
Date	Apr 16, 2019
Book Page	31951/165
Instrument	16349

Lender

Name	EASTERN BANK
Type	Bank

Agreement

Type	Balloon Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Barnstable County and Bourne Town records · Assessment roll updated May 27, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Barnstable County
County Subdivision	Bourne Town
Unified School District	Bourne School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,300.00 (+2.26%)	$550,600 (+5.02%) Land $204,000 Building $346,600	$569,810
2024	$4,205.00 (+2.14%)	$524,300 (+12.2%) Land $194,300 Building $330,000
2023	$4,117.00	$467,300 Land $172,000 Building $295,300

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Barnstable County (25001C), updated October 1, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 250010139003, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Flood Insurance Cost	Premium on Record median of 23 individual NFIP policies nearby
Nearby Flood Policies	23 in force
Nearby Flood Claims	4 (1987–2010)
Most Recent Claim	Apr 2010, rainfall accumulation
Claims By Storm	Hurricane Bob, Aug 1991 · 2 claims

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 313 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Xfinity	Cable	2,000 / 2,000
Verizon	Fiber	980 / 880

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G (outdoors only) and 4G LTE

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