24 Cliff Rd, Bourne (Buzzards Bay), MA 02532 Property Records

Barnstable County and Bourne Town property record for 24 Cliff Rd, Bourne, MA 02532

Property Summary

Property Type	Duplex
Details	4 bd · 3 ba · 2,200 sqft · built 1986
Lot Size	1.02 acres (44,475 sqft)
Owner	2 Individual Names on Record
Last Sale	$417,000 (May 2020)
Tax Bill	$4,429 (2025)
Deeds & Mortgages	Dec 2021 Refinance Jan 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`BOUR M:31.3 P:28`

Property Details

APN / Parcel Number

Primary APN	`BOUR M:31.3 P:28`
Alternative APNs	`M:031.3 P:028.00 D:01` `6798`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Half Baths	2 Half Baths
Total Rooms	8 Rooms
Units	2 Units
Stories	2 Stories
Building Area	2,200 sqft Living Area
Gross Area	3,496 sqft

Exterior

Year Built	Built 1986
Effective Year Built	Effective 2003
Architectural Style	Duplex Single
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	44,475 sqft (1.02 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Account Number	6798
Street Address	24 CLIFF RD
City	BUZZARDS BAY
State	MA
Zip	02532-4206
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	R40
Jurisdiction	BOURNE MA
Township / Civil Division	BOURNE
Census Block Group	3
Census Block	3016
Census Tract	13900

Owner

Source: Barnstable County and Bourne Town records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	24 CLIFF RD, BUZZARDS BAY, MA 02532-4206
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 17, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance AMERICAN NEIGHBORHOOD MTG ACCEPTANCE CO
Jan 7, 2019	Deed of Trust, Mortgage · ARM CAPE COD FIVE CENTS SAVINGS BANK
May 28, 2020	Quit Claim Deed, Transfer · Stand-Alone First Mortgage HOMEBRIDGE FINANCIAL SERVICES INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 28, 2020 · Amount on Record
Deed Sale	May 28, 2020 · Amount on Record
Prior Sale	Feb 16, 2017 · Amount on Record
Deed Document Number	202025364
Deed Book / Page	32941 / 195
Record Updated	Sep 20, 2026

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BOURNE MA
Property Address	24 CLIFF RD, BOURNE, MA 02532-4206
Transaction Type	Mortgage
Record Updated	Jan 26, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	034757-220
Date	Dec 17, 2021
Book Page	34757/220
Instrument	81858

Lender

Name	AMERICAN NEIGHBORHOOD MTG ACCEPTANCE CO
Type	Mortgage Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2052

January 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BOURNE MA
Property Address	24 CLIFF RD, BOURNE, MA 02532-4206
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	31767-251
Date	Jan 7, 2019
Book Page	31767/251
Instrument	790

Lender

Name	CAPE COD FIVE CENTS SAVINGS BANK
Type	Bank

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2049

Interest

Rate Type	Adjustable Rate
Type Change Date	Feb 1, 2024

May 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	BOURNE MA
Recording Date	May 28, 2020
Property Address	24 CLIFF RD, BOURNE, MA 02532-4206
Document Number	32941-195
Book / Page	32941 / 195
Instrument Date	May 21, 2020
Instrument	25364
Transaction Type	Transfer
Record Updated	May 11, 2021

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	24 CLIFF RD, BUZZARDS BAY, MA 02532-4206
Investor	Possibly a Property Investor

Mortgage

Document Number	25365
Date	May 28, 2020
Instrument	25365

Lender

Name	HOMEBRIDGE FINANCIAL SERVICES INC
Type	Funding / Finance Company

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Barnstable County and Bourne Town assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Barnstable County
County Subdivision	Bourne Town
Unified School District	Bourne School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$4,429.00 (+2.26%)	$567,100 (+5.02%) Land $229,000 Building $338,100
2024	$4,331.00 (+2.9%)	$540,000 (+13.02%) Land $218,100 Building $321,900
2023	$4,209.00	$477,800 Land $193,000 Building $284,800

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 23 policies
Nearby Flood Policies	23 in force
Nearby Flood Claims	4 (1987–2010)
Most Recent Claim	Apr 2010 · rainfall accumulation
Claims by Event	Hurricane Bob, Aug 1991 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 86% of Massachusetts
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BOURNE WATER DISTRICT serves 22,500 people · EPA ID MA4036000
Water Source	Groundwater
Last State Inspection	Mar 2026
Lead	4 ppb (2025) action level 15 ppb
Copper	1.51 mg/L (2017) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 181 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Verizon Fiber	980 / 880

Cell Coverage

5G (outdoors only) and 4G LTE

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