51 Carnation St, Dyer, IN 46311 Property Records

Lake County property record for 51 Carnation St, Dyer, IN 46311

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 2,494 sqft · built 1961
Lot Size	0.232 acres (10,125 sqft)
Owner	2 Individual Names on File
Last Sale	$198,500 (May 2020)
Tax Bill	$2,529 (2024)
Deeds & Mortgages	Sep 2026 Line of Credit May 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`009-12-14-0105-0022`

Property Details

APN / Parcel Number

Primary APN	`009-12-14-0105-0022`
Alternative APNs	`45-10-12-180-007.000-034` `121401050022`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	7 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	1 Story
Building Area	2,494 sqft Living Area
Gross Area	4,109 sqft
1st Floor Area	1,247 sqft
Basement Area	1,247 sqft

Exterior

Year Built	Built 1961
Effective Year Built	Effective 1985
Construction Type	Brick
Roof Material	Asphalt
Lot Area	10,125 sqft (0.232 acres)
Lot Dimensions	135 ft deep x 75 ft wide
Garage Type	Attached
Garage Area	368 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	51 CARNATION ST
City	DYER
State	IN
Zip	46311-1538
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	FLOWER GARDENS ADD. LOT 22
Legal Subdivision	FLOWER GARDENS ADD
Legal Lot Number	22
Jurisdiction	LAKE IN
Township / Civil Division	ST. JOHN
Census Block Group	4
Census Block	4008
Census Tract	42803

Owner

51 Carnation St is owned and occupied by two individuals who bought it in May 2020.

Source: Lake County records, as of September 11, 2026

Owner of Record	2 Individual Names on File
Mailing Address	51 CARNATION ST, DYER, IN 46311-1538
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 2, 2026	Deed of Trust, Mortgage · Line of Credit FIFTH THIRD BANK
May 26, 2020	Warranty Deed, Transfer · FHA Mortgage HOMETOWN LENDERS INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 26, 2020 · Amount on File
Deed Sale	May 26, 2020 · Amount on File
Prior Sale	Oct 4, 2005 · Amount on File
Deed Document Number	202029565
Record Updated	Oct 29, 2026

September 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE IN
Recording Date	Sep 2, 2026
Property Address	51 CARNATION ST, DYER, IN 46311-1538
Document Number	0000537536
Instrument Date	Jul 29, 2026
Instrument	2026537536
Transaction Type	Mortgage
Record Updated	Sep 11, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	51 CARNATION ST, DYER, IN 46311-1538

Mortgage

Document Number	0000537536,
Date	Sep 2, 2026
Instrument	2026537536

Lender

Name	FIFTH THIRD BANK

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Aug 25, 2056

Interest

Max Rate	-1%

May 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAKE IN
Recording Date	May 26, 2020
Property Address	51 CARNATION ST, DYER, IN 46311-1538
Document Number	0000029565
Map Reference	MB 33 PG 61
Instrument Date	Apr 22, 2020
Instrument	2020 029565
Transaction Type	Transfer
Record Updated	Dec 30, 2021
Title Company	FIDELITY NATIONAL TITLE CO

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	51 CARNATION ST, DYER, IN 46311-1538

Mortgage

Document Number	0000029566
Date	May 26, 2020
Instrument	2020 029566

Lender

Name	HOMETOWN LENDERS INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2050

Tax Assessment & Valuation

Source: Lake County assessment roll, as of December 29, 2025

Property Jurisdictions

Type	Name
State	Indiana
County	Lake County
County Subdivision	St. John Township
Municipality	Dyer Town
Unified School District	Lake Central School Corporation (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$281,400 Land $65,600 Building $215,800	$281,400 Land $65,600 Building $215,800
2024	$2,529.00
2023		$241,500 (+2.55%) Land $65,600 Building $175,900	$241,500 (+2.55%) Land $65,600 Building $175,900
2022	$2,751.00	$235,500 Land $65,600 Building $169,900	$235,500 Land $65,600 Building $169,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 51 Carnation St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 16, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 51 Carnation St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DYER WATER DEPARTMENT serves 16,800 people · EPA ID IN5245011
Water Source	Purchased surface water from HIGHLAND WATER WORKS
Last State Inspection	Jan 2024
Lead	10 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 286 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless · DSL in parts of the area	100 / 20

May also be available: Surf Internet.

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