32 Carnation St, Dyer, IN 46311 Property Records

Lake County property record for 32 Carnation St, Dyer, IN 46311

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,934 sqft · built 1973
Lot Size	0.251 acres (10,934 sqft)
Owner	Individual Name on Record
Last Sale	$247,100 (May 2020)
Tax Bill	$2,639 (2024)
Deeds & Mortgages	Dec 2021 Mortgage May 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`009-12-14-0105-0011`

Property Details

APN / Parcel Number

Primary APN	`009-12-14-0105-0011`
Alternative APNs	`45-10-12-301-005.000-034` `121401050011`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	1,934 sqft Living Area
Family Room	Family Room

Exterior

Year Built	Built 1973
Effective Year Built	Effective 1995
Construction Type	Masonry / Concrete Block
Foundation Type	Raised
Roof Material	Asphalt
Lot Area	10,934 sqft (0.251 acres)
Lot Dimensions	146 ft deep x 75 ft wide
Garage Type	Attached
Garage Area	624 sqft
Parking Spaces	2 Parking Spaces
Shed	1 Shed
Shed Area	100 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected

Location & Zoning

Account Number	009-12-14-0105-0011
Old Parcel Number	121401050011
Street Address	32 CARNATION ST
City	DYER
State	IN
Zip	46311-1537
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	FLOWER GARDENS ADD. L.11
Legal Subdivision	FLOWER GARDENS ADD
Legal Lot Number	11
Jurisdiction	LAKE IN
Township / Civil Division	ST. JOHN
Census Block Group	4
Census Block	4006
Census Tract	42803

Owner

Source: Lake County records, as of March 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	32 CARNATION ST, DYER, IN 46311-1537
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 16, 2021	Deed of Trust, Mortgage · Conventional Mortgage CROSSCOUNTRY MORTGAGE LLC
May 11, 2020	Warranty Deed, Transfer · FHA Mortgage CROSSCOUNTRY MORTGAGE INC
Aug 7, 2018	Grant Deed, Transfer · FHA Mortgage TIAA FSB
May 9, 2018	Affidavit of Death, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 11, 2020 · Amount on Record
Deed Sale	May 11, 2020 · Amount on Record
Prior Sale	Aug 7, 2018
Deed Document Number	2020 025501
Record Updated	Jun 8, 2026

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE IN
Property Address	32 CARNATION ST, DYER, IN 46311-1537
Transaction Type	Mortgage
Record Updated	Nov 7, 2023
Title Company	GREATER INDIANA TITLE COMPANY, GREATER INDIANA TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000043038
Date	Dec 16, 2021
Instrument	2021-543038

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Mortgage Company
Address	BRECKSVILLE, OH 44141

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2052

May 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAKE IN
Recording Date	May 11, 2020
Property Address	32 CARNATION ST, DYER, IN 46311-1537
Document Number	0000025501
Map Reference	MB 31 PG 61
Instrument Date	Apr 24, 2020
Instrument	2020 025501
Transaction Type	Transfer
Record Updated	Dec 30, 2021
Title Company	GREATER INDIANA TITLE CO

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	32 CARNATION ST, DYER, IN 46311-1537

Mortgage

Document Number	0000025502
Date	May 11, 2020
Instrument	2020 025502

Lender

Name	CROSSCOUNTRY MORTGAGE INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2050

August 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	LAKE IN
Recording Date	Aug 7, 2018
Property Address	32 CARNATION ST, DYER, IN 46311-1537
Document Number	0000049927
Instrument Date	Jul 27, 2018
Instrument	49927
Transaction Type	Transfer
Record Updated	Aug 17, 2018
Title Company	FIDELITY NATIONAL TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	32 CARNATION ST DYER IN 463111537, DYER, IN 46311-1537

Mortgage

Document Number	49928
Date	Aug 7, 2018
Instrument	49928

Lender

Name	TIAA FSB
Address	JACKSONVILLE, FL 32202

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 6, 2048

May 2018: Affidavit of Death, Transfer

Document Type	Affidavit of Death
Jurisdiction	LAKE IN
Recording Date	May 9, 2018
Property Address	32 CARNATION ST, DYER, IN 46311-1537
Document Number	0000028723
Instrument Date	May 7, 2018
Instrument	28723
Transaction Type	Transfer
Record Updated	May 30, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10532 E SCHNEIDER CT ST JOHN IN 463738827, ST JOHN, IN 46373-8827

Tax Assessment & Valuation

Source: Lake County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Indiana
County	Lake County
County Subdivision	St. John Township
Municipality	Dyer Town
Unified School District	Lake Central School Corporation (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$290,200 (+16.13%) Land $67,400 Building $222,800	$290,200 (+16.13%) Land $67,400 Building $222,800
2024	$2,639.00 (-8.27%)
2023		$249,900 (+2.59%) Land $67,400 Building $182,500	$249,900 (+2.59%) Land $67,400 Building $182,500
2022	$2,877.00	$243,600 Land $67,400 Building $176,200	$243,600 Land $67,400 Building $176,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 16, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DYER WATER DEPARTMENT serves 16,800 people · EPA ID IN5245011
Water Source	Purchased surface water from HIGHLAND WATER WORKS
Last State Inspection	Jan 2024
Lead	10 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 286 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless · DSL in parts of the area	100 / 20

May also be available: Surf Internet.

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