51 Bay Rd, Bowdoinham, ME 04008 Property Records

Sagadahoc County and Bowdoinham Town property record for 51 Bay Rd, Bowdoinham, ME 04008

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 833 sqft · built 1880
Lot Size0.5 acres (21,780 sqft)
OwnerIndividual Name on Record
Tax Bill$2,711 (2025)
Deeds & MortgagesOct 2016 Loan Modification
Flood ZoneZone X (minimal risk)
APNBOWN M:U02 L:006

Property Details

APN / Parcel Number

Primary APNBOWN M:U02 L:006
Alternative APN
  • 1080

Interior

Bedrooms3 Beds
Full Baths1 Bath
Total Rooms5 Rooms
Stories4 Stories
Building Area833 sqft Living Area
Gross Area13,574 sqft
1st Floor Area4,168 sqft
Basement Area1,368 sqft
Unfinished Basement1,368 sqft

Exterior

Year BuiltBuilt 1880
Effective Year BuiltEffective 1880
Architectural StyleRanch
Construction TypeFrame
Roof TypeGable
Roof MaterialAsphalt
Lot Area21,780 sqft (0.5 acres)

Utilities, Heating & Cooling

Heating SystemRadiant

Location & Zoning

Account Number1080
Street Address51 BAY RD
CityBOWDOINHAM
StateME
Zip04008-4000
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Lot Number6
JurisdictionBOWDOINHAM ME
Township / Civil DivisionBOWDOINHAM
Census Block Group1
Census Block1045
Census Tract970200

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Listed AreaWithin Arnold Trail to Quebec
listed 1969 · 1 contributing resources · NRIS 69000018

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Sagadahoc County and Bowdoinham Town records, as of July 30, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on Record
Mailing Address51 BAY RD, BOWDOINHAM, ME 04008-4000
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Record UpdatedSep 20, 2026

October 2016: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionBOWDOINHAM ME
Property Address51 BAY RD, BOWDOINHAM, ME 04008-4000
Document Number0000001049
Instrument DateOct 5, 2016
Transaction TypeMortgage
Record UpdatedJul 18, 2017
Title CompanyFIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address51 BAY RD BOWDOINHAM ME 040084000, BOWDOINHAM, ME 04008-4000

Mortgage

Document Number0000001049
DateFeb 15, 2017
Instrument1049
Lender
NameUS BK
TypeBank
AddressSAINT PAUL, MN 55107
Agreement
AmountAmount Recorded
Term360 Months
DueFeb 14, 2047

Tax Assessment & Valuation

Source: Sagadahoc County and Bowdoinham Town assessment roll, as of July 30, 2026

Property Jurisdictions

TypeName
StateMaine
CountySagadahoc County
County SubdivisionBowdoinham Town
Unified School DistrictSchool Administrative District 75 (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2025$2,711.00 (+5.28%)$122,600 (-) Land $46,900 Building $75,700
2024$2,575.00 (+7.7%)$122,600 (-) Land $46,900 Building $75,700
2023$2,391.00 (+29.59%)$122,600 (+20.2%) Land $46,900 Building $75,700
2022$1,845.00$102,000 Land $39,100 Building $62,900

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective April 16, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force
Nearby Flood Claims3 (1982–2012)
Most Recent ClaimJun 2012 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 53% of Maine
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 22 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 2,000

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Bay Rd

Nearby Streets

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