Sagadahoc County and Bowdoinham Town property record for 48 Bay Rd, Bowdoinham, ME 04008
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 1.5 ba · 1,449 sqft · built 1880 |
| Lot Size | 0.69 acres (30,056 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $3,493 (2025) |
| Deeds & Mortgages | May 2022 Refinance |
| Flood Zone | Zone X (minimal risk) |
| APN | BOWN M:U02 L:020 |
| Primary APN | BOWN M:U02 L:020 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 4 Stories |
| Building Area | 1,449 sqft Living Area |
| Gross Area | 5,013 sqft |
| 1st Floor Area | 1,633 sqft |
| Basement Area | 1,040 sqft |
| Unfinished Basement | 1,040 sqft |
| Year Built | Built 1880 |
|---|---|
| Effective Year Built | Effective 1880 |
| Architectural Style | Ranch |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 30,056 sqft (0.69 acres) |
| Heating System | Forced Air with A/C |
|---|
| Account Number | 1094 |
|---|---|
| Street Address | 48 BAY RD |
| City | BOWDOINHAM |
| State | ME |
| Zip | 04008-4008 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Lot Number | 20 |
| Jurisdiction | BOWDOINHAM ME |
| Township / Civil Division | BOWDOINHAM |
| Census Block Group | 5 |
| Census Block | 5028 |
| Census Tract | 970200 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Listed Area | Within Arnold Trail to Quebec listed 1969 · 1 contributing resources · NRIS 69000018 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
48 Bay Rd is owned and occupied by two individuals.
Source: Sagadahoc County and Bowdoinham Town records, as of July 30, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 48 BAY RD, BOWDOINHAM, ME 04008-4008 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BOWDOINHAM ME |
| Property Address | 48 BAY RD, BOWDOINHAM, ME 04008-4008 |
| Transaction Type | Mortgage |
| Record Updated | Jun 13, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000003674 |
|---|---|
| Date | May 27, 2022 |
| Instrument | 2022R-03674 |
| Name | FIVE COUNTY CREDIT UNION |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jun 1, 2052 |
The 2025 property tax bill for 48 Bay Rd was $3,493, up 12.9% from the year before.
Source: Sagadahoc County and Bowdoinham Town assessment roll, as of July 30, 2026
| Type | Name |
|---|---|
| State | Maine |
| County | Sagadahoc County |
| County Subdivision | Bowdoinham Town |
| Unified School District | School Administrative District 75 (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $3,493.00 (+12.86%) | $158,000 (+7.19%) Land $48,800 Building $109,200 |
| 2024 | $3,095.00 (+12.1%) | $147,400 (+4.1%) Land $48,800 Building $98,600 |
| 2023 | $2,761.00 (+31.48%) | $141,600 (+21.96%) Land $48,800 Building $92,800 |
| 2022 | $2,100.00 | $116,100 Land $40,700 Building $75,400 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 48 Bay Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective April 16, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 5 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 48 Bay Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 53% of Maine |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BOWDOINHAM WATER DISTRICT serves 738 people · EPA ID ME0090210 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2025 |
| Lead | 4 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 22 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 2,000 |
5G (outdoors only) and 4G LTE
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