51 Barnstable St, Swampscott, MA 01907 Property Records

Essex County and Swampscott Town property record for 51 Barnstable St, Swampscott, MA 01907

Property Summary

Property Type	Single Family Home
Details	4 bd · 1 ba · 1,838 sqft · built 1947
Lot Size	0.259 acres (11,291 sqft)
Owner	2 Individual Names on File
Last Sale	$678,000 (Dec 2025)
Tax Bill	$8,351 (2026)
Deeds & Mortgages	Nov 2023 Refinance Dec 2025 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`SWAM M:0014 B:0135 L:0`

Property Details

APN / Parcel Number

Primary APN	`SWAM M:0014 B:0135 L:0`

Interior

Bedrooms	4 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,838 sqft Living Area
Gross Area	3,174 sqft
Basement Area	1,050 sqft
Unfinished Basement	1,050 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1947
Effective Year Built	Effective 1947
Architectural Style	Cape Cod
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	11,291 sqft (0.259 acres)
Garage Type	Basement
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	51 BARNSTABLE ST
City	SWAMPSCOTT
State	MA
Zip	01907-1147
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A3
Legal Block	135
Jurisdiction	SWAMPSCOTT MA
Township / Civil Division	SWAMPSCOTT
Census Block Group	1
Census Block	1001
Census Tract	202104

Owner

51 Barnstable St is owned and occupied by two individuals who bought it in December 2025.

Source: Essex County and Swampscott Town records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	51 BARNSTABLE ST, SWAMPSCOTT, MA 01907-1147
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single Man

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 7, 2023	Deed of Trust, Mortgage · Stand-Alone Refinance SALEM FIVE CENTS SAVINGS BANK
Dec 29, 2025	Quit Claim Deed, Transfer · Conventional Mortgage NEW FED MORTGAGE CORP
Apr 15, 2021	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 29, 2025 · Amount on File
Deed Sale	Dec 29, 2025 · Amount on File
Deed Document Number	20252690
Deed Book / Page	43154 / 20
Record Updated	Oct 29, 2026

November 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SWAMPSCOTT MA
Property Address	51 BARNSTABLE ST, SWAMPSCOTT, MA 01907-1147
Transaction Type	Mortgage
Record Updated	Feb 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	041846-597
Date	Nov 7, 2023
Book Page	41846/597
Instrument	20231107000290

Lender

Name	SALEM FIVE CENTS SAVINGS BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record

December 2025: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SWAMPSCOTT MA
Recording Date	Dec 29, 2025
Property Address	51 BARNSTABLE ST, SWAMPSCOTT, MA 01907-1147
Document Number	0043154-20
Book / Page	43154 / 20
Instrument Date	Dec 29, 2025
Instrument	20251229002690
Transaction Type	Transfer
Record Updated	Apr 14, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	51 BARNSTABLE ST, SWAMPSCOTT, MA 01907-1147

Mortgage

Document Number	20251229002700
Date	Dec 29, 2025
Instrument	20251229002700

Lender

Name	NEW FED MORTGAGE CORP

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	349 Months
Due	Jan 1, 2055

April 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SWAMPSCOTT MA
Recording Date	Apr 15, 2021
Property Address	51 BARNSTABLE ST, SWAMPSCOTT, MA 01907-1147
Document Number	39770-460
Book / Page	39770 / 460
Instrument Date	Apr 13, 2021
Instrument	20210415003290
Transaction Type	Transfer
Record Updated	May 12, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	51 BARNSTABLE ST, SWAMPSCOTT, MA 01907-1147

Tax Assessment & Valuation

The 2026 property tax bill for 51 Barnstable St was $8,351, up 7.4% from the year before.

Source: Essex County and Swampscott Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Essex County
County Subdivision	Swampscott Town
Unified School District	Swampscott School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$8,351.00 (+7.45%)	$695,900 (+2.7%) Land $365,800 Building $330,100	$698,645 (+13.54%)
2025	$7,772.00	$677,600 Land $365,800 Building $311,800	$615,315
2023	$7,282.00	$620,300 Land $334,500 Building $285,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 51 Barnstable St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 51 Barnstable St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SWAMPSCOTT WATER DEPT. (MWRA) serves 15,300 people · EPA ID MA3291000
Water Source	Purchased surface water from MWRA
Last State Inspection	Mar 2026
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 734 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 2,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Astound Broadband.

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