44 Barnstable St, Swampscott, MA 01907 Property Records

Essex County and Swampscott Town property record for 44 Barnstable St, Swampscott, MA 01907

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,667 sqft · built 1940
Lot Size	0.105 acres (4,569 sqft)
Owner	2 Individual Names on Record
Last Sale	$525,000 (Apr 2018)
Tax Bill	$8,063 (2026)
Deeds & Mortgages	Jun 2020 Refinance Apr 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`SWAM M:0014 B:0086 L:0`

Property Details

APN / Parcel Number

Primary APN	`SWAM M:0014 B:0086 L:0`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,667 sqft Living Area
Gross Area	3,298 sqft
Basement Area	852 sqft
Unfinished Basement	852 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1940
Effective Year Built	Effective 1940
Architectural Style	Cape Cod
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	4,569 sqft (0.105 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Street Address	44 BARNSTABLE ST
City	SWAMPSCOTT
State	MA
Zip	01907-1161
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A3
Legal Block	86
Jurisdiction	SWAMPSCOTT MA
Township / Civil Division	SWAMPSCOTT
Census Block Group	1
Census Block	1009
Census Tract	202104

Owner

Source: Essex County and Swampscott Town records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	44 BARNSTABLE ST, SWAMPSCOTT, MA 01907-1161
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Jun 15, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance TOTAL MORTGAGE SERVICES LLC
Apr 3, 2019	Deed of Trust, Mortgage · Conventional with PMI FINANCE AMERICA
Apr 26, 2018	Quit Claim Deed, Transfer · Conventional Mortgage FINANCE AMERICA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 26, 2018 · Amount on Record
Deed Sale	Apr 26, 2018 · Amount on Record
Prior Sale	May 5, 2014
Deed Book / Page	36670 / 194
Transfer Doc	036670-194
Record Updated	Oct 29, 2026

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SWAMPSCOTT MA
Property Address	44 BARNSTABLE ST, SWAMPSCOTT, MA 01907-1161
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	38608-364
Date	Jun 15, 2020
Book Page	38608/364
Instrument	20200615001890

Lender

Name	TOTAL MORTGAGE SERVICES LLC
Type	Mortgage Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2050

April 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SWAMPSCOTT MA
Property Address	44 BARNSTABLE ST, SWAMPSCOTT, MA 01907-1161
Document Number	37428-412
Instrument Date	Apr 3, 2019
Transaction Type	Mortgage
Record Updated	Apr 23, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	44 BARNSTABLE ST SWAMPSCOTT MA 019071161, SWAMPSCOTT, MA 01907-1161

Mortgage

Document Number	37428-412
Date	Apr 8, 2019
Book Page	037428/000412
Instrument	8002950

Lender

Name	FINANCE AMERICA
Type	Funding / Finance Company

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Apr 7, 2049

April 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SWAMPSCOTT MA
Recording Date	Apr 26, 2018
Property Address	44 BARNSTABLE ST, SWAMPSCOTT, MA 01907-1161
Document Number	36670-194
Book / Page	036670 / 000194
Instrument Date	Apr 25, 2018
Instrument	18042690
Transaction Type	Transfer
Record Updated	May 18, 2018

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,394.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	397 ESSEX ST #2 SALEM MA 019703158, 2, SALEM, MA 01970-3158

Mortgage

Document Number	36670-196
Date	Apr 26, 2018
Book Page	036670/000196
Instrument	180426100

Lender

Name	FINANCE AMERICA
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 25, 2048

Tax Assessment & Valuation

Source: Essex County and Swampscott Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Essex County
County Subdivision	Swampscott Town
Unified School District	Swampscott School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$8,063.00 (+8.18%)	$671,900 (+3.4%) Land $269,300 Building $402,600	$744,970 (+6.84%)
2025	$7,453.00 (+8.39%)	$649,800 (+10.94%) Land $269,300 Building $380,500	$697,300
2023	$6,876.00	$585,700 Land $246,200 Building $339,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SWAMPSCOTT WATER DEPT. (MWRA) serves 15,300 people · EPA ID MA3291000
Water Source	Purchased surface water from MWRA
Last State Inspection	Mar 2026
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 734 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 2,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Astound Broadband.

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