51 Barlow Fields Dr, Hayesville, NC 28904 Property Records

Clay County property record for 51 Barlow Fields Dr, Hayesville, NC 28904

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,192 sqft · built 2003
Lot Size	1.14 acres (49,658 sqft)
Owner	2 Individual Names on Record
Last Sale	$260,000 (Aug 2019)
Tax Bill	$1,366 (2026)
Deeds & Mortgages	Mar 2023 Line of Credit Aug 2019 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`554100581421`

Property Details

APN / Parcel Number

Primary APN	`554100581421`
Alternative APN	`617640000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Half Baths	2 Half Baths
Building Area	2,192 sqft Heated Area

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Lot Area	49,658 sqft (1.14 acres)

Location & Zoning

Account Number	617640000
Street Address	51 BARLOW FIELDS DR
City	HAYESVILLE
State	NC
Zip	28904-9485
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 2 BARLOW FIELDS
Legal Subdivision	BARLOW FIELDS DEVELOPMENT
Legal Lot Number	2
Jurisdiction	CLAY NC
Township / Civil Division	SWEETWATER
Census Block Group	1
Census Block	1018
Census Tract	950102

Owner

Source: Clay County records, as of October 15, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	51 BARLOW FIELDS DR, HAYESVILLE, NC 28904-9485
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 13, 2023	Deed of Trust, Mortgage · Line of Credit MOUNTAIN CU
Aug 13, 2019	Warranty Deed, Transfer · FHA Mortgage ATLANTIC BAY MORTGAGE GROUP LLC
Apr 11, 2019	Deed of Trust, Mortgage · Line of Credit UNITED COMMUNITY BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 13, 2019 · Amount on Record
Deed Sale	Aug 13, 2019 · Amount on Record
Prior Sale	Feb 19, 2014 · Amount on Record
Deed Document Number	20191776
Deed Book / Page	432 / 114
Record Updated	Oct 29, 2026

March 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLAY NC
Property Address	51 BARLOW FIELDS DR, HAYESVILLE, NC 28904-9485
Transaction Type	Mortgage
Record Updated	Mar 28, 2023
Title Company	STEWART TITLE GURANTY, STEWART TITLE GUARANTY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000U16/58
Date	Mar 13, 2023
Book Page	U16/58
Instrument	2023000546

Lender

Name	MOUNTAIN CU
Type	Credit Union
Address	WAYNESVILLE, NC 28786

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Mar 12, 2048

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLAY NC
Recording Date	Aug 13, 2019
Property Address	51 BARLOW FIELDS DR, HAYESVILLE, NC 28904-9485
Document Number	432/0114
Book / Page	432 / 0114
Map Reference	CAB 3 SL 4
Instrument Date	Aug 12, 2019
Instrument	2019001776
Transaction Type	Transfer
Record Updated	Oct 1, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$520.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	51 BARLOW FIELDS DR, HAYESVILLE, NC 28904-9485

Mortgage

Document Number	00Y14/0019
Date	Aug 13, 2019
Book Page	Y14/0019
Instrument	2019001777

Lender

Name	ATLANTIC BAY MORTGAGE GROUP LLC
Type	Mortgage Company
Address	VIRGINIA BEACH, VA 23452

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2049

April 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLAY NC
Property Address	51 BARLOW FIELDS DR, HAYESVILLE, NC 28904-9485
Transaction Type	Mortgage
Record Updated	Apr 24, 2019
Title Company	TITLE365

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	V14/0015
Date	Apr 11, 2019
Book Page	V14/0015
Instrument	2019000774

Lender

Name	UNITED COMMUNITY BANK
Type	Bank
Address	HAYESVILLE, NC 28904

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	299 Months
Due	Mar 18, 2044

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Clay County assessment roll, as of October 15, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Clay County
Unified School District	Clay County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,366.00 (+20.67%)	$403,900 (+83.84%) Land $41,400 Building $362,500	$403,900 (+83.84%) Land $41,400 Building $362,500
2025	$1,132.00 (+12.08%)	$219,700 (-) Land $41,100 Building $178,600	$219,700 (-) Land $41,100 Building $178,600
2023	$1,010.00	$219,700 Land $41,100 Building $178,600	$219,700 Land $41,100 Building $178,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 4, 2009 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 45 policies
Nearby Flood Policies	45 in force
Nearby Flood Claims	11 (2013–2025)
Most Recent Claim	Apr 2025 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 58% of the US · above 81% of North Carolina
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 16 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Blue Ridge Mountain EMC Fiber	1,000 / 1,000
Starlink Satellite	280 / 30

Cell Coverage

4G LTE (outdoors only), no 5G reported

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