Somerset County and Bernards Township property record for 51 Arbor Cir, Basking Ridge, NJ 07920
| Property Type | Single Family Home |
|---|---|
| Details | 1,792 sqft · built 1994 |
| Lot Size | 0.035 acres (1,501 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $498,000 (May 2017) |
| Tax Bill | $9,689 (2025) |
| Deeds & Mortgages | Oct 2022 Line of Credit Dec 2021 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 02-09001-0000-00071 |
| Primary APN | 02-09001-0000-00071 |
|---|---|
| Alternative APNs |
|
| Building Area | 1,792 sqft Living Area |
|---|
| Year Built | Built 1994 |
|---|---|
| Effective Year Built | Effective 1994 |
| Lot Area | 1,501 sqft (0.035 acres) |
| Old Parcel Number | 02001780300071 |
|---|---|
| Street Address | 51 ARBOR CIR |
| City | BASKING RIDGE |
| State | NJ |
| Zip | 07920-3167 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R5 |
| Legal Description | ADDITIONAL LOTS: DUPLEX D |
| Legal Subdivision | CEDARS |
| Legal Block | 9001 |
| Legal Lot Number | 71 |
| Jurisdiction | SOMERSET NJ |
| Township / Civil Division | BERNARDS |
| Census Block Group | 2 |
| Census Block | 2005 |
| Census Tract | 54100 |
51 Arbor Cir is owned and occupied by two individuals who bought it in May 2017.
Source: Somerset County and Bernards Township records, as of July 7, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 51 ARBOR CIR, BASKING RIDGE, NJ 07920-3167 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 28, 2022 | Deed of Trust, Mortgage · Line of Credit TOWER FCU |
| Dec 14, 2021 | Deed of Trust, Mortgage · Conventional Mortgage ALLY CAPITAL CORP |
| Nov 20, 2020 | Deed of Trust, Mortgage · Conventional Mortgage AMERICAN NEIGHBORHOOD MTG ACCEPTANCE CO |
| May 30, 2017 | Grant Deed, Transfer · Conventional with PMI COLDWELL BANKER HM LNS |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 30, 2017 · Amount on File |
| Deed Sale | May 30, 2017 · Amount on File |
| Prior Sale | Jul 19, 2010 · Amount on File |
| Deed Document Number | 201721057 |
| Deed Book / Page | 6962 / 3351 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SOMERSET NJ |
| Property Address | 51 ARBOR CIR, BASKING RIDGE, NJ 07920-3167 |
| Transaction Type | Mortgage |
| Record Updated | Nov 10, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000044041 |
|---|---|
| Date | Oct 28, 2022 |
| Book Page | 7477/1404 |
| Instrument | 2022044041 |
| Name | TOWER FCU |
|---|---|
| Type | Credit Union |
| Address | LAUREL, MD 20707 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 359 Months |
| Due | Sep 25, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SOMERSET NJ |
| Property Address | 51 ARBOR CIR, BASKING RIDGE, NJ 07920-3167 |
| Transaction Type | Mortgage |
| Record Updated | Dec 23, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000072011 |
|---|---|
| Date | Dec 14, 2021 |
| Book Page | 7409/1374 |
| Instrument | 2021072011 |
| Name | ALLY CAPITAL CORP |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28202 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jan 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SOMERSET NJ |
| Property Address | 51 ARBOR CIR, BASKING RIDGE, NJ 07920-3167 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | WESTCOR LAND TITLE INS CO |
| Name | Verified Name |
|---|
| Document Number | 0000058555 |
|---|---|
| Date | Nov 20, 2020 |
| Book Page | 7275/2823 |
| Instrument | 2020058555 |
| Name | AMERICAN NEIGHBORHOOD MTG ACCEPTANCE CO |
|---|---|
| Type | Mortgage Company |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 355 Months |
| Due | Jun 1, 2050 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SOMERSET NJ |
| Recording Date | May 30, 2017 |
| Property Address | 51 ARBOR CIR, BASKING RIDGE, NJ 07920-3167 |
| Document Number | 0000021057 |
| Book / Page | 006962 / 003351 |
| Instrument Date | May 12, 2017 |
| Instrument | 21057 |
| Transaction Type | Transfer |
| Record Updated | Jul 4, 2017 |
| Title Company | NEW JERSEY LAND TITLE INSURANCE, NEW JERSEY LAND TITLE INS |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $498.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 51 ARBOR CIR BASKING RIDGE NJ 079203167, BASKING RIDGE, NJ 07920-3167 |
| Document Number | 21058 |
|---|---|
| Date | May 30, 2017 |
| Book Page | 006962/003357 |
| Instrument | 21058 |
| Name | COLDWELL BANKER HM LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | May 29, 2047 |
The 2025 property tax bill for 51 Arbor Cir was $9,689, down 0.2% from the year before.
Source: Somerset County and Bernards Township assessment roll, as of July 7, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Somerset County |
| County Subdivision | Bernards Township |
| Unified School District | Bernards Township School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $606,000 (+5.57%) Land $175,000 Building $431,000 | $606,000 (+5.57%) Land $175,000 Building $431,000 | |
| 2025 | $9,689.00 (-0.23%) | $574,000 Land $175,000 Building $399,000 | $574,000 Land $175,000 Building $399,000 |
| 2024 | $9,711.00 | ||
| 2023 | $525,300 Land $175,000 Building $350,300 | $525,300 Land $175,000 Building $350,300 | |
| 2022 | $10,410.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 51 Arbor Cir in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 3, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 51 Arbor Cir is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 93% of the US · lower than 81% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NJ AMERICAN WATER - SHORT HILLS private · serves 217,230 people · EPA ID NJ0712001 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Nov 2022 |
| Lead | 3 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 138 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber | 2,300 / 2,300 |
| Optimum Cable · Fiber in parts of the area | 940 / 35 |
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