47 Arbor Cir, Basking Ridge, NJ 07920 Property Records

Somerset County and Bernards Township property record for 47 Arbor Cir, Basking Ridge, NJ 07920

Property Summary

Property Type	Single Family Home
Details	1,951 sqft · built 1995
Lot Size	0.037 acres (1,627 sqft)
Owner	Individual Name on File
Last Sale	$415,000 (May 2020)
Tax Bill	$10,066 (2025)
Deeds & Mortgages	May 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`02-09001-0000-00073`

Property Details

APN / Parcel Number

Primary APN	`02-09001-0000-00073`
Alternative APNs	`0200178000300073` `02001780300073`

Interior

Building Area	1,951 sqft Living Area

Exterior

Year Built	Built 1995
Effective Year Built	Effective 1995
Lot Area	1,627 sqft (0.037 acres)

Location & Zoning

Old Parcel Number	02001780300073
Street Address	47 ARBOR CIR
City	BASKING RIDGE
State	NJ
Zip	07920-3167
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R5
Legal Description	ADDITIONAL LOTS: DUPLEX B
Legal Subdivision	CEDARS CONDO
Legal Block	9001
Legal Lot Number	73
Jurisdiction	SOMERSET NJ
Township / Civil Division	BERNARDS
Census Block Group	2
Census Block	2005
Census Tract	54100

Owner

47 Arbor Cir is owned and occupied by an individual who bought it in May 2020.

Source: Somerset County and Bernards Township records, as of July 7, 2026

Owner of Record	Individual Name on File
Mailing Address	47 ARBOR CIR, BASKING RIDGE, NJ 07920-3167
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 29, 2020 · Amount on File
Deed Sale	May 29, 2020 · Amount on File
Deed Document Number	202022095
Deed Book / Page	7214 / 2974
Record Updated	Sep 20, 2026

May 2020: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	SOMERSET NJ
Recording Date	May 29, 2020
Property Address	47 ARBOR CIR, BASKING RIDGE, NJ 07920-3167
Document Number	0000022095
Book / Page	007214 / 002974
Instrument Date	May 21, 2020
Instrument	22095
Transaction Type	Subdivision Related Transfer
Record Updated	Jul 2, 2020
Title Company	WFG NATIONAL TITLE INSURANCE, WFG NAT'L TITLE INS

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$415.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	47 ARBOR CIR BASKING RIDGE NJ 079203167, BASKING RIDGE, NJ 07920-3167

Mortgage

Document Number	22096
Date	May 29, 2020
Book Page	007214/002979
Instrument	22096

Lender

Name	MORTGAGE UNLIMITED
Type	Mortgage Company
Address	GARFIELD, NJ 07026

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 28, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 47 Arbor Cir was $10,066, up 5% from the year before.

Source: Somerset County and Bernards Township assessment roll, as of July 7, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Somerset County
County Subdivision	Bernards Township
Unified School District	Bernards Township School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$621,500 (+4.23%) Land $175,000 Building $446,500	$621,500 (+4.23%) Land $175,000 Building $446,500
2025	$10,066.00 (+4.99%)	$596,300 Land $175,000 Building $421,300	$596,300 Land $175,000 Building $421,300
2024	$9,588.00
2023		$488,600 Land $175,000 Building $313,600	$488,600 Land $175,000 Building $313,600
2022	$9,109.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 47 Arbor Cir in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 3, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 47 Arbor Cir is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 81% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NJ AMERICAN WATER - SHORT HILLS private · serves 217,230 people · EPA ID NJ0712001
Water Source	Surface water
Last State Inspection	Nov 2022
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 138 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Optimum Cable · Fiber in parts of the area	940 / 35