51 Apple Grove Ct, Howard, OH 43028 Property Records

Knox County property record for 51 Apple Grove Ct, Howard, OH 43028

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 792 sqft · built 1973
Lot Size	0.225 acres (9,801 sqft)
Owner	Company Name on Record
Last Sale	$93,000 (Apr 2020)
Tax Bill	$2,152 (2025)
Deeds & Mortgages	Jul 2022 Refinance Apr 2020 Sale & Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`23-00415.000`

Property Details

APN / Parcel Number

Primary APN	`23-00415.000`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	792 sqft Living Area
1st Floor Area	792 sqft
Attic	Attic
Attic Area	264 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1973
Effective Year Built	Effective 1973
Exterior Material	Wood
Construction Type	Frame
Lot Area	9,801 sqft (0.225 acres)
Lot Dimensions	140 ft deep x 70 ft wide
Garage Type	Detached
Garage Area	308 sqft
Parking Spaces	1 Parking Space
Patio Area	257 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Gas

Location & Zoning

Street Address	51 APPLE GROVE CT
City	HOWARD
State	OH
Zip	43028
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ORCHARD HILLS LOT #415
Legal Subdivision	ORCHARD HILLS SUBDIVISION
Legal Lot Number	415
Jurisdiction	KNOX OH
Township / Civil Division	HOWARD
Census Block Group	2
Census Block	2025
Census Tract	6700

Owner

Source: Knox County records, as of April 10, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	12440 HEIMBERGER RD NW, BALTIMORE, OH 43105-9343
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Jul 29, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance PARK NATIONAL BANK
Apr 29, 2020	Grant Deed, Transfer · Line of Credit UNIFIED BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 29, 2020 · Amount on Record
Deed Sale	Apr 29, 2020 · Amount on Record
Prior Sale	Apr 10, 2017 · Amount on Record
Deed Document Number	20203169
Deed Book / Page	1775 / 421
Record Updated	Jun 8, 2026

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KNOX OH
Property Address	51 APPLE GROVE CT, HOWARD, OH 43028-9816
Transaction Type	Mortgage
Record Updated	May 20, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000006436
Date	Jul 29, 2022
Book Page	1936/102
Instrument	20220-00006436

Lender

Name	PARK NATIONAL BANK

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	181 Months
Due	Aug 1, 2037

April 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	KNOX OH
Recording Date	Apr 29, 2020
Property Address	51 APPLEGROVE CT, HOWARD, OH 43028-9405
Document Number	0017750421
Book / Page	001775 / 000421
Instrument Date	Apr 28, 2020
Instrument	3169
Transaction Type	Transfer
Record Updated	Jul 3, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$279.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6774 THOREAU LN NE BALTIMORE OH 431059732, BALTIMORE, OH 43105-9732

Mortgage

Document Number	17750423
Date	Apr 29, 2020
Book Page	001775/000423
Instrument	3170

Lender

Name	UNIFIED BK
Address	MARTINS FERRY, OH 43935

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Apr 28, 2050

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Knox County assessment roll, as of April 10, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Knox County
County Subdivision	Howard Township
Unified School District	East Knox Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026			$150,810 (-) Land $11,900 Building $138,910
2025	$2,152.00 (-0.83%)	$52,790 (-) Land $4,170 Building $48,620
2024	$2,170.00 (+40.64%)	$52,790 (+40.66%) Land $4,170 Building $48,620
2023	$1,543.00 (+22.46%)	$37,530 (+43.03%) Land $3,120 Building $34,410	$150,810 (+101.11%) Land $11,900 Building $138,910
2022	$1,260.00	$26,240 Land $2,180 Building $24,060
2020			$74,990 Land $6,240 Building $68,750

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 7, 2009 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	2 (2005)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Jan 2005 · Severe Winter Storms, Flooding, And Mudslides
Claims by Event	Severe Winter Storms, Flooding, And Mudslides, Jan 2005 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	KNOX COUNTY WATER AND WASTEWATER PWS private · serves 8,250 people · EPA ID OH4202012
Water Source	Groundwater
Last State Inspection	Nov 2022
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 205 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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