48 Apple Grove Ct, Howard, OH 43028 Property Records

Knox County property record for 48 Apple Grove Ct, Howard, OH 43028

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,420 sqft · built 1995
Lot Size	0.283 acres (12,327 sqft)
Owner	Individual on Record
Last Sale	$126,000 (Dec 2004)
Tax Bill	$3,215 (2025)
Deeds & Mortgages	Jul 2019 Mortgage Jul 2019 Sale
Flood Zone	Zone X (minimal risk)
APN	`23-00405.000`

Property Details

APN / Parcel Number

Primary APN	`23-00405.000`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,420 sqft Living Area
1st Floor Area	1,420 sqft
Basement Area	1,420 sqft
Finished Basement	800 sqft
Unfinished Basement	620 sqft

Exterior

Year Built	Built 1995
Effective Year Built	Effective 1995
Architectural Style	Ranch
Exterior Material	Wood
Construction Type	Frame
Lot Area	12,327 sqft (0.283 acres)
Lot Dimensions	190 ft deep x 65 ft wide
Garage Type	Basement
Garage Area	1 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	120 sqft
Patio Area	605 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Gas

Location & Zoning

Street Address	48 APPLE GROVE CT
City	HOWARD
State	OH
Zip	43028
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ORCHARD HILLS LOT #405
Legal Lot Number	405
Jurisdiction	KNOX OH
Township / Civil Division	HOWARD
Census Block Group	2
Census Block	2025
Census Tract	6700

Owner

Source: Knox County assessment roll, as of April 10, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual on Record
Mailing Address	48 APPLEGROVE CT, HOWARD, OH 43028-9405
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 19, 2019	Deed of Trust, Mortgage JOHN P WITTEN
Jul 15, 2019	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 21, 2004 · Amount on Record
Deed Sale	Dec 21, 2004 · Amount on Record
Prior Sale	Apr 24, 2001 · Amount on Record
Record Updated	Jun 8, 2026

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KNOX OH
Property Address	48 APPLEGROVE CT, HOWARD, OH 43028-9405
Document Number	0017320495
Instrument Date	Jul 19, 2019
Transaction Type	Mortgage
Record Updated	Aug 16, 2019
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	48 APPLEGROVE CT HOWARD OH 430289405, HOWARD, OH 43028-9405

Mortgage

Document Number	0017320495
Date	Jul 29, 2019
Book Page	001732/000495
Instrument	5512

Lender

Name	JOHN P WITTEN
Address	10266 SYLVIAN DR, DUBLIN, OH 43017-8715

Agreement

Amount	Amount Recorded
Term	120 Months
Due	Jul 28, 2029

Interest

Rate	2.5%

July 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KNOX OH
Recording Date	Jul 15, 2019
Property Address	48 APPLEGROVE CT, HOWARD, OH 43028-9405
Document Number	0017300615
Book / Page	001730 / 000615
Instrument Date	Jul 15, 2019
Instrument	5129
Transaction Type	Transfer
Record Updated	Jul 31, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$508.20
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	48 APPLEGROVE CT HOWARD OH 430289405, HOWARD, OH 43028-9405

Tax Assessment & Valuation

Source: Knox County assessment roll, as of April 10, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Knox County
County Subdivision	Howard Township
Unified School District	East Knox Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026			$230,850 (-) Land $12,270 Building $218,580
2025	$3,215.00 (-0.8%)	$80,790 (-) Land $4,290 Building $76,500
2024	$3,241.00 (+0.34%)	$80,790 (-) Land $4,290 Building $76,500
2023	$3,230.00 (+22.67%)	$80,790 (+42.99%) Land $4,290 Building $76,500	$230,850 (+43%) Land $12,270 Building $218,580
2022	$2,633.00	$56,500 Land $3,000 Building $53,500
2020			$161,430 Land $8,580 Building $152,850

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 7, 2009 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	2 (2005)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Jan 2005 · Severe Winter Storms, Flooding, And Mudslides
Claims by Event	Severe Winter Storms, Flooding, And Mudslides, Jan 2005 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	KNOX COUNTY WATER AND WASTEWATER PWS private · serves 8,250 people · EPA ID OH4202012
Water Source	Groundwater
Last State Inspection	Nov 2022
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 205 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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