Osceola County property record for 5099 Rockaby Rd, Saint Cloud, FL 34772 · Last verified July 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 2 Beds |
| Bathrooms | 3 Baths |
| Year Built | Built 2014 |
| Square Footage | 3,651 sqft Living Area |
| Lot Size | 100,188 sqft (2.3 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $150,000 (2013) |
| Tax Bill | $12,000.00 (2024) |
| Primary APN | 29-26-31-4867-0001-0050 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 3 Baths |
| Building Area | 3,651 sqft Living Area |
| Gross Area | 8,528 sqft Gross Area |
| 1st Floor | 2,883 sqft 1st Floor |
| Upper Floors | 768 sqft Upper Floors |
| Stories | 2 Stories |
| Primary Flooring | Carpet Flooring |
| Interior Structure | Wallboard/Drywall Interior Structure |
| Year Built | Built 2014 |
|---|---|
| Effective Year Built | Effective 2014 |
| Exterior Material | Concrete Block Exterior |
| Construction Type | Frame Construction |
| Roof Construction | Gable/Hip Roof Construction |
| Roof Material | Metal Roof |
| Lot Area | 100,188 sqft (2.3 acres) |
| Lot Width | 210 ft Width |
| Parking Spaces | 6 Parking Spaces |
| Garage Type | Attached Garage |
| Garage Area | 1,675 sqft Garage |
| Pool Type | In-Ground Pool Pool Type |
|---|---|
| Pool Area | 450 sqft Pool |
| Deck Area | 400 sqft Deck |
| Patio Area | 950 sqft Patio |
| Porch Area | 3,132 sqft Porch |
| Boat Access | Boat Access |
| Cooling System | HVAC Cooling |
|---|---|
| Heating System | Central Heating |
| Street Address | 5099 ROCKABY RD |
|---|---|
| City | SAINT CLOUD |
| State | FL |
| Zip | 34772-8601 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | ROCKABY ACRES PB 16 PG 14 A PORTION OF LOTS 4 & 5: BEG AT SWLY COR OF LOT 5, N 20.01 FT, S 88 DEG E 1163.74 FT, N 212.05 FT, E 371.13 FT, S 25 DEG W 57.81 FT, S 28 DEG E 14.95 FT, S 17 DEG W 125.11 FT, S 13 DEG W 56.43 FT, N 88 DEG W 1467.87 FT TO PO |
| Legal Range | 31E |
| Legal Township | 26S |
| Legal Section | 29 |
| Legal Subdivision | ROCKABY ACRES |
| Legal Tract | 4867 |
| Legal Block | 50 |
| Legal Lot Number | 5 |
| Jurisdiction | OSCEOLA FL |
| Minor Civil Division | ST. CLOUD |
| Census Blockgroup | 1 |
| Census Block | 1036 |
| Census Tract | 43301 |
Source: Osceola County records · APN 29-26-31-4867-0001-0050
Assessment roll updated November 26, 2025 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Company Names on File |
|---|---|
| Mailing Address | 5099 ROCKABY RD, SAINT CLOUD, FL 34772-8601 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is a Company |
| Vesting | Owner is a Trust, Revocable Trust |
| Date | Document |
|---|---|
| Mar 28, 2025 | Intrafamily Transfer, Transfer ACCOMODATION, ACCOMMODATION |
| Mar 13, 2025 | Quit Claim Deed, Transfer ATTORNEY ONLY, ATTORNEY |
| Apr 24, 2020 | Deed of Trust, Mortgage · Conventional Mortgage BANK OF AMERICA |
| Jan 17, 2017 | Deed of Trust, Mortgage · Line of Credit READYCAP LNDG |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jul 01, 2013 · Amount on Record |
| Deed Sale | Jul 01, 2013 · Amount on Record |
| Prior Sale | Jan 23, 2013 · Amount on Record |
| Deed Doc Number | 2013100729 |
| Deed Book / Page | 4465 / 239 |
| Last Transfer Date | Jan 03, 2014 |
| Transfer Doc | 0045550093 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Mar 28, 2025 |
| Property Address | 5099 ROCKABY RD, SAINT CLOUD, FL 34772-8601 |
| Document Number | 0067610577 |
| Book / Page | 6761 / 577 |
| Map Reference | MB 16 PG 14 |
| Instrument Date | Mar 26, 2025 |
| Instrument | 2025038663 |
| Transaction Type | Transfer |
| Record Updated | Dec 12, 2025 |
| Title Company | ACCOMODATION, ACCOMMODATION |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Zero or No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 5099 ROCKABY RD, SAINT CLOUD, FL 34772-8601 |
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 5099 ROCKABY RD, SAINT CLOUD, FL 34772-8601 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Mar 13, 2025 |
| Property Address | 5099 ROCKABY RD, SAINT CLOUD, FL 34772-8601 |
| Document Number | 0067541057 |
| Book / Page | 6754 / 1057 |
| Map Reference | MB 16 PG 14 |
| Instrument Date | Mar 04, 2025 |
| Instrument | 2025031930 |
| Transaction Type | Transfer |
| Record Updated | Dec 12, 2025 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Zero or No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 5099 ROCKABY RD, SAINT CLOUD, FL 34772-8601 |
| Name | Verified Name |
|---|---|
| Address | 5099 ROCKABY RD, SAINT CLOUD, FL 34772-8601 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Property Address | 5099 ROCKABY RD, SAINT CLOUD, FL 34772-8601 |
| Document Number | 0057162027 |
| Instrument Date | Apr 24, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jun 24, 2020 |
| Title Company | DOCPROBE |
| Name | Verified Name |
|---|---|
| Address | 5099 ROCKABY RD ST CLOUD FL 347728601, ST CLOUD, FL 34772-8601 |
| Document Number | 0057162027 |
|---|---|
| Date | May 01, 2020 |
| Book Page | 005716/002027 |
| Instrument | 59403 |
| Name | BANK OF AMERICA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 30, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Property Address | 5099 ROCKABY RD, SAINT CLOUD, FL 34772-8601 |
| Document Number | 0050992554 |
| Book / Page | 005099 / 002554 |
| Instrument Date | Jan 17, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Mar 17, 2017 |
| Title Company | CLASSIC TITLE AND SOLUTIONS INC, CLASSIC TITLE & SOLUTIONS INC |
| Name | Verified Name |
|---|---|
| Address | 5099 ROCKABY RD ST CLOUD FL 347728601, ST CLOUD, FL 34772-8601 |
| Document Number | 0050992554 |
|---|---|
| Date | Feb 08, 2017 |
| Book Page | 005099/002554 |
| Instrument | 22183 |
| Name | READYCAP LNDG |
|---|---|
| Address | NEW PROVIDENCE, NJ 07974 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Feb 07, 2042 |
| Rate Type | Adjustable Rate |
|---|
Source: Osceola County records · Assessment roll updated November 26, 2025 · Last verified July 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Osceola County |
| Unified School District | Osceola County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $12,463.00 (+3.86%) | $889,008 (+5.7%) | $1,057,800 (+1.81%) Land $226,800 Building $831,000 |
| 2024 | $12,000.00 (+1.64%) | ||
| 2023 | $11,806.00 (+3.31%) Homeowner's exemption | $841,091 (+3%) | $1,039,000 (+12.39%) Land $226,800 Building $812,200 |
| 2022 | $11,428.00 Homeowner's exemption | $816,594 | $924,500 Land $226,800 Building $697,700 |
Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone AE |
|---|---|
| Flood Hazard | High |
| 100-Year Floodplain | Yes 1% annual chance |
| Special Flood Hazard Area | Yes |
| Flood Insurance Requirement | Required (federally backed mortgages) |
| Floodway | No |
| Base Flood Elevation | 66.0 ft |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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